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About This Home

This 3-bedroom, 2-bathroom single family at 1120 SE 1st Terrace in Cape Coral, FL is listed for $475,000 ($231 per sqft). Built in 1989, the home offers 2,057 sqft of living space on a 0.23 acres lot.

Agent Description

**HUGE PRICE REDUCTION!!! SELLER MOTIVATED!!! RARE LAKEFRONT POOL HOME in Cape Coral's desirable SHAMROCK LAKES-FIRST TIME EVER OFFERED ON OPEN MARKET!** This 3-bedroom, 2-bath residence is being sold by the **ORIGINAL FAMILY** and offers a versatile, spacious layout with a Living Room **plus** a separate Family Room, a dedicated Dining Room, and a Dinette-ideal for both everyday living and entertaining.

Outdoor living shines here. Enjoy a **HEATED 15' x 25' POOL with attached SPA**, all overlooking a **peaceful, private lake** with a **CONCRETE DOCK**-perfect for relaxing, fishing, or taking in serene water views. The rear of the home is designed for comfort and protection, featuring **huge sliding glass doors from the Family Room and Dinette**, o

pening to a covered lanai area that allows you to **leave outdoor furniture in place year-round**, thanks to **ELECTRIC ROLL-DOWN HURRICANE SHUTTERS** enclosing the entire rear living space. The home is on **PUBLIC WATER AND PUBLIC SEWER** and is located in an **X FLOOD ZONE-NO FLOOD INSURANCE REQUIRED**, offering both convenience and peace of mind.

**MAJOR UPDATES INCLUDE:** - **NEW ROOF (2025)** - **Whole-home interior plumbing REPIPE (2023)** - **HVAC replaced (2018)** - **Garage door replaced (2018)** - **HURRICANE SHUTTERS**, including electric rear enclosure Shamrock Lakes is an established, tucked-away neighborhood known for its **single entrance/exit**, providing a quiet residential setting while remaining close to shopping, dining, and major Cape Coral roadways.

A lovingly maintained **TIME CAPSULE** with excellent bones, major systems already updated, and **OVER 2,000 SQUARE FEET of living space**-this is a rare opportunity to own a lakefront pool home with spa, dock, public utilities, no flood insurance required, and first-time-on-the-market pedigree. **Schedule your private showing today.**

Key Features

  • Built in 1989
  • 0.23 acre lot
  • Private pool
  • Waterfront

Property Details

1 story
2 full
1989

Amenities

PoolWaterfrontViewSpaA/C

Monthly Cost Estimate

$2,540/mo

20% down · 6.5% · 30 years

Principal$344
Interest$2,058
Insurance$139

Estimates only. Actual payments may vary.

Location

1120 SE 1st Terrace

Cape Coral, FL 33990

SHAMROCK LAKES

Features & Amenities

Interior Features

BreakfastBarBuiltInFeaturesBreakfastAreaBathtubCathedralCeilingsSeparateFormalDiningRoomDualSinksEntranceFoyerFrenchDoorsAtriumDoorsJettedTubSeparateShowerWalkInClosetsWindowTreatmentsSplitBedrooms

Exterior Features

DeckOutdoorKitchenShuttersElectric

Property Details

Flooring

CarpetTile

Construction

Block Concrete Stucco

Views

Lake

Pool Features

DeckPorch

Parking

GarageOpen

Heating

CentralElectric (Heating)

Cooling

Central AirElectric

Appliances

DryerDishwasherElectricCooktopFreezerRefrigeratorWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 1120 SE 1st Terrace is listed at $475,000 ($231/sqft). The estimated monthly payment is $2,058 based on 20% down at 6.5% interest.

Key features include: Built in 1989, 0.23 acre lot, Private pool, Waterfront. Interior Features: BreakfastBar, BuiltInFeatures, BreakfastArea. Exterior Features: Deck, OutdoorKitchen, ShuttersElectric.

This property is listed by Dawn Merritt and can be reached at 9413233202 or dawn@thesisteractsells.com.

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DM

Dawn Merritt

Agent at RE/MAX Palm Realty

(941) 323-3202

Listed by RE/MAX Palm Realty

MLS# 2026006951· Source: listhub· Updated 61 days ago

Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1120 SE 1st Terrace, Cape Coral, FL 33990

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