About This Home

This 4-bedroom, 4-bathroom single family at 109 Whiterock Drive in Mount Holly, NC is listed for $975,000 ($257 per sqft). Built in 2003, the home offers 3,796 sqft of living space on a 0.89 acres lot.

Key Features

  • Built in 2003
  • 0.89 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
3 full, 1 half
2-car garage
2003

Amenities

FireplaceViewA/C
Listing Description

Luxury, craftsmanship, and lake lifestyle come together in this beautifully updated custom full-brick home in Stonewater with resort-like amenities, one of Mount Holly's premier waterfront communities. Perfectly positioned on a spacious corner lot with seasonal water views, this exceptional property also includes a deeded boat slip (Dock A-26), offering convenient access to Mountain Island Lake.

This home has been well maintained and pride of ownership is apparent. It has been thoughtfully enhanced with fresh interior paint, a refreshed kitchen, new and refinished hardwood flooring throughout (NO CARPETS), updated lighting, hardware, and staircase with a custom runner, creating a fresh, timeless aesthetic while preserving the home's quality craftsmanship.

Inside, soaring ceilings, extensive moldings, detailed millwork, tray and vaulted ceilings, walls of windows, and rich architectural details define the spacious interior. The impressive two-story great room features a gas fireplace with custom built-in cabinetry and serves as the centerpiece of the home.

The main-level primary suite offers two walk-in closets, including one with custom built-ins, along with dual granite vanities, a jetted tub, and separate shower. Every secondary bedroom includes its own walk-in closet, while all bathrooms feature granite countertops, tile flooring, and tiled bath surrounds.

One of the home's signature spaces is the approximately 380-square-foot heated and cooled EasyBreeze sunporch. Although not included in the heated living area, it functions as a four-season retreat with vaulted pine ceilings and peaceful views of the mature landscape beyond the partially fenced backyard.

The trex deck, patio, and partially fenced backyard complete this outdoor living space. Additional highlights include a recently encapsulated crawl space with dehumidifier, an expansive driveway, a side-entry oversized 2 car garage with epoxy flooring and custom built-in cabinetry and work bench, new water heater, central vacuum system, irrigation,

security system, kitchen water filtration, and a spacious laundry room with cabinetry and utility sink. From its custom craftsmanship and extensive updates to its deeded boat slip and desirable waterfront community, this home offers a rare combination of elegance, functionality, and recreation-all just minutes from Charlotte, Belmont, and the amenities of Mountain Island Lake.

Monthly Cost Estimate

$6,543/mo

20% down · 6.5% · 30 years

Principal$705
Interest$4,225
Insurance$284
HOA$1,328

Estimates only. Actual payments may vary.

Location

109 Whiterock Drive

Mount Holly, NC 28120

Stonewater

Features & Amenities

Interior Features

Attic Stairs PulldownBreakfast BarBuilt-in FeaturesCable PrewireCentral VacuumEntrance FoyerKitchen IslandOpen FloorplanPantryWalk-In Closet(s)Whirlpool

Exterior Features

In-Ground Irrigation

Property Details

Flooring

WoodTile

Construction

Brick Full

Views

Water

Outdoor Features

PatioDeck

Parking

Garage - AttachedGarageDrivewayOpen

Heating

Forced AirDuctless (Heating)Natural GasZonedCentral

Cooling

ElectricCentral AirCeiling Fan(s)ZonedDuctless

Appliances

DishwasherDisposalDown DraftElectric OvenGas CooktopGas Water HeaterMicrowavePlumbed For Ice MakerSelf Cleaning OvenWall Oven

Questions & Answers

This 4-bedroom, 4-bathroom single family at 109 Whiterock Drive is listed at $975,000 ($257/sqft). The estimated monthly payment is $6,542 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1328/month.

Key features include: Built in 2003, 0.89 acre lot, 2 stories, Fireplace. Interior Features: Attic Stairs Pulldown, Breakfast Bar, Built-in Features. Exterior Features: In-Ground Irrigation.

This property is listed by Margaret Tavares.

MT

Margaret Tavares

Agent at Berkshire Hathaway HomeServices Carolinas Realty

Listed by Berkshire Hathaway HomeServices Carolinas Realty · Broker phone: (919) 924-3918 · View on Broker Site · Broker website

MLS# 4402234· Source: Canopy MLS· 106 days on PropertySimple

Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

109 Whiterock Drive, Mount Holly, NC 28120

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