About This Home

This 4-bedroom, 3-bathroom single family at 109 Sandcastle Way in Saint Simons Island, GA is listed for $647,000 ($227 per sqft). Built in 1989, the home offers 2,854 sqft of living space on a 0.14 acres lot.

Key Features

  • Built in 1989
  • 0.14 acre lot
  • Fireplace
  • Waterfront

Property Details

3 full
1989

Amenities

FireplaceWaterfrontA/C
Listing Description

Enjoy peaceful waterfront living in this spacious two-story home in the Sandcastle Subdivision on the south end of St. Simons Island, not far from the beach. Offering nearly 3,000 square feet, four bedrooms, three baths, and two primary suite options, the home provides a versatile floor plan with generous living spaces.

The kitchen opens to the breakfast area, family room, and sunroom, all overlooking the water. A separate living room features a tabby fireplace and offers plenty of room for a dining area with water views. Upstairs, you'll find the original spacious primary suite, two additional bedrooms, and a full bath.

The enclosed garage has been converted into a spacious main-level primary suite, providing the convenience of first-floor living. The sunroom and spacious deck extend the living area outdoors. The home is ready for updates and has been priced to allow the next owner to personalize it to their own style. Bring your vision and make this waterfront home your own.

Monthly Cost Estimate

$3,610/mo

20% down · 6.5% · 30 years

Principal$468
Interest$2,804
Insurance$189
HOA$150

Estimates only. Actual payments may vary.

Location

109 Sandcastle Way

Saint Simons Island, GA 31522

Sandcastle

Features & Amenities

Interior Features

Ceiling Fan(s)Double VanityPantrySoaking TubWalk-In Closet(s)Open StaircaseSeparate ShowerPrimary SuiteSitting AreaBreakfast Bar

Exterior Features

Boat Dock

Property Details

Flooring

TileWood

Construction

Vinyl Siding

Outdoor Features

Deck

Heating

Electric (Heating)

Cooling

Central AirElectricCeiling Fan(s)

Appliances

DishwasherRangeRefrigeratorDishwasherRangeRefrigerator

Questions & Answers

This 4-bedroom, 3-bathroom single family at 109 Sandcastle Way is listed at $647,000 ($227/sqft). The estimated monthly payment is $3,611 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $150/month.

Key features include: Built in 1989, 0.14 acre lot, Fireplace, Waterfront. Interior Features: Ceiling Fan(s), Double Vanity, Pantry. Exterior Features: Boat Dock.

This property is listed by Lee Clements Baxter.

LB

Lee Clements Baxter

License 138676

Agent at DeLoach Sotheby's International Realty

Listed by DeLoach Sotheby's International Realty · Broker phone: 9126380406 · View on Broker Site · Broker website

MLS# 2001527· Source: Golden Isles Association of REALTORS· 94 days on PropertySimple

Copyright © 2026 Golden Isles Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

109 Sandcastle Way, Saint Simons Island, GA 31522

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