About This Home

This land at 110 Falls Lane in Spencer, TN is listed for $750,000 (10.00 acres).

Key Features

  • 10.00 acre lot
Listing Description

Absolutely breathtaking acreage, located atop the Cumberland Plateau in scenic Spencer, Tennessee. Just an hour away from Chattanooga and 1.5 hours from Nashville, this private piece of paradise offers dramatic brow lot views that must be experienced to truly comprehend its beauty.

This property offers several incredible building sites to choose from, giving you the option to split it into two 5-acre tracts or even build guest homes for extended family and friends. Access the property through a private gate at the end of a cul-de-sac, and enjoy the level gravel driveway leading up to a massive 32x40 ft metal double garage with a brand new 500 sq ft apartment featuring high-end finishes.

The apartment is a perfect spot to live while building your dream home. It boasts gleaming tile, a dining area, decorative lighting, a spacious handicap accessible full bath, top-of-the-line washer/dryer, water filtration system, and a beautiful room with plenty of natural lighting.

The full kitchen exceeds expectations with a long countertop, stainless farmhouse sink with commercial-grade fixtures, soft close cabinets with under cabinet lighting, and high-end black stainless appliances including a touch screen refrigerator, microwave, dishwasher, and convection oven.

All utilities are in place and fiber optic internet is available to maintain your work and lifestyle seamlessly. There are also two separate septic systems installed for the apartment and a future home/cabin on one of the scenic peninsulas. Outdoor features include gated entry, gravel roads, water spigots around the property, and numerous walking t

rails for exploring the property's rock overhangs, formations, waterfall, or following a path down to the Rocky River. The owner of this property currently holds an active real estate license. Owner will consider owner financing with 30% down, amortized over 30 years with a 7 year balloon payment, interest rate is negotiable.

Location

110 Falls Lane

Spencer, TN 38585

Features & Amenities

Exterior Features

Driveway

Questions & Answers

This 0-bedroom, 0-bathroom land at 110 Falls Lane is listed at $750,000. The estimated monthly payment is $4,011 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: 10.00 acre lot. Exterior Features: Driveway.

This property is listed by Geoffrey S Ramsey.

GR

Geoffrey S Ramsey

License 251055

Agent at Real Estate Partners Chattanooga LLC

Listed by Real Estate Partners Chattanooga LLC · Broker phone: (423) 265-0088 · View on Broker Site · Broker website

MLS# 1524911· Source: Greater Chattanooga Association of REALTORS· 325 days on PropertySimple

Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

110 Falls Lane, Spencer, TN 38585

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