About This Home

This 3-bedroom, 4-bathroom single family at 110 Terra Cotta Way in Destin, FL is listed for $874,900 ($423 per sqft). Built in 1995, the home offers 2,068 sqft of living space on a N/A lot.

Key Features

  • Built in 1995
  • 3 stories
  • 3 parking spaces

Property Details

3 stories
3 full, 1 half
1-car garage
1995

Amenities

A/C
Listing Description

Coastal living meets investment potential in this stunning 3-story home offering 2,068 square feet, 3 bedrooms, and 3.5 bathrooms on a desirable corner lot less than 1/4 mile from the beach. Designed for both relaxation and entertaining, the home features a beautiful paver patio with a seating area perfect for enjoying coastal evenings.

Residents enjoy access to a community pool, tennis courts, and deeded beach access, while the spacious layout, 1-car garage, and prime location make this owner-occupied property an excellent opportunity for a future short-term rental or vacation getaway.

Monthly Cost Estimate

$4,905/mo

20% down · 6.5% · 30 years

Principal$633
Interest$3,791
Insurance$255
HOA$226

Estimates only. Actual payments may vary.

Location

110 Terra Cotta Way

Destin, FL 32541

TERRA COTTA TERRACE

Features & Amenities

Interior Features

Breakfast BarCeiling Crwn MoldingLighting RecessedOwner's ClosetPantryWasher/Dryer Hookup

Exterior Features

BalconyBBQ Pit/GrillShowerTennis Court

Property Details

Flooring

Vinyl

Construction

Frame Stucco

Outdoor Features

PatioPorchDeck

Heating

Heat Pump (Heating)

Cooling

Central Air

Appliances

Auto Garage Door OpnDishwasherDryerMicrowaveOven Self CleaningRange HoodRefrigeratorRefrigerator W/IceMkSmoke DetectorStove/Oven ElectricWarranty ProvidedWasherWater Heater - Elect

Questions & Answers

This 3-bedroom, 4-bathroom single family at 110 Terra Cotta Way is listed at $874,900 ($423/sqft). The estimated monthly payment is $4,905 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $226/month.

Key features include: Built in 1995, 3 stories, 3 parking spaces. Interior Features: Breakfast Bar, Ceiling Crwn Molding, Lighting Recessed. Exterior Features: Balcony, BBQ Pit/Grill, Shower.

This property is listed by Hiller Group.

HG

Hiller Group

License no data

Agent at Exp Realty

Listed by Exp Realty · Broker phone: (904) 238-3304 · View on Broker Site · Broker website

MLS# 1004129· Source: Emerald Coast Association of Realtors· 152 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

110 Terra Cotta Way, Destin, FL 32541

Open this listing in: