# 109 Whiterock Drive, Mount Holly, NC 28120 > **TL;DR:** 4bd/4ba single family, $975,000 ($257/sqft), built 2003, 3,796 sqft. > Fireplace, View, A/C, 2-car garage. Est. $6,542/mo. Listed 109 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $975,000 | | Price/sqft | $257 | | Bedrooms | 4 | | Bathrooms | 3 full, 1 half | | Square Feet | 3,796 | | Year Built | 2003 | | Lot Size | 38,768 sqft (0.89 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 109 | ## Why This Home Stands Out - **Views** - Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $4,930 | | Estimated Insurance | $284 | | HOA | $1,328 | | **Total** | **$6,542** | ## Nearby Schools - **Elementary:** Pinewood Gaston - **Middle:** Stanley - **High:** East Gaston ## Key Amenities - Fireplace - View - A/C - 2-car garage ## Property Highlights - Built in 2003 - 0.89 acre lot - 2 stories - Fireplace ## Description ### Agent Description Luxury, craftsmanship, and lake lifestyle come together in this beautifully updated custom full-brick home in Stonewater with resort-like amenities, one of Mount Holly's premier waterfront communities. Perfectly positioned on a spacious corner lot with seasonal water views, this exceptional property also includes a deeded boat slip (Dock A-26), offering convenient access to Mountain Island Lake. This home has been well maintained and pride of ownership is apparent. It has been thoughtfully enhanced with fresh interior paint, a refreshed kitchen, new and refinished hardwood flooring throughout (NO CARPETS), updated lighting, hardware, and staircase with a custom runner, creating a fresh, timeless aesthetic while preserving the home's quality craftsmanship. Inside, soaring ceilings, extensive moldings, detailed millwork, tray and vaulted ceilings, walls of windows, and rich architectural details define the spacious interior. The impressive two-story great room features a gas fireplace with custom built-in cabinetry and serves as the centerpiece of the home. The main-level primary suite offers two walk-in closets, including one with custom built-ins, along with dual granite vanities, a jetted tub, and separate shower. Every secondary bedroom includes its own walk-in closet, while all bathrooms feature granite countertops, tile flooring, and tiled bath surrounds. One of the home's signature spaces is the approximately 380-square-foot heated and cooled EasyBreeze sunporch. Although not included in the heated living area, it functions as a four-season retreat with vaulted pine ceilings and peaceful views of the mature landscape beyond the partially fenced backyard. The trex deck, patio, and partially fenced backyard complete this outdoor living space. Additional highlights include a recently encapsulated crawl space with dehumidifier, an expansive driveway, a side-entry oversized 2 car garage with epoxy flooring and custom built-in cabinetry and work bench, new water heater, central vacuum system, irrigation, security system, kitchen water filtration, and a spacious laundry room with cabinetry and utility sink. From its custom craftsmanship and extensive updates to its deeded boat slip and desirable waterfront community, this home offers a rare combination of elegance, functionality, and recreation-all just minutes from Charlotte, Belmont, and the amenities of Mountain Island Lake. ## Location - **Address:** 109 Whiterock Drive, Mount Holly, NC 28120 - **County:** Gaston - **Neighborhood:** Stonewater - **Coordinates:** 35.3532415, -80.96203424 - **Google Maps:** https://www.google.com/maps?q=35.3532415,-80.96203424 ## Virtual Tour & Media - **Video Tour:** https://listings.nextdoorphotos.com/109whiterockdrive ## Listing Agent - **Name:** Margaret Tavares - **Brokerage:** Berkshire Hathaway HomeServices Carolinas Realty - **Broker Phone:** (919) 924-3918 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/109-Whiterock-Dr_Mount-Holly_NC_28120_M68709-64713?f=listhub&s=CMLSNC&m=4402234&c=propsimple) ## Photos ![109 Whiterock Drive - Photo 1](http://lh.rdcpix.com/bd8a7a9f0717c6a614c37de717b1ff06l-f2358601668r.jpg) ![109 Whiterock Drive - Photo 2](http://lh.rdcpix.com/bd8a7a9f0717c6a614c37de717b1ff06l-f294786943r.jpg) ![109 Whiterock Drive - Photo 3](http://lh.rdcpix.com/bd8a7a9f0717c6a614c37de717b1ff06l-f76922930r.jpg) ![109 Whiterock Drive - Photo 4](http://lh.rdcpix.com/bd8a7a9f0717c6a614c37de717b1ff06l-f3571322714r.jpg) ![109 Whiterock Drive - Photo 5](http://lh.rdcpix.com/bd8a7a9f0717c6a614c37de717b1ff06l-f617419829r.jpg) ![109 Whiterock Drive - Photo 6](http://lh.rdcpix.com/bd8a7a9f0717c6a614c37de717b1ff06l-f57460277r.jpg) ![109 Whiterock Drive - Photo 7](http://lh.rdcpix.com/bd8a7a9f0717c6a614c37de717b1ff06l-f4236515350r.jpg) ![109 Whiterock Drive - Photo 8](http://lh.rdcpix.com/bd8a7a9f0717c6a614c37de717b1ff06l-f1484988557r.jpg) ![109 Whiterock Drive - Photo 9](http://lh.rdcpix.com/bd8a7a9f0717c6a614c37de717b1ff06l-f2388116513r.jpg) ![109 Whiterock Drive - Photo 10](http://lh.rdcpix.com/bd8a7a9f0717c6a614c37de717b1ff06l-f373798458r.jpg) ![109 Whiterock Drive - Photo 11](http://lh.rdcpix.com/bd8a7a9f0717c6a614c37de717b1ff06l-f2475554132r.jpg) ![109 Whiterock Drive - Photo 12](http://lh.rdcpix.com/bd8a7a9f0717c6a614c37de717b1ff06l-f1113019800r.jpg) ![109 Whiterock Drive - Photo 13](http://lh.rdcpix.com/bd8a7a9f0717c6a614c37de717b1ff06l-f2521593994r.jpg) ![109 Whiterock Drive - Photo 14](http://lh.rdcpix.com/bd8a7a9f0717c6a614c37de717b1ff06l-f3908817685r.jpg) ![109 Whiterock Drive - Photo 15](http://lh.rdcpix.com/bd8a7a9f0717c6a614c37de717b1ff06l-f2157300982r.jpg) ![109 Whiterock Drive - Photo 16](http://lh.rdcpix.com/bd8a7a9f0717c6a614c37de717b1ff06l-f2832494923r.jpg) ![109 Whiterock Drive - Photo 17](http://lh.rdcpix.com/bd8a7a9f0717c6a614c37de717b1ff06l-f2217978955r.jpg) ![109 Whiterock Drive - Photo 18](http://lh.rdcpix.com/bd8a7a9f0717c6a614c37de717b1ff06l-f3779377544r.jpg) ![109 Whiterock Drive - Photo 19](http://lh.rdcpix.com/bd8a7a9f0717c6a614c37de717b1ff06l-f1121131454r.jpg) ![109 Whiterock Drive - Photo 20](http://lh.rdcpix.com/bd8a7a9f0717c6a614c37de717b1ff06l-f1925428991r.jpg) ![109 Whiterock Drive - Photo 21](http://lh.rdcpix.com/bd8a7a9f0717c6a614c37de717b1ff06l-f1603533399r.jpg) ![109 Whiterock Drive - Photo 22](http://lh.rdcpix.com/bd8a7a9f0717c6a614c37de717b1ff06l-f41773277r.jpg) ![109 Whiterock Drive - Photo 23](http://lh.rdcpix.com/bd8a7a9f0717c6a614c37de717b1ff06l-f2917231769r.jpg) ![109 Whiterock Drive - Photo 24](http://lh.rdcpix.com/bd8a7a9f0717c6a614c37de717b1ff06l-f1796654823r.jpg) ![109 Whiterock Drive - Photo 25](http://lh.rdcpix.com/bd8a7a9f0717c6a614c37de717b1ff06l-f1082367128r.jpg) ![109 Whiterock Drive - Photo 26](http://lh.rdcpix.com/bd8a7a9f0717c6a614c37de717b1ff06l-f4113694659r.jpg) ![109 Whiterock Drive - Photo 27](http://lh.rdcpix.com/bd8a7a9f0717c6a614c37de717b1ff06l-f91029592r.jpg) ![109 Whiterock Drive - Photo 28](http://lh.rdcpix.com/bd8a7a9f0717c6a614c37de717b1ff06l-f417246246r.jpg) ![109 Whiterock Drive - Photo 29](http://lh.rdcpix.com/bd8a7a9f0717c6a614c37de717b1ff06l-f1694165124r.jpg) ![109 Whiterock Drive - Photo 30](http://lh.rdcpix.com/bd8a7a9f0717c6a614c37de717b1ff06l-f3328867440r.jpg) ![109 Whiterock Drive - Photo 31](http://lh.rdcpix.com/bd8a7a9f0717c6a614c37de717b1ff06l-f1982242142r.jpg) ![109 Whiterock Drive - Photo 32](http://lh.rdcpix.com/bd8a7a9f0717c6a614c37de717b1ff06l-f4113046632r.jpg) ![109 Whiterock Drive - Photo 33](http://lh.rdcpix.com/bd8a7a9f0717c6a614c37de717b1ff06l-f1422853242r.jpg) ![109 Whiterock Drive - Photo 34](http://lh.rdcpix.com/bd8a7a9f0717c6a614c37de717b1ff06l-f435214473r.jpg) ![109 Whiterock Drive - Photo 35](http://lh.rdcpix.com/bd8a7a9f0717c6a614c37de717b1ff06l-f3237835021r.jpg) ![109 Whiterock Drive - Photo 36](http://lh.rdcpix.com/bd8a7a9f0717c6a614c37de717b1ff06l-f2220684308r.jpg) ![109 Whiterock Drive - Photo 37](http://lh.rdcpix.com/bd8a7a9f0717c6a614c37de717b1ff06l-f1423878289r.jpg) ![109 Whiterock Drive - Photo 38](http://lh.rdcpix.com/bd8a7a9f0717c6a614c37de717b1ff06l-f3029049076r.jpg) ![109 Whiterock Drive - Photo 39](http://lh.rdcpix.com/bd8a7a9f0717c6a614c37de717b1ff06l-f3526954301r.jpg) ![109 Whiterock Drive - Photo 40](http://lh.rdcpix.com/bd8a7a9f0717c6a614c37de717b1ff06l-f475866436r.jpg) ![109 Whiterock Drive - Photo 41](http://lh.rdcpix.com/bd8a7a9f0717c6a614c37de717b1ff06l-f3282447931r.jpg) ![109 Whiterock Drive - Photo 42](http://lh.rdcpix.com/bd8a7a9f0717c6a614c37de717b1ff06l-f2529990601r.jpg) ![109 Whiterock Drive - Photo 43](http://lh.rdcpix.com/bd8a7a9f0717c6a614c37de717b1ff06l-f24926055r.jpg) ![109 Whiterock Drive - Photo 44](http://lh.rdcpix.com/bd8a7a9f0717c6a614c37de717b1ff06l-f3918680719r.jpg) ![109 Whiterock Drive - Photo 45](http://lh.rdcpix.com/bd8a7a9f0717c6a614c37de717b1ff06l-f3385867430r.jpg) ![109 Whiterock Drive - Photo 46](http://lh.rdcpix.com/bd8a7a9f0717c6a614c37de717b1ff06l-f1220714325r.jpg) --- **MLS#:** 4402234 | **Updated:** 2026-10-24 **Source:** listhub *Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/109-whiterock-drive-mount-holly-nc-28120-b77c15f326384d4d8c909ccbc9866afe) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/109-whiterock-drive-mount-holly-nc-28120-b77c15f326384d4d8c909ccbc9866afe#listing", "url": "https://staging.propertysimple.ai/listing/109-whiterock-drive-mount-holly-nc-28120-b77c15f326384d4d8c909ccbc9866afe", "name": "109 Whiterock Drive, Mount Holly, NC 28120", "description": "Luxury, craftsmanship, and lake lifestyle come together in this beautifully updated custom full-brick home in Stonewater with resort-like amenities, one of Mount Holly's premier waterfront communities. Perfectly positioned on a spacious corner lot with seasonal water views, this exceptional property also includes a deeded boat slip (Dock A-26), offering convenient access to Mountain Island Lake. This home has been well maintained and pride of ownership is apparent. It has been thoughtfully enhanced with fresh interior paint, a refreshed kitchen, new and refinished hardwood flooring throughout (NO CARPETS), updated lighting, hardware, and staircase with a custom runner, creating a fresh, timeless aesthetic while preserving the home's quality craftsmanship. Inside, soaring ceilings, extensive moldings, detailed millwork, tray and vaulted ceilings, walls of windows, and rich architectural details define the spacious interior. The impressive two-story great room features a gas fireplace with custom built-in cabinetry and serves as the centerpiece of the home. The main-level primary suite offers two walk-in closets, including one with custom built-ins, along with dual granite vanities, a jetted tub, and separate shower. Every secondary bedroom includes its own walk-in closet, while all bathrooms feature granite countertops, tile flooring, and tiled bath surrounds. One of the home's signature spaces is the approximately 380-square-foot heated and cooled EasyBreeze sunporch. Although not included in the heated living area, it functions as a four-season retreat with vaulted pine ceilings and peaceful views of the mature landscape beyond the partially fenced backyard. The trex deck, patio, and partially fenced backyard complete this outdoor living space. Additional highlights include a recently encapsulated crawl space with dehumidifier, an expansive driveway, a side-entry oversized 2 car garage with epoxy flooring and custom built-in cabinetry and work bench, new water heater, central vacuum system, irrigation, security system, kitchen water filtration, and a spacious laundry room with cabinetry and utility sink. 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