About This Home

This 4-bedroom, 3-bathroom single family at 11 CHATHAM LN in Palmyra, VA is listed for $699,900 ($220 per sqft). Built in 2002, the home offers 3,178 sqft of living space on a 0.58 acres lot.

Key Features

  • Built in 2002
  • 0.58 acre lot
  • Fireplace
  • Waterfront

Property Details

1 story
3 full
2-car garage
2002

Amenities

FireplaceWaterfrontViewHardwoodA/C
Listing Description

Nestled among mature hardwoods off Washington Cove, this waterfront home is just a short boat ride from the main body of Lake Monticello. Located in a gated, amenity-rich golf course community only 25 minutes from Charlottesville, the property offers a private boat dock and bulkhead for relaxing and fishing, a full-length rear deck with a screened

porch and space for a hot tub, peaceful cove views, and a gently sloping gravel walkway to the water. Inside, the open great room features cathedral ceilings, beautiful hardwood floors, and a gas fireplace. The home offers four bedrooms and three full baths, including a primary suite with a cathedral ceiling, hardwood floors, soaking tub, double vanity, separate shower, and two closets.

The finished walkout terrace level includes the fourth bedroom, third full bath, a spacious family room with a freestanding gas fireplace, a flex room currently used as a home gym, and a large storage area with built-in shelving. Enjoy peaceful lakefront living, convenient community amenities, and easy access to Charlottesville or Richmond!

Monthly Cost Estimate

$5,238/mo

20% down · 6.5% · 30 years

Principal$506
Interest$3,033
Insurance$204
HOA$1,495

Estimates only. Actual payments may vary.

Location

11 CHATHAM LN

Palmyra, VA 22963

LAKE MONTICELLO

Features & Amenities

Interior Features

SkylightsWalk-in Closet

Property Details

Flooring

HardwoodTile - CeramicCarpetVinyl

Views

Water

Outdoor Features

PorchDeck

Heating

Propane (Heating)Forced AirCentral

Cooling

Central Air

Appliances

Breakfast BarDishwasherDisposalElectric RangeMicrowavePantry

Questions & Answers

This 4-bedroom, 3-bathroom single family at 11 CHATHAM LN is listed at $699,900 ($220/sqft). The estimated monthly payment is $5,238 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1495/month.

Key features include: Built in 2002, 0.58 acre lot, Fireplace, Waterfront. Interior Features: Skylights, Walk-in Closet.

This property is listed by RUTH GUSS.

RG

RUTH GUSS

Agent at PLB2 Inc.

Listed by PLB2 Inc. · Broker phone: (434) 465-4444 · View on Broker Site · Broker website

MLS# 679602· Source: Charlottesville Area Association of REALTORS®· 103 days on PropertySimple

Copyright © 2026 Charlottesville Area Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

11 CHATHAM LN, Palmyra, VA 22963

Open this listing in: