# 1109 CHARLES Street, Clearwater, FL 33755 > **TL;DR:** 3bd/3ba single family, $799,000 ($436/sqft), built 1936, 1,833 sqft. > Pool, A/C, 2-car garage. Est. $4,273/mo. Listed 232 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $799,000 | | Price/sqft | $436 | | Bedrooms | 3 | | Bathrooms | 3 full | | Square Feet | 1,833 | | Year Built | 1936 | | Lot Size | 11,761 sqft (0.27 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 232 | ## Why This Home Stands Out - **Pool** - Deck, Porch ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $4,040 | | Estimated Insurance | $233 | | **Total** | **$4,273** | ## Key Amenities - Pool - A/C - 2-car garage ## Property Highlights - Built in 1936 - 0.27 acre lot - 2 stories - Private pool ## Description ### Agent Description Virtually Staged. This is a rare opportunity to own a truly one-of-a-kind legacy property designed for coastal living in one of Pinellas County's most sought-after locations. Situated on a tropical double lot just blocks from St. Joseph's Sound and minutes from Downtown Dunedin, this exceptional property offers a combination of land, flexibility, charm, and income potential that is increasingly difficult to find. Perhaps the most valuable feature of this property is its rare grandfathered multifamily designation within a residential zoning district, allowing it to function as either a single-family residence or an income-producing duplex with an additional ADU. Owners have the unique ability to live comfortably in one residence while generating income from the others, creating exceptional income opportunities. Thoughtfully renovated from the studs out by a renowned local builder, the property preserves the timeless character and "Old Florida" charm of the original structures while seamlessly incorporating modern luxury, craftsmanship, and convenience throughout. High-end finishes, thoughtful design, and flexible living spaces create a property that feels both elevated and inviting. The oversized double lot offers endless possibilities for expansion, outdoor entertaining, RV or boat parking, and private resort-style living. Surrounded by tropical landscaping, the outdoor setting is anchored by a brand-new pool with elegant paver decking, creating a private coastal retreat perfect for relaxing, entertaining, and enjoying Florida living year-round. Despite being located just minutes from the waterfront, the property sits outside the flood zone, eliminating the need for flood insurance. The Pinellas Trail is located at the end of the block and provides direct biking/walking access to downtown Dunedin's acclaimed restaurants, breweries, bars, live music venues, boutique shopping, marinas, award-winning Gulf beaches, and Major League Baseball spring training facilities. The staged renderings showcase the incredible versatility of the property and highlight the many ways the spaces can be customized to fit your vision-whether as a private retreat, multigenerational compound, luxury seasonal residence, or high-performing investment property. Properties offering this level of location, flexibility, land value, and coastal character rarely come to market! This property is listed below appraised value and priced to sell! ## Location - **Address:** 1109 CHARLES Street, Clearwater, FL 33755 - **County:** Pinellas - **Neighborhood:** PEALE PARK - **Coordinates:** 27.993378, -82.791371 - **Google Maps:** https://www.google.com/maps?q=27.993378,-82.791371 ## Virtual Tour & Media - **Video Tour:** https://www.zillow.com/view-imx/cc21ce62-07f3-4ff9-8638-e0bc5e46ac98?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard ## Listing Agent - **Name:** Elena Kapetaneas - **Brokerage:** Charles Rutenberg Realty, Inc - **Broker Phone:** (727) 538-9200 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1109-Charles-St_Clearwater_FL_33755_M56752-29995?f=listhub&s=MFRMLSFL&m=TB8489075&c=propsimple) ## Photos ![1109 CHARLES Street - Photo 1](http://lh.rdcpix.com/9826384d6b52f5a8596160ae5f117ad7l-f4280672491r.jpg) ![1109 CHARLES Street - Photo 2](http://lh.rdcpix.com/9826384d6b52f5a8596160ae5f117ad7l-f3032515907r.jpg) ![1109 CHARLES Street - 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Photo 63](http://lh.rdcpix.com/9826384d6b52f5a8596160ae5f117ad7l-f865169868r.jpg) ![1109 CHARLES Street - Photo 64](http://lh.rdcpix.com/9826384d6b52f5a8596160ae5f117ad7l-f829176218r.jpg) ![1109 CHARLES Street - Photo 65](http://lh.rdcpix.com/9826384d6b52f5a8596160ae5f117ad7l-f2523462550r.jpg) ![1109 CHARLES Street - Photo 66](http://lh.rdcpix.com/9826384d6b52f5a8596160ae5f117ad7l-f2301364079r.jpg) ![1109 CHARLES Street - Photo 67](http://lh.rdcpix.com/9826384d6b52f5a8596160ae5f117ad7l-f3992451886r.jpg) ![1109 CHARLES Street - Photo 68](http://lh.rdcpix.com/9826384d6b52f5a8596160ae5f117ad7l-f3408479459r.jpg) ![1109 CHARLES Street - Photo 69](http://lh.rdcpix.com/9826384d6b52f5a8596160ae5f117ad7l-f279912863r.jpg) ![1109 CHARLES Street - Photo 70](http://lh.rdcpix.com/9826384d6b52f5a8596160ae5f117ad7l-f3721575059r.jpg) ![1109 CHARLES Street - Photo 71](http://lh.rdcpix.com/9826384d6b52f5a8596160ae5f117ad7l-f940348502r.jpg) ![1109 CHARLES Street - Photo 72](http://lh.rdcpix.com/9826384d6b52f5a8596160ae5f117ad7l-f1158575882r.jpg) --- **MLS#:** TB8489075 | **Updated:** 2026-11-02 **Source:** listhub *Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/1109-charles-street-clearwater-fl-33755-619fcf782970473d9e7fc3b6a395afb1) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/1109-charles-street-clearwater-fl-33755-619fcf782970473d9e7fc3b6a395afb1#listing", "url": "https://staging.propertysimple.ai/listing/1109-charles-street-clearwater-fl-33755-619fcf782970473d9e7fc3b6a395afb1", "name": "1109 CHARLES Street, Clearwater, FL 33755", "description": "Virtually Staged. This is a rare opportunity to own a truly one-of-a-kind legacy property designed for coastal living in one of Pinellas County's most sought-after locations. Situated on a tropical double lot just blocks from St. Joseph's Sound and minutes from Downtown Dunedin, this exceptional property offers a combination of land, flexibility, charm, and income potential that is increasingly difficult to find. Perhaps the most valuable feature of this property is its rare grandfathered multifamily designation within a residential zoning district, allowing it to function as either a single-family residence or an income-producing duplex with an additional ADU. Owners have the unique ability to live comfortably in one residence while generating income from the others, creating exceptional income opportunities. Thoughtfully renovated from the studs out by a renowned local builder, the property preserves the timeless character and \"Old Florida\" charm of the original structures while seamlessly incorporating modern luxury, craftsmanship, and convenience throughout. High-end finishes, thoughtful design, and flexible living spaces create a property that feels both elevated and inviting. The oversized double lot offers endless possibilities for expansion, outdoor entertaining, RV or boat parking, and private resort-style living. Surrounded by tropical landscaping, the outdoor setting is anchored by a brand-new pool with elegant paver decking, creating a private coastal retreat perfect for relaxing, entertaining, and enjoying Florida living year-round. Despite being located just minutes from the waterfront, the property sits outside the flood zone, eliminating the need for flood insurance. The Pinellas Trail is located at the end of the block and provides direct biking/walking access to downtown Dunedin's acclaimed restaurants, breweries, bars, live music venues, boutique shopping, marinas, award-winning Gulf beaches, and Major League Baseball spring training facilities. The staged renderings showcase the incredible versatility of the property and highlight the many ways the spaces can be customized to fit your vision-whether as a private retreat, multigenerational compound, luxury seasonal residence, or high-performing investment property. Properties offering this level of location, flexibility, land value, and coastal character rarely come to market! 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