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About This Home

This 3-bedroom, 3-bathroom single family at 1118 Espalier Drive in Decatur, TN is listed for $569,000 ($178 per sqft). Built in 2021, the home offers 3,195 sqft of living space on a 2.14 acres lot.

Agent Description

This stunning home was thoughtfully designed with the water views in mind. The main living spaces are located on the second level to capture a more expansive and elevated view of the lake, a perspective that truly defines the experience of living here.

By living on the upper level, daily life is centered around natural light and sweeping lake scenery, the kind that simply wouldn't be as spectacular from a lower elevation. This community offers the rare combination of year-round water, privacy, and community amenities, all within a thoughtfully designed lakefront neighborhood known for its spacious estate lots and natural surroundings.

This beautiful home features three bedrooms, three full baths, and a versatile bonus room ideal for a home office, media space, or additional guest accommodations. The kitchen is designed with custom cabinetry, granite countertops, and stainless-steel appliances, flowing seamlessly into the main living areas.

The primary suite feels like a private retreat with water views, while the additional bedrooms are thoughtfully arranged for family or guests. A three-car garage provides ample space for vehicles, boat storage, and all your lake essentials. Outdoors, the expansive acreage offers room to unwind, gather, and enjoy the setting.

Though it feels secluded, you're conveniently located just minutes from Decatur and Dayton, with an easy drive to Chattanooga and Knoxville. An additional adjoining lot is available for purchase, offering a rare opportunity to expand privacy or secure additional waterfront property. Espalier Bay is a private, gated waterfront community on Chickamauga Lake, and if you haven't experienced it yet, I would love to show you what makes it truly special.

Key Features

  • Built in 2021
  • 2.14 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
3 full
2021

Amenities

FireplaceWaterfrontViewHardwoodA/C

Monthly Cost Estimate

$4,043/mo

20% down · 6.5% · 30 years

Principal$412
Interest$2,466
Insurance$166
HOA$1,000

Estimates only. Actual payments may vary.

Location

1118 Espalier Drive

Decatur, TN 37322

Espalier Bay

Features & Amenities

Interior Features

Breakfast NookCeiling Fan(s)Double ClosetsDouble VanityEat-in KitchenEn SuiteEntrance FoyerGranite CountersHigh CeilingsHigh Speed InternetKitchen IslandLaminate CountersOpen FloorplanPantryPlumbedRecessed LightingSeparate ShowerSoaking TubStorageTub/shower ComboVaulted Ceiling(s)Walk-In Closet(s)

Exterior Features

BalconyFire PitPrivate YardRain Barrel/Cistern(s)Rain GuttersStorage

Property Details

Flooring

HardwoodLaminate

Construction

Brick Fiber Cement

Views

LakeWaterRiver

Pool Features

DeckPorch

Parking

OpenDrivewayGarage

Heating

CentralElectric (Heating)

Cooling

Central AirCeiling Fan(s)

Appliances

Washer/DryerWasherVented Exhaust FanTankless Water HeaterStainless Steel Appliance(s)Gas OvenGas CooktopFree-Standing RefrigeratorFree-Standing Gas RangeFree-Standing Gas OvenExhaust FanDryerDishwasher

Questions & Answers

This 3-bedroom, 3-bathroom single family at 1118 Espalier Drive is listed at $569,000 ($178/sqft). The estimated monthly payment is $3,466 based on 20% down at 6.5% interest.

HOA fees are $1000/month.

Key features include: Built in 2021, 2.14 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: Breakfast Nook, Ceiling Fan(s), Double Closets. Exterior Features: Balcony, Fire Pit, Private Yard.

This property is listed by Janet Goins and can be reached at 2054476239 or hellojanetgoins@gmail.com.

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JG

Janet Goins

Agent at simpliHOM

(205) 447-6239

Listed by simpliHOM

MLS# 1526750· Source: listhub· Updated 85 days ago

Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1118 Espalier Drive, Decatur, TN 37322

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