# 1108 W Beach Drive, Panama City, FL 32401 > **TL;DR:** land, $1,099,000. > Waterfront. Est. $5,878/mo. Listed 283 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,099,000 | | Lot Size | 51,401 sqft (1.18 acres) | | Property Type | Land (Other) | | Status | Active | | Days on Market | 283 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $5,557 | | Estimated Insurance | $321 | | **Total** | **$5,878** | ## Nearby Schools - **Elementary:** Patterson - **Middle:** Jinks - **High:** Bay ## Key Amenities - Waterfront ## Property Highlights - 1.18 acre lot - Waterfront ## Description ### Agent Description This is your opportunity to own a 1.17-acre, WATERFRONT estate-size homesite on iconic Scenic Beach Drive in Panama City, Florida with NO HOA! Perfectly positioned with stunning Bay views, this exceptional property spans street-to-street and includes two parcels extending down to the Bay, creating a truly unique setting for your future waterfront dream home. This size homesite in this location are not available often offering a unique blend of privacy with the homesite size and desirable location in between Historic St. Andrews and Downtown Panama City. With 132 feet frontage, this homesite provides a generous, buildable footprint ideal for an estate-sized home. Zoned R-1 for single family homes, the property is ready for your vision and allows flexibility in design without HOA restrictions. Deeded waterfront access further enhances the value and lifestyle appeal, making this one of the most desirable opportunities along Scenic Beach Drive. Ideally located between Historic St. Andrews and Downtown Panama City, this homesite places you at the heart of a vibrant coastal community. Enjoy walking or biking to local farmers markets, breweries, boutique shops, marinas, and a variety of dining options. Scenic Beach Drive is known for its bike-friendly streets, community events, parades, and classic waterfront charm. The waterfront lifestyle extends far beyond your backyard. Launch kayaks or paddleboards, anchor your boat for the day, enjoy a refreshing swim, or simply relax and take in the ever-changing Bay views. And when summer arrives, experience one of Scenic Beach Drive's most beloved traditions, Fourth of July fireworks over the Bay...best enjoyed from the comfort of your own home. With its rare size, premier location, Bay views, and no HOA, this estate-size homesite offers endless possibilities to create a custom waterfront retreat and fully embrace the Florida coastal lifestyle. Survey is available. ## Location - **Address:** 1108 W Beach Drive, Panama City, FL 32401 - **County:** Bay - **Neighborhood:** BAKER PLAT - **Coordinates:** 30.162885, -85.67822 - **Google Maps:** https://www.google.com/maps?q=30.162885,-85.67822 ## Listing Agent - **Name:** Sostheim Group - **Brokerage:** Hilary & Reverie - **Broker Phone:** (850) 231-2850 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1108-W-Beach-Dr_Panama-City_FL_32401_M52096-05892?f=listhub&s=ECARMLSFL&m=993406&c=propsimple) ## Photos ![1108 W Beach Drive - Photo 1](http://lh.rdcpix.com/3130d7942238b426346f170b240f9009l-f1739407011r.jpg) ![1108 W Beach Drive - Photo 2](http://lh.rdcpix.com/3130d7942238b426346f170b240f9009l-f2764717975r.jpg) ![1108 W Beach Drive - Photo 3](http://lh.rdcpix.com/3130d7942238b426346f170b240f9009l-f1473130597r.jpg) ![1108 W Beach Drive - Photo 4](http://lh.rdcpix.com/3130d7942238b426346f170b240f9009l-f2902746570r.jpg) ![1108 W Beach Drive - Photo 5](http://lh.rdcpix.com/3130d7942238b426346f170b240f9009l-f4035723167r.jpg) ![1108 W Beach Drive - Photo 6](http://lh.rdcpix.com/3130d7942238b426346f170b240f9009l-f2883596245r.jpg) ![1108 W Beach Drive - Photo 7](http://lh.rdcpix.com/3130d7942238b426346f170b240f9009l-f2097919901r.jpg) ![1108 W Beach Drive - Photo 8](http://lh.rdcpix.com/3130d7942238b426346f170b240f9009l-f444116480r.jpg) ![1108 W Beach Drive - Photo 9](http://lh.rdcpix.com/3130d7942238b426346f170b240f9009l-f890051921r.jpg) ![1108 W Beach Drive - Photo 10](http://lh.rdcpix.com/3130d7942238b426346f170b240f9009l-f282634292r.jpg) ![1108 W Beach Drive - Photo 11](http://lh.rdcpix.com/3130d7942238b426346f170b240f9009l-f2409389660r.jpg) ![1108 W Beach Drive - Photo 12](http://lh.rdcpix.com/3130d7942238b426346f170b240f9009l-f4138186784r.jpg) ![1108 W Beach Drive - Photo 13](http://lh.rdcpix.com/3130d7942238b426346f170b240f9009l-f856930772r.jpg) ![1108 W Beach Drive - Photo 14](http://lh.rdcpix.com/3130d7942238b426346f170b240f9009l-f2773342487r.jpg) ![1108 W Beach Drive - Photo 15](http://lh.rdcpix.com/3130d7942238b426346f170b240f9009l-f2164575724r.jpg) ![1108 W Beach Drive - Photo 16](http://lh.rdcpix.com/3130d7942238b426346f170b240f9009l-f84653316r.jpg) ![1108 W Beach Drive - Photo 17](http://lh.rdcpix.com/3130d7942238b426346f170b240f9009l-f3919779175r.jpg) ![1108 W Beach Drive - Photo 18](http://lh.rdcpix.com/3130d7942238b426346f170b240f9009l-f1243434483r.jpg) ![1108 W Beach Drive - Photo 19](http://lh.rdcpix.com/3130d7942238b426346f170b240f9009l-f1424101895r.jpg) --- **MLS#:** 993406 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/1108-w-beach-drive-panama-city-fl-32401-8b5b5496d1ca4e689db286852c7f82b3) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/1108-w-beach-drive-panama-city-fl-32401-8b5b5496d1ca4e689db286852c7f82b3#listing", "url": "https://staging.propertysimple.ai/listing/1108-w-beach-drive-panama-city-fl-32401-8b5b5496d1ca4e689db286852c7f82b3", "name": "1108 W Beach Drive, Panama City, FL 32401", "description": "This is your opportunity to own a 1.17-acre, WATERFRONT estate-size homesite on iconic Scenic Beach Drive in Panama City, Florida with NO HOA! 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Enjoy walking or biking to local farmers markets, breweries, boutique shops, marinas, and a variety of dining options. Scenic Beach Drive is known for its bike-friendly streets, community events, parades, and classic waterfront charm. The waterfront lifestyle extends far beyond your backyard. Launch kayaks or paddleboards, anchor your boat for the day, enjoy a refreshing swim, or simply relax and take in the ever-changing Bay views. And when summer arrives, experience one of Scenic Beach Drive's most beloved traditions, Fourth of July fireworks over the Bay...best enjoyed from the comfort of your own home. With its rare size, premier location, Bay views, and no HOA, this estate-size homesite offers endless possibilities to create a custom waterfront retreat and fully embrace the Florida coastal lifestyle. 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