# 109 N Howard Street, Oxford, IN 47971 > **TL;DR:** commercial, $455,000, built 1966. Est. $2,434/mo. Listed 14 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $455,000 | | Year Built | 1966 | | Lot Size | 10,890 sqft (0.25 acres) | | Property Type | Commercial (Other) | | Status | Active | | Days on Market | 14 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,301 | | Estimated Insurance | $133 | | **Total** | **$2,434** | ## Property Highlights - Built in 1966 - 0.25 acre lot ## Description ### Agent Description Multifamily investment opportunity near the town square in beautiful historic downtown Oxford! Located at 109 N Howard Street, this approximately 5,100 square foot property features six primary apartments, including four two bedroom units and two one bedroom units, plus an additional efficiency currently occupied by the property's maintenance person. Features include tenant paid utilities, separately metered water, ample rear parking, and six individual tenant storage lockers. Select upper units offer private exterior entrances and decks overlooking the parking area. Two apartments currently have washer and dryer hookups, with the ability to add hookups in the remaining primary units. Existing rental income and two vacant apartments offer an opportunity to increase occupancy, while future improvements and rent adjustments provide additional income potential. Within two blocks, enjoy local favorites including Pizza King, The Wild Mulberry Boutique, Cabbage Rose Floral Market, The Squeeze Inn, and the Oxford Public Library. Small town charm and downtown convenience, all approximately a 15 minute drive to West Lafayette. ## Location - **Address:** 109 N Howard Street, Oxford, IN 47971 - **County:** Benton County - **Coordinates:** 40.520859, -87.248781 - **Google Maps:** https://www.google.com/maps?q=40.520859,-87.248781 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/irmls/202643028 ## Listing Agent - **Name:** Jeremy Spann - **Brokerage:** Lafayette Success Group, LLC - **Broker Phone:** (765) 714-2009 ## Photos ![109 N Howard Street - Photo 1](http://lh.rdcpix.com/bf6bb40a86c0ee9309eb85c21d03ab1al-f1869398253r.jpg) ![109 N Howard Street - Photo 2](http://lh.rdcpix.com/bf6bb40a86c0ee9309eb85c21d03ab1al-f380315640r.jpg) ![109 N Howard Street - Photo 3](http://lh.rdcpix.com/bf6bb40a86c0ee9309eb85c21d03ab1al-f2640910339r.jpg) ![109 N Howard Street - Photo 4](http://lh.rdcpix.com/bf6bb40a86c0ee9309eb85c21d03ab1al-f3184323914r.jpg) ![109 N Howard Street - Photo 5](http://lh.rdcpix.com/bf6bb40a86c0ee9309eb85c21d03ab1al-f1451094063r.jpg) ![109 N Howard Street - Photo 6](http://lh.rdcpix.com/bf6bb40a86c0ee9309eb85c21d03ab1al-f2667601568r.jpg) ![109 N Howard Street - Photo 7](http://lh.rdcpix.com/bf6bb40a86c0ee9309eb85c21d03ab1al-f586428032r.jpg) ![109 N Howard Street - Photo 8](http://lh.rdcpix.com/bf6bb40a86c0ee9309eb85c21d03ab1al-f4094350160r.jpg) ![109 N Howard Street - Photo 9](http://lh.rdcpix.com/bf6bb40a86c0ee9309eb85c21d03ab1al-f1763265678r.jpg) ![109 N Howard Street - Photo 10](http://lh.rdcpix.com/bf6bb40a86c0ee9309eb85c21d03ab1al-f1935287003r.jpg) ![109 N Howard Street - Photo 11](http://lh.rdcpix.com/bf6bb40a86c0ee9309eb85c21d03ab1al-f3219986518r.jpg) ![109 N Howard Street - Photo 12](http://lh.rdcpix.com/bf6bb40a86c0ee9309eb85c21d03ab1al-f3729301843r.jpg) ![109 N Howard Street - Photo 13](http://lh.rdcpix.com/bf6bb40a86c0ee9309eb85c21d03ab1al-f3117186423r.jpg) ![109 N Howard Street - Photo 14](http://lh.rdcpix.com/bf6bb40a86c0ee9309eb85c21d03ab1al-f2582122959r.jpg) ![109 N Howard Street - Photo 15](http://lh.rdcpix.com/bf6bb40a86c0ee9309eb85c21d03ab1al-f1543757641r.jpg) ![109 N Howard Street - Photo 16](http://lh.rdcpix.com/bf6bb40a86c0ee9309eb85c21d03ab1al-f3627601654r.jpg) ![109 N Howard Street - Photo 17](http://lh.rdcpix.com/bf6bb40a86c0ee9309eb85c21d03ab1al-f4127299707r.jpg) ![109 N Howard Street - Photo 18](http://lh.rdcpix.com/bf6bb40a86c0ee9309eb85c21d03ab1al-f2536611259r.jpg) ![109 N Howard Street - Photo 19](http://lh.rdcpix.com/bf6bb40a86c0ee9309eb85c21d03ab1al-f630980181r.jpg) ![109 N Howard Street - Photo 20](http://lh.rdcpix.com/bf6bb40a86c0ee9309eb85c21d03ab1al-f2765924710r.jpg) ![109 N Howard Street - Photo 21](http://lh.rdcpix.com/bf6bb40a86c0ee9309eb85c21d03ab1al-f1145885285r.jpg) ![109 N Howard Street - Photo 22](http://lh.rdcpix.com/bf6bb40a86c0ee9309eb85c21d03ab1al-f1830957381r.jpg) ![109 N Howard Street - Photo 23](http://lh.rdcpix.com/bf6bb40a86c0ee9309eb85c21d03ab1al-f2851632140r.jpg) ![109 N Howard Street - Photo 24](http://lh.rdcpix.com/bf6bb40a86c0ee9309eb85c21d03ab1al-f1366132541r.jpg) ![109 N Howard Street - Photo 25](http://lh.rdcpix.com/bf6bb40a86c0ee9309eb85c21d03ab1al-f6485568r.jpg) ![109 N Howard Street - Photo 26](http://lh.rdcpix.com/bf6bb40a86c0ee9309eb85c21d03ab1al-f2794534338r.jpg) ![109 N Howard Street - Photo 27](http://lh.rdcpix.com/bf6bb40a86c0ee9309eb85c21d03ab1al-f988844590r.jpg) ![109 N Howard Street - Photo 28](http://lh.rdcpix.com/bf6bb40a86c0ee9309eb85c21d03ab1al-f441810684r.jpg) ![109 N Howard Street - Photo 29](http://lh.rdcpix.com/bf6bb40a86c0ee9309eb85c21d03ab1al-f3350966414r.jpg) ![109 N Howard Street - Photo 30](http://lh.rdcpix.com/bf6bb40a86c0ee9309eb85c21d03ab1al-f27591772r.jpg) ![109 N Howard Street - Photo 31](http://lh.rdcpix.com/bf6bb40a86c0ee9309eb85c21d03ab1al-f74054473r.jpg) ![109 N Howard Street - Photo 32](http://lh.rdcpix.com/bf6bb40a86c0ee9309eb85c21d03ab1al-f1497923779r.jpg) ![109 N Howard Street - Photo 33](http://lh.rdcpix.com/bf6bb40a86c0ee9309eb85c21d03ab1al-f3503830379r.jpg) ![109 N Howard Street - Photo 34](http://lh.rdcpix.com/bf6bb40a86c0ee9309eb85c21d03ab1al-f818393952r.jpg) ![109 N Howard Street - Photo 35](http://lh.rdcpix.com/bf6bb40a86c0ee9309eb85c21d03ab1al-f5771974r.jpg) --- **MLS#:** 202643028 | **Updated:** 2026-10-28 **Source:** listhub *Copyright © 2026 Lafayette Regional Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/109-n-howard-street-oxford-in-47971-eddd672576ce4bf4a18e94aef3229ff3) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/109-n-howard-street-oxford-in-47971-eddd672576ce4bf4a18e94aef3229ff3#listing", "url": "https://staging.propertysimple.ai/listing/109-n-howard-street-oxford-in-47971-eddd672576ce4bf4a18e94aef3229ff3", "name": "109 N Howard Street, Oxford, IN 47971", "description": "Multifamily investment opportunity near the town square in beautiful historic downtown Oxford! Located at 109 N Howard Street, this approximately 5,100 square foot property features six primary apartments, including four two bedroom units and two one bedroom units, plus an additional efficiency currently occupied by the property's maintenance person. Features include tenant paid utilities, separately metered water, ample rear parking, and six individual tenant storage lockers. Select upper units offer private exterior entrances and decks overlooking the parking area. Two apartments currently have washer and dryer hookups, with the ability to add hookups in the remaining primary units. Existing rental income and two vacant apartments offer an opportunity to increase occupancy, while future improvements and rent adjustments provide additional income potential. Within two blocks, enjoy local favorites including Pizza King, The Wild Mulberry Boutique, Cabbage Rose Floral Market, The Squeeze Inn, and the Oxford Public Library. 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