# 109 Whispering Oaks Ln, Otego, NY 13825

> **TL;DR:** 4bd/3ba single family, $399,900, built 2000.
> 4-car garage. Est. $2,139/mo. Listed 45 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $399,900 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Year Built | 2000 |
| Lot Size | 221,720 sqft (5.09 acres) |
| Stories | 1 |
| Garage | 4-car |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 45 |

## Why This Home Stands Out

- **Large Garage** - 4-car garage

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,022 |
| Estimated Insurance | $117 |
| **Total** | **$2,139** |

## Key Amenities

- 4-car garage

## Property Highlights

- Built in 2000
- 5.09 acre lot

## Description

### Agent Description
The name of the road says it all! Come and enjoy the peace and quiet of Whispering Oaks Lane, just minutes to Route 7 at a location where all you hear is the whisper of the breeze through the trees! this 4 bedroom ranch home was built in 2000 as a family get-away! Never occupied for more than a few short visits each year! This gently used charmer features a large living room with gas fireplace, a very spacious dining room, classy kitchen with peninsula countertop, pantry, and a walk-out to massive deck! Primary en-suite, 2nd living room AND family room with gas appliance in basement, and another walk-out to patio and backyard. 2 car attached garage is extra deep and extra convenient, plus there is an additional 24'x30' detached garage for all the toys! Lovely 5+ acre lot on exclusive Whispering Oaks Lane...shhh- you can hear the quiet all around you! 5 minutes to village/I88, 10 minutes to Oneonta and the All Star Village baseball camps...which all feel a world away! Whispering Oaks Lane is a cul-de-sac street- no "thru-traffic"! 500 gallon underground LP tank serves gas fireplace, gas stove, and kitchen stove.

## Location

- **Address:** 109 Whispering Oaks Ln, Otego, NY 13825
- **County:** Otsego
- **Coordinates:** 42.411855, -75.158573
- **Google Maps:** https://www.google.com/maps?q=42.411855,-75.158573

## Virtual Tour & Media

- **Video Tour:** https://video214.com/custom-player/1iooDrRS8xc68zur1If1hQ

## Listing Agent

- **Name:** Rodger B Moran
- **Brokerage:** BENSON AGENCY REAL ESTATE LLC
- **Broker Phone:** 607-432-4391
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/109-Whispering-Oaks-Ln_Otego_NY_13825_M39520-83909?f=listhub&s=NYSMLS&m=11995784&c=propsimple)

## Photos

![109 Whispering Oaks Ln - Photo 1](http://lh.rdcpix.com/fe64321d7082dec9d22ae56430cc9311l-f755473672r.jpg)

![109 Whispering Oaks Ln - Photo 2](http://lh.rdcpix.com/fe64321d7082dec9d22ae56430cc9311l-f137075390r.jpg)

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![109 Whispering Oaks Ln - Photo 31](http://lh.rdcpix.com/fe64321d7082dec9d22ae56430cc9311l-f1795959298r.jpg)

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![109 Whispering Oaks Ln - Photo 33](http://lh.rdcpix.com/fe64321d7082dec9d22ae56430cc9311l-f2768617253r.jpg)

![109 Whispering Oaks Ln - Photo 34](http://lh.rdcpix.com/fe64321d7082dec9d22ae56430cc9311l-f3418277703r.jpg)

![109 Whispering Oaks Ln - Photo 35](http://lh.rdcpix.com/fe64321d7082dec9d22ae56430cc9311l-f2954234269r.jpg)

![109 Whispering Oaks Ln - Photo 36](http://lh.rdcpix.com/fe64321d7082dec9d22ae56430cc9311l-f1100822247r.jpg)

![109 Whispering Oaks Ln - Photo 37](http://lh.rdcpix.com/fe64321d7082dec9d22ae56430cc9311l-f3450268609r.jpg)

![109 Whispering Oaks Ln - Photo 38](http://lh.rdcpix.com/fe64321d7082dec9d22ae56430cc9311l-f296173334r.jpg)

![109 Whispering Oaks Ln - Photo 39](http://lh.rdcpix.com/fe64321d7082dec9d22ae56430cc9311l-f1134649929r.jpg)

![109 Whispering Oaks Ln - Photo 40](http://lh.rdcpix.com/fe64321d7082dec9d22ae56430cc9311l-f3464315453r.jpg)

![109 Whispering Oaks Ln - Photo 41](http://lh.rdcpix.com/fe64321d7082dec9d22ae56430cc9311l-f2526343395r.jpg)

![109 Whispering Oaks Ln - Photo 42](http://lh.rdcpix.com/fe64321d7082dec9d22ae56430cc9311l-f3946300811r.jpg)

![109 Whispering Oaks Ln - Photo 43](http://lh.rdcpix.com/fe64321d7082dec9d22ae56430cc9311l-f2498525969r.jpg)

![109 Whispering Oaks Ln - Photo 44](http://lh.rdcpix.com/fe64321d7082dec9d22ae56430cc9311l-f3958486371r.jpg)

![109 Whispering Oaks Ln - Photo 45](http://lh.rdcpix.com/fe64321d7082dec9d22ae56430cc9311l-f4141037039r.jpg)

![109 Whispering Oaks Ln - Photo 46](http://lh.rdcpix.com/fe64321d7082dec9d22ae56430cc9311l-f2761893949r.jpg)

![109 Whispering Oaks Ln - Photo 47](http://lh.rdcpix.com/fe64321d7082dec9d22ae56430cc9311l-f1644193129r.jpg)

![109 Whispering Oaks Ln - Photo 48](http://lh.rdcpix.com/fe64321d7082dec9d22ae56430cc9311l-f2752531570r.jpg)

![109 Whispering Oaks Ln - Photo 49](http://lh.rdcpix.com/fe64321d7082dec9d22ae56430cc9311l-f3946300811r.jpg)

![109 Whispering Oaks Ln - Photo 50](http://lh.rdcpix.com/fe64321d7082dec9d22ae56430cc9311l-f296173334r.jpg)

---

**MLS#:** 11995784 | **Updated:** 2026-10-26
**Source:** listhub

*Copyright © 2026 My State MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/109-whispering-oaks-ln-otego-ny-13825-1f7af14b5b9546e187ddb137497b31a2)

---

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