# 1097 University Avenue, Dubuque, IA 52001

> **TL;DR:** 0bd/2ba commercial, $390,000, built 1856.
> A/C. Est. $2,086/mo. Listed 79 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $390,000 |
| Bathrooms | 2 full |
| Year Built | 1856 |
| Stories | 2 |
| Property Type | Commercial (Other) |
| Status | Active |
| Days on Market | 79 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,972 |
| Estimated Insurance | $114 |
| **Total** | **$2,086** |

## Key Amenities

- A/C

## Property Highlights

- Built in 1856
- 2 stories
- 2 parking spaces

## Description

### Agent Description
Excellent mixed-use investment opportunity featuring a large commercial building with a longtime tenant currently occupying the commercial space. The spacious upper-level apartment offers additional flexibility and could be ideal for an owner-occupant, long-term rental, or potential short-term rental use. A great opportunity for an investor or business owner looking for established rental income with additional residential potential.

## Location

- **Address:** 1097 University Avenue, Dubuque, IA 52001
- **County:** Dubuque

## Virtual Tour & Media

- **Video Tour:** https://my.matterport.com/show/?m=CmowMuq3rTt&mls=1

## Listing Agent

- **Name:** Tri State Commercial Group .
- **Brokerage:** Ruhl & Ruhl Realtors
- **Broker Phone:** 563 5834550

## Photos

![1097 University Avenue - Photo 1](http://lh.rdcpix.com/3ba7ecba1c3c5c3edacb5a071d1282dcl-f3435459692r.jpg)

![1097 University Avenue - Photo 2](http://lh.rdcpix.com/3ba7ecba1c3c5c3edacb5a071d1282dcl-f1335049839r.jpg)

![1097 University Avenue - Photo 3](http://lh.rdcpix.com/3ba7ecba1c3c5c3edacb5a071d1282dcl-f1684292411r.jpg)

![1097 University Avenue - Photo 4](http://lh.rdcpix.com/3ba7ecba1c3c5c3edacb5a071d1282dcl-f4260085938r.jpg)

![1097 University Avenue - Photo 5](http://lh.rdcpix.com/3ba7ecba1c3c5c3edacb5a071d1282dcl-f655513372r.jpg)

![1097 University Avenue - Photo 6](http://lh.rdcpix.com/3ba7ecba1c3c5c3edacb5a071d1282dcl-f310468042r.jpg)

![1097 University Avenue - Photo 7](http://lh.rdcpix.com/3ba7ecba1c3c5c3edacb5a071d1282dcl-f99801593r.jpg)

![1097 University Avenue - Photo 8](http://lh.rdcpix.com/3ba7ecba1c3c5c3edacb5a071d1282dcl-f3185973579r.jpg)

![1097 University Avenue - Photo 9](http://lh.rdcpix.com/3ba7ecba1c3c5c3edacb5a071d1282dcl-f95357577r.jpg)

![1097 University Avenue - Photo 10](http://lh.rdcpix.com/3ba7ecba1c3c5c3edacb5a071d1282dcl-f3215439735r.jpg)

![1097 University Avenue - Photo 11](http://lh.rdcpix.com/3ba7ecba1c3c5c3edacb5a071d1282dcl-f1355120940r.jpg)

![1097 University Avenue - Photo 12](http://lh.rdcpix.com/3ba7ecba1c3c5c3edacb5a071d1282dcl-f2341014642r.jpg)

![1097 University Avenue - Photo 13](http://lh.rdcpix.com/3ba7ecba1c3c5c3edacb5a071d1282dcl-f1056618552r.jpg)

![1097 University Avenue - Photo 14](http://lh.rdcpix.com/3ba7ecba1c3c5c3edacb5a071d1282dcl-f655401755r.jpg)

![1097 University Avenue - Photo 15](http://lh.rdcpix.com/3ba7ecba1c3c5c3edacb5a071d1282dcl-f2918374179r.jpg)

![1097 University Avenue - Photo 16](http://lh.rdcpix.com/3ba7ecba1c3c5c3edacb5a071d1282dcl-f337232425r.jpg)

![1097 University Avenue - Photo 17](http://lh.rdcpix.com/3ba7ecba1c3c5c3edacb5a071d1282dcl-f2519373501r.jpg)

![1097 University Avenue - Photo 18](http://lh.rdcpix.com/3ba7ecba1c3c5c3edacb5a071d1282dcl-f3885202148r.jpg)

![1097 University Avenue - Photo 19](http://lh.rdcpix.com/3ba7ecba1c3c5c3edacb5a071d1282dcl-f3645524953r.jpg)

![1097 University Avenue - Photo 20](http://lh.rdcpix.com/3ba7ecba1c3c5c3edacb5a071d1282dcl-f1769201437r.jpg)

![1097 University Avenue - Photo 21](http://lh.rdcpix.com/3ba7ecba1c3c5c3edacb5a071d1282dcl-f891279168r.jpg)

![1097 University Avenue - Photo 22](http://lh.rdcpix.com/3ba7ecba1c3c5c3edacb5a071d1282dcl-f1560746524r.jpg)

![1097 University Avenue - Photo 23](http://lh.rdcpix.com/3ba7ecba1c3c5c3edacb5a071d1282dcl-f2861275063r.jpg)

![1097 University Avenue - Photo 24](http://lh.rdcpix.com/3ba7ecba1c3c5c3edacb5a071d1282dcl-f2739800736r.jpg)

![1097 University Avenue - Photo 25](http://lh.rdcpix.com/3ba7ecba1c3c5c3edacb5a071d1282dcl-f3525428418r.jpg)

![1097 University Avenue - Photo 26](http://lh.rdcpix.com/3ba7ecba1c3c5c3edacb5a071d1282dcl-f1574214027r.jpg)

![1097 University Avenue - Photo 27](http://lh.rdcpix.com/3ba7ecba1c3c5c3edacb5a071d1282dcl-f1249389857r.jpg)

![1097 University Avenue - Photo 28](http://lh.rdcpix.com/3ba7ecba1c3c5c3edacb5a071d1282dcl-f3945146642r.jpg)

![1097 University Avenue - Photo 29](http://lh.rdcpix.com/3ba7ecba1c3c5c3edacb5a071d1282dcl-f1638654255r.jpg)

![1097 University Avenue - Photo 30](http://lh.rdcpix.com/3ba7ecba1c3c5c3edacb5a071d1282dcl-f4068588054r.jpg)

![1097 University Avenue - Photo 31](http://lh.rdcpix.com/3ba7ecba1c3c5c3edacb5a071d1282dcl-f457237091r.jpg)

![1097 University Avenue - Photo 32](http://lh.rdcpix.com/3ba7ecba1c3c5c3edacb5a071d1282dcl-f3990032332r.jpg)

![1097 University Avenue - Photo 33](http://lh.rdcpix.com/3ba7ecba1c3c5c3edacb5a071d1282dcl-f788731473r.jpg)

![1097 University Avenue - Photo 34](http://lh.rdcpix.com/3ba7ecba1c3c5c3edacb5a071d1282dcl-f2917136377r.jpg)

![1097 University Avenue - Photo 35](http://lh.rdcpix.com/3ba7ecba1c3c5c3edacb5a071d1282dcl-f2499682512r.jpg)

![1097 University Avenue - Photo 36](http://lh.rdcpix.com/3ba7ecba1c3c5c3edacb5a071d1282dcl-f4002582604r.jpg)

![1097 University Avenue - Photo 37](http://lh.rdcpix.com/3ba7ecba1c3c5c3edacb5a071d1282dcl-f756353093r.jpg)

![1097 University Avenue - Photo 38](http://lh.rdcpix.com/3ba7ecba1c3c5c3edacb5a071d1282dcl-f1068270636r.jpg)

---

**MLS#:** 155497 | **Updated:** 2026-10-20
**Source:** listhub

*Copyright © 2026 East Central Iowa Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/1097-university-avenue-dubuque-ia-52001-f9a4a45353a5486784a12cb5f8d89c0a)

---

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