# 1120 4th Avenue, Spencer, IA 51301 > **TL;DR:** 2bd/1ba single family, $94,500 ($100/sqft), built 1900, 946 sqft. > A/C. Est. $506/mo. Listed 80 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $94,500 | | Price/sqft | $100 | | Bedrooms | 2 | | Bathrooms | 1 full | | Square Feet | 946 | | Year Built | 1900 | | Lot Size | 12,040 sqft (0.28 acres) | | Stories | 2 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 80 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $478 | | Estimated Insurance | $28 | | **Total** | **$506** | ## Key Amenities - A/C ## Property Highlights - Built in 1900 - 0.28 acre lot - 2 stories ## Description ### Agent Description The Backyard Bonus. With a fenced yard stretching across a .28-acre corner lot, there's space here to garden, play, let the pets roam, or create an outdoor setup that fits the way you live. Inside, this 2-bedroom, 1-bath Spencer home offers a straightforward layout with an updated kitchen, living room, bedroom, full bath, and laundry on the main floor. Head upstairs to find the second larger bedroom, giving the home a little separation between spaces. It's a simple setup inside, with more than you might expect waiting outside. ## Location - **Address:** 1120 4th Avenue, Spencer, IA 51301 - **County:** Clay - **Coordinates:** 43.14980896, -95.1395138 - **Google Maps:** https://www.google.com/maps?q=43.14980896,-95.1395138 ## Listing Agent - **Name:** Kelly Bierl - **Brokerage:** Hometown Realty - **Broker Phone:** (712) 260-5711 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1120-4th-Ave-E_Spencer_IA_51301_M72988-82586?f=listhub&s=IGLBORIA&m=260988&c=propsimple) ## Photos ![1120 4th Avenue - Photo 1](http://lh.rdcpix.com/9fde6cce8688df4b34d6646d6a861914l-f2984032181r.jpg) ![1120 4th Avenue - Photo 2](http://lh.rdcpix.com/9fde6cce8688df4b34d6646d6a861914l-f3946542079r.jpg) ![1120 4th Avenue - Photo 3](http://lh.rdcpix.com/9fde6cce8688df4b34d6646d6a861914l-f2007847887r.jpg) ![1120 4th Avenue - Photo 4](http://lh.rdcpix.com/9fde6cce8688df4b34d6646d6a861914l-f3520641223r.jpg) ![1120 4th Avenue - Photo 5](http://lh.rdcpix.com/9fde6cce8688df4b34d6646d6a861914l-f517313174r.jpg) ![1120 4th Avenue - Photo 6](http://lh.rdcpix.com/9fde6cce8688df4b34d6646d6a861914l-f475720829r.jpg) ![1120 4th Avenue - Photo 7](http://lh.rdcpix.com/9fde6cce8688df4b34d6646d6a861914l-f2127270138r.jpg) ![1120 4th Avenue - Photo 8](http://lh.rdcpix.com/9fde6cce8688df4b34d6646d6a861914l-f411433313r.jpg) ![1120 4th Avenue - Photo 9](http://lh.rdcpix.com/9fde6cce8688df4b34d6646d6a861914l-f516387431r.jpg) ![1120 4th Avenue - Photo 10](http://lh.rdcpix.com/9fde6cce8688df4b34d6646d6a861914l-f1736410969r.jpg) ![1120 4th Avenue - Photo 11](http://lh.rdcpix.com/9fde6cce8688df4b34d6646d6a861914l-f453058831r.jpg) ![1120 4th Avenue - Photo 12](http://lh.rdcpix.com/9fde6cce8688df4b34d6646d6a861914l-f1102204867r.jpg) ![1120 4th Avenue - Photo 13](http://lh.rdcpix.com/9fde6cce8688df4b34d6646d6a861914l-f2835024514r.jpg) --- **MLS#:** 260988 | **Updated:** 2026-10-26 **Source:** listhub *Copyright © 2026 Iowa Great Lakes Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/1120-4th-avenue-spencer-ia-51301-e326b914b5bc4722adcab1b36374c184) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/1120-4th-avenue-spencer-ia-51301-e326b914b5bc4722adcab1b36374c184#listing", "url": "https://staging.propertysimple.ai/listing/1120-4th-avenue-spencer-ia-51301-e326b914b5bc4722adcab1b36374c184", "name": "1120 4th Avenue, Spencer, IA 51301", "description": "The Backyard Bonus. With a fenced yard stretching across a .28-acre corner lot, there's space here to garden, play, let the pets roam, or create an outdoor setup that fits the way you live. 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