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About This Home

This 4-bedroom, 2-bathroom single family at 109 MILL Street in CAMBRIDGE, MD is listed for $345,000 ($137 per sqft). Built in 1918, the home offers 2,520 sqft of living space on a 0.28 acres lot.

Agent Description

109 Mill St. is a prime location in the heart of West End Historic District, which is deep in the heart of Cambridge, one of the city's most coveted streets, having homes owned by MD governors, mansions of business tycoons who founded Phillips Packing Co.

(1902), and Academy School(1903), registered as MD/Natl'l Historic Properties. 109 Mill is a hop, skip and jump to the Choptank River, considered a premier tributary of the Chesapeake Bay with its wide expanse, bountiful seafood, water sports and sightseeing.

Make note that the dwelling is in Flood Zone X and flood ins. not required. On the shoreline are the city and yacht club marinas to lodge your boat and the Choptank River Lighthouse at Long Warf. This 1919 home rests on a deep .28 acre lot with the rear yard having a deck, detached garage, shed and year old above ground pool (depth 54").

The exterior has vinyl siding, architectural shingle roof and several replacement windows. From a covered brick entry, the Colonial style home opens to a large living room next to the family room with wood stove, which flows into the formal dining room, which is next to a bedroom/office, all of which have craftsman made hardwood floors.

There is also an all glassed heated sunroom. The kitchen is at the house rear equipped by SS appliances paired with a laundry room having washer/dryer, tankless hot water and storage area. There are three second floor bedrooms. You have an easy stroll to the versatile downtown for business and pleasure, with professional and other service offices, bank, post office, public library, retail and last but not not least, fine restaurants/taverns.

Cambridge is in the midst of rebounding to the days of old when it was leader of the Shore, but all the while maintaining friendliness and slower pace of life, why it's known as the land of pleasant living. MAjOR PRICE IMPROVEMENT 12/26/25

Key Features

  • Built in 1918
  • 0.28 acre lot
  • 2 stories
  • 5 parking spaces
  • Private pool
  • Fireplace

Property Details

2 stories
1 full, 1 half
5 spaces
1918

Amenities

PoolFireplaceA/C

Monthly Cost Estimate

$1,845/mo

20% down · 6.5% · 30 years

Principal$250
Interest$1,495
Insurance$101

Estimates only. Actual payments may vary.

Location

109 MILL Street

CAMBRIDGE, MD 21613

HISTORIC DISTRICT - WEST END

Features & Amenities

Interior Features

AtticCrown MoldingsEntry Level BedroomFloor Plan - TraditionalFormal/Separate Dining RoomStove - WoodWood Floors

Property Details

Construction

Vinyl Siding

Parking

On StreetDrivewayOff StreetGarage - Detached

Heating

CentralOther (Heating)

Cooling

Window Unit(s)

Appliances

DryerWasherFreezerInstant Hot WaterRefrigeratorStoveDishwasher

Questions & Answers

This 4-bedroom, 2-bathroom single family at 109 MILL Street is listed at $345,000 ($137/sqft). The estimated monthly payment is $1,495 based on 20% down at 6.5% interest.

Key features include: Built in 1918, 0.28 acre lot, 2 stories, 5 parking spaces, Private pool, Fireplace. Interior Features: Attic, Crown Moldings, Entry Level Bedroom.

This property is listed by Richard D Harrington and can be reached at 4432053038 or dickie@sharonre.com.

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RH

Richard D Harrington

Agent at Sharon Real Estate P.C.

(443) 205-3038

Listed by Sharon Real Estate P.C.

MLS# MDDO2010810· Source: listhub· Updated 154 days ago

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

109 MILL Street, CAMBRIDGE, MD 21613

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