# 1107 W 4th Street, Spencer, IA 51301

> **TL;DR:** 5bd/4ba single family, $310,000 ($146/sqft), built 1956, 2,128 sqft.
> 2-car garage. Est. $1,658/mo. Listed 116 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $310,000 |
| Price/sqft | $146 |
| Bedrooms | 5 |
| Bathrooms | 2 full, 2 half |
| Square Feet | 2,128 |
| Year Built | 1956 |
| Lot Size | 22,216 sqft (0.51 acres) |
| Stories | 1 |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 116 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,568 |
| Estimated Insurance | $90 |
| **Total** | **$1,658** |

## Key Amenities

- 2-car garage

## Property Highlights

- Built in 1956
- 0.51 acre lot

## Description

### Agent Description
Your next home awaits! A spacious corner lot conveniently located in town, this is a five-bedroom, four-bathroom ranch is ready to move in and make your own. Beautiful details create character and interest, meaning this is a house unlike any other in town.

## Location

- **Address:** 1107 W 4th Street, Spencer, IA 51301
- **County:** Clay
- **Coordinates:** 43.1423582, -95.1608719
- **Google Maps:** https://www.google.com/maps?q=43.1423582,-95.1608719

## Listing Agent

- **Name:** Kate Padilla
- **Brokerage:** eXp Realty, LLC
- **Broker Phone:** (833) 835-5566
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1107-W-4th-St_Spencer_IA_51301_M75053-34194?f=listhub&s=IGLBORIA&m=260793&c=propsimple)

## Photos

![1107 W 4th Street - Photo 1](http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f3661915876r.jpg)

![1107 W 4th Street - Photo 2](http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f289003503r.jpg)

![1107 W 4th Street - Photo 3](http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f2368586412r.jpg)

![1107 W 4th Street - Photo 4](http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f948442931r.jpg)

![1107 W 4th Street - Photo 5](http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f3509777019r.jpg)

![1107 W 4th Street - Photo 6](http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f2649823829r.jpg)

![1107 W 4th Street - Photo 7](http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f1151013637r.jpg)

![1107 W 4th Street - Photo 8](http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f1190515135r.jpg)

![1107 W 4th Street - Photo 9](http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f878952515r.jpg)

![1107 W 4th Street - Photo 10](http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f1918411843r.jpg)

![1107 W 4th Street - Photo 11](http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f432168091r.jpg)

![1107 W 4th Street - Photo 12](http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f3833141791r.jpg)

![1107 W 4th Street - Photo 13](http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f1050606806r.jpg)

![1107 W 4th Street - Photo 14](http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f842992198r.jpg)

![1107 W 4th Street - Photo 15](http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f3775758047r.jpg)

![1107 W 4th Street - Photo 16](http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f1164633745r.jpg)

![1107 W 4th Street - Photo 17](http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f1031541612r.jpg)

![1107 W 4th Street - Photo 18](http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f966443483r.jpg)

![1107 W 4th Street - Photo 19](http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f2238749232r.jpg)

![1107 W 4th Street - Photo 20](http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f2238749232r.jpg)

![1107 W 4th Street - Photo 21](http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f1316261844r.jpg)

![1107 W 4th Street - Photo 22](http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f3111923762r.jpg)

![1107 W 4th Street - Photo 23](http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f2076541876r.jpg)

![1107 W 4th Street - Photo 24](http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f2944503116r.jpg)

![1107 W 4th Street - Photo 25](http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f3524495693r.jpg)

![1107 W 4th Street - Photo 26](http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f2566269330r.jpg)

---

**MLS#:** 260793 | **Updated:** 2026-11-01
**Source:** listhub

*Copyright © 2026 Iowa Great Lakes Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/1107-w-4th-street-spencer-ia-51301-02a34ce254244e18a8b2037e4cd73223)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "@id": "https://staging.propertysimple.ai/listing/1107-w-4th-street-spencer-ia-51301-02a34ce254244e18a8b2037e4cd73223#listing",
  "url": "https://staging.propertysimple.ai/listing/1107-w-4th-street-spencer-ia-51301-02a34ce254244e18a8b2037e4cd73223",
  "name": "1107 W 4th Street, Spencer, IA 51301",
  "description": "Your next home awaits! A spacious corner lot conveniently located in town, this is a five-bedroom, four-bathroom ranch is ready to move in and make your own. Beautiful details create character and interest, meaning this is a house unlike any other in town.",
  "image": [
    "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f3661915876r.jpg",
    "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f289003503r.jpg",
    "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f2368586412r.jpg",
    "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f948442931r.jpg",
    "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f3509777019r.jpg",
    "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f2649823829r.jpg",
    "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f1151013637r.jpg",
    "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f1190515135r.jpg",
    "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f878952515r.jpg",
    "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f1918411843r.jpg",
    "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f432168091r.jpg",
    "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f3833141791r.jpg",
    "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f1050606806r.jpg",
    "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f842992198r.jpg",
    "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f3775758047r.jpg",
    "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f1164633745r.jpg",
    "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f1031541612r.jpg",
    "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f966443483r.jpg",
    "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f2238749232r.jpg",
    "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f1316261844r.jpg",
    "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f3111923762r.jpg",
    "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f2076541876r.jpg",
    "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f2944503116r.jpg",
    "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f3524495693r.jpg",
    "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f2566269330r.jpg"
  ],
  "primaryImageOfPage": {
    "@type": "ImageObject",
    "url": "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f3661915876r.jpg",
    "caption": "1107 W 4th Street - Spencer, IA"
  },
  "datePosted": "2026-07-10",
  "dateModified": "2026-11-01T21:22:48.238Z",
  "mainEntity": {
    "@type": "Accommodation",
    "@id": "https://staging.propertysimple.ai/listing/1107-w-4th-street-spencer-ia-51301-02a34ce254244e18a8b2037e4cd73223#property",
    "name": "1107 W 4th Street, Spencer, IA 51301",
    "address": {
      "@type": "PostalAddress",
      "streetAddress": "1107 W 4th Street",
      "addressLocality": "Spencer",
      "addressRegion": "IA",
      "postalCode": "51301",
      "addressCountry": "US"
    },
    "geo": {
      "@type": "GeoCoordinates",
      "latitude": 43.1423582,
      "longitude": -95.1608719
    },
    "image": [
      "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f3661915876r.jpg",
      "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f289003503r.jpg",
      "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f2368586412r.jpg",
      "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f948442931r.jpg",
      "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f3509777019r.jpg",
      "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f2649823829r.jpg",
      "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f1151013637r.jpg",
      "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f1190515135r.jpg",
      "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f878952515r.jpg",
      "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f1918411843r.jpg",
      "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f432168091r.jpg",
      "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f3833141791r.jpg",
      "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f1050606806r.jpg",
      "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f842992198r.jpg",
      "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f3775758047r.jpg",
      "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f1164633745r.jpg",
      "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f1031541612r.jpg",
      "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f966443483r.jpg",
      "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f2238749232r.jpg",
      "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f1316261844r.jpg",
      "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f3111923762r.jpg",
      "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f2076541876r.jpg",
      "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f2944503116r.jpg",
      "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f3524495693r.jpg",
      "http://lh.rdcpix.com/e97a6bb026fbbb19b08ce6b2047bc135l-f2566269330r.jpg"
    ],
    "identifier": {
      "@type": "PropertyValue",
      "propertyID": "MLS",
      "value": "260793"
    },
    "accommodationCategory": "Single Family Residence",
    "numberOfBedrooms": 5,
    "numberOfBathroomsTotal": 4,
    "numberOfFullBathrooms": 2,
    "numberOfPartialBathrooms": 2,
    "floorSize": {
      "@type": "QuantitativeValue",
      "value": 2128,
      "unitCode": "FTK",
      "unitText": "square feet"
    },
    "yearBuilt": 1956,
    "amenityFeature": [
      {
        "@type": "LocationFeatureSpecification",
        "name": "Construction Materials",
        "value": "Wood Siding"
      }
    ],
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Lot Size",
        "value": "0.51 acres"
      },
      {
        "@type": "PropertyValue",
        "name": "Stories",
        "value": 1
      },
      {
        "@type": "PropertyValue",
        "name": "Garage Spaces",
        "value": 2
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Single Family Residence"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://staging.propertysimple.ai/listing/1107-w-4th-street-spencer-ia-51301-02a34ce254244e18a8b2037e4cd73223#offer",
    "url": "https://staging.propertysimple.ai/listing/1107-w-4th-street-spencer-ia-51301-02a34ce254244e18a8b2037e4cd73223",
    "price": 310000,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/InStock",
    "seller": {
      "@id": "https://staging.propertysimple.ai/listing/1107-w-4th-street-spencer-ia-51301-02a34ce254244e18a8b2037e4cd73223#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://staging.propertysimple.ai/listing/1107-w-4th-street-spencer-ia-51301-02a34ce254244e18a8b2037e4cd73223#agent",
    "name": "Kate Padilla",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://staging.propertysimple.ai/listing/1107-w-4th-street-spencer-ia-51301-02a34ce254244e18a8b2037e4cd73223#brokerage",
      "name": "eXp Realty, LLC",
      "telephone": "(833) 835-5566"
    }
  }
}
```