# 109 NE 4TH Avenue, Mulberry, FL 33860 > **TL;DR:** 3bd/3ba single family, $449,000 ($147/sqft), built 1990, 3,059 sqft. > Fireplace, Waterfront, View, A/C. Est. $2,401/mo. Listed 358 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $449,000 | | Price/sqft | $147 | | Bedrooms | 3 | | Bathrooms | 2 full, 1 half | | Square Feet | 3,059 | | Year Built | 1990 | | Lot Size | 301,871 sqft (6.93 acres) | | Stories | 3 | | Garage | 1-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 358 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Lake ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,270 | | Estimated Insurance | $131 | | **Total** | **$2,401** | ## Key Amenities - Fireplace - Waterfront - View - A/C - 1-car garage ## Property Highlights - Built in 1990 - 6.93 acre lot - 3 stories - Fireplace - Waterfront ## Description ### Agent Description HUGE IMMEDIATE EQUITY OPPORTUNITY! PRICED EXTREMELY LOWER THAN CURRENT APPRAISAL! SELLERS SAY SELL! WATERFRONT HIDDEN GEM can be INCOME PRODUCING PROPERTY! Imagine waking up every day to sparkling water views, peaceful surroundings, and the perfect place to create lifelong memories. This beautiful waterfront property now the perfect time to make your move! Wildlife, Boat Days, Sunset Nights! Repositioned for the new owners! MAIN HOME, GUEST HOUSE AND WATER! Discover a truly unique triple-level retreat designed for privacy, nature, and year-round outdoor living. A long private drive leads to this secluded sanctuary surrounded by sparkling water and abundant wildlife living. The main residence features 3 bedrooms and 2.5 baths, with expansive windows, skylights, and multiple living areas capturing breathtaking water views. The chef's kitchen offers generous workspace and a sun-filled eat-in nook overlooking the water. A bright sunroom extends the living space, perfect for relaxing or entertaining. The main level includes a formal dining room with built-in shelving (ideal as a study), half bath, and a large interior utility/storage room that can also function as a home office. The lower level hosts the family room/den and the primary suite, both offering direct water access and waterfront views. Upstairs are two spacious bedrooms, a guest bath, and additional attic storage. A separate guest home at the front of the property-currently under renovation-offers excellent flexibility for multi-generational living, guests, or income potential, while maintaining privacy between residences. Ideal for fishing, kayaking, canoeing, and enjoying the outdoors, with room for boats, RVs, and recreational toys. Conveniently located near shopping and dining, with Mulberry Dock & Park adjacent to the property. Own a private waterfront estate-schedule your private showing today. ## Location - **Address:** 109 NE 4TH Avenue, Mulberry, FL 33860 - **County:** Polk - **Neighborhood:** L N PIPKINS ADD - **Coordinates:** 27.895952, -81.968512 - **Google Maps:** https://www.google.com/maps?q=27.895952,-81.968512 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/stellar/L4957046 ## Listing Agent - **Name:** Tina Heim, PA - **Brokerage:** Smart Realty of Polk Inc dba Keller Williams Realty - **Broker Phone:** (863) 577-1234 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/109-NE-4th-Ave_Mulberry_FL_33860_M50093-86101?f=listhub&s=MFRMLSFL&m=L4957046&c=propsimple) ## Photos ![109 NE 4TH Avenue - Photo 1](http://lh.rdcpix.com/97d7b1f33e84c107a45aa3b9a7599b00l-f2715164243r.jpg) ![109 NE 4TH Avenue - Photo 2](http://lh.rdcpix.com/97d7b1f33e84c107a45aa3b9a7599b00l-f2919658183r.jpg) ![109 NE 4TH Avenue - Photo 3](http://lh.rdcpix.com/97d7b1f33e84c107a45aa3b9a7599b00l-f2917316356r.jpg) ![109 NE 4TH Avenue - Photo 4](http://lh.rdcpix.com/97d7b1f33e84c107a45aa3b9a7599b00l-f120811937r.jpg) ![109 NE 4TH Avenue - Photo 5](http://lh.rdcpix.com/97d7b1f33e84c107a45aa3b9a7599b00l-f4016060655r.jpg) ![109 NE 4TH Avenue - Photo 6](http://lh.rdcpix.com/97d7b1f33e84c107a45aa3b9a7599b00l-f3637692923r.jpg) ![109 NE 4TH Avenue - Photo 7](http://lh.rdcpix.com/97d7b1f33e84c107a45aa3b9a7599b00l-f2580347058r.jpg) ![109 NE 4TH Avenue - Photo 8](http://lh.rdcpix.com/97d7b1f33e84c107a45aa3b9a7599b00l-f2986356345r.jpg) ![109 NE 4TH Avenue - Photo 9](http://lh.rdcpix.com/97d7b1f33e84c107a45aa3b9a7599b00l-f1204496571r.jpg) ![109 NE 4TH Avenue - Photo 10](http://lh.rdcpix.com/97d7b1f33e84c107a45aa3b9a7599b00l-f215839388r.jpg) ![109 NE 4TH Avenue - Photo 11](http://lh.rdcpix.com/97d7b1f33e84c107a45aa3b9a7599b00l-f616607709r.jpg) ![109 NE 4TH Avenue - Photo 12](http://lh.rdcpix.com/97d7b1f33e84c107a45aa3b9a7599b00l-f2945504600r.jpg) ![109 NE 4TH Avenue - Photo 13](http://lh.rdcpix.com/97d7b1f33e84c107a45aa3b9a7599b00l-f1495674480r.jpg) ![109 NE 4TH Avenue - 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Photo 94](http://lh.rdcpix.com/97d7b1f33e84c107a45aa3b9a7599b00l-f396523083r.jpg) ![109 NE 4TH Avenue - Photo 95](http://lh.rdcpix.com/97d7b1f33e84c107a45aa3b9a7599b00l-f2876068869r.jpg) ![109 NE 4TH Avenue - Photo 96](http://lh.rdcpix.com/97d7b1f33e84c107a45aa3b9a7599b00l-f3852852287r.jpg) ![109 NE 4TH Avenue - Photo 97](http://lh.rdcpix.com/97d7b1f33e84c107a45aa3b9a7599b00l-f1218782946r.jpg) ![109 NE 4TH Avenue - Photo 98](http://lh.rdcpix.com/97d7b1f33e84c107a45aa3b9a7599b00l-f780370506r.jpg) --- **MLS#:** L4957046 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/109-ne-4th-avenue-mulberry-fl-33860-0016afa017f9451089ae2cdce7888bb0) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/109-ne-4th-avenue-mulberry-fl-33860-0016afa017f9451089ae2cdce7888bb0#listing", "url": "https://staging.propertysimple.ai/listing/109-ne-4th-avenue-mulberry-fl-33860-0016afa017f9451089ae2cdce7888bb0", "name": "109 NE 4TH Avenue, Mulberry, FL 33860", "description": "HUGE IMMEDIATE EQUITY OPPORTUNITY! PRICED EXTREMELY LOWER THAN CURRENT APPRAISAL! SELLERS SAY SELL! WATERFRONT HIDDEN GEM can be INCOME PRODUCING PROPERTY! Imagine waking up every day to sparkling water views, peaceful surroundings, and the perfect place to create lifelong memories. This beautiful waterfront property now the perfect time to make your move! Wildlife, Boat Days, Sunset Nights! Repositioned for the new owners! MAIN HOME, GUEST HOUSE AND WATER! Discover a truly unique triple-level retreat designed for privacy, nature, and year-round outdoor living. A long private drive leads to this secluded sanctuary surrounded by sparkling water and abundant wildlife living. The main residence features 3 bedrooms and 2.5 baths, with expansive windows, skylights, and multiple living areas capturing breathtaking water views. The chef's kitchen offers generous workspace and a sun-filled eat-in nook overlooking the water. A bright sunroom extends the living space, perfect for relaxing or entertaining. The main level includes a formal dining room with built-in shelving (ideal as a study), half bath, and a large interior utility/storage room that can also function as a home office. The lower level hosts the family room/den and the primary suite, both offering direct water access and waterfront views. Upstairs are two spacious bedrooms, a guest bath, and additional attic storage. A separate guest home at the front of the property-currently under renovation-offers excellent flexibility for multi-generational living, guests, or income potential, while maintaining privacy between residences. Ideal for fishing, kayaking, canoeing, and enjoying the outdoors, with room for boats, RVs, and recreational toys. Conveniently located near shopping and dining, with Mulberry Dock & Park adjacent to the property. 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