# 1120 SE 1st Terrace, Cape Coral, FL 33990

> **TL;DR:** 3bd/2ba single family, $475,000 ($231/sqft), built 1989, 2,057 sqft.
> Pool, Spa, Waterfront, View. Est. $2,058/mo. Listed 61 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $475,000 |
| Price/sqft | $231 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 2,057 |
| Year Built | 1989 |
| Lot Size | 10,019 sqft (0.23 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 61 |

## Why This Home Stands Out

- **Pool** - Deck, Porch
- **Waterfront** - Direct water access
- **Views** - Lake

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $2,058 |
| **Total** | **$2,058** |

## Key Amenities

- Pool
- Spa
- Waterfront
- View
- A/C

## Property Highlights

- Built in 1989
- 0.23 acre lot
- Private pool
- Waterfront

## Description

### Agent Description
**HUGE PRICE REDUCTION!!! SELLER MOTIVATED!!! RARE LAKEFRONT POOL HOME in Cape Coral's desirable SHAMROCK LAKES-FIRST TIME EVER OFFERED ON OPEN MARKET!** This 3-bedroom, 2-bath residence is being sold by the **ORIGINAL FAMILY** and offers a versatile, spacious layout with a Living Room **plus** a separate Family Room, a dedicated Dining Room, and a Dinette-ideal for both everyday living and entertaining. Outdoor living shines here. Enjoy a **HEATED 15' x 25' POOL with attached SPA**, all overlooking a **peaceful, private lake** with a **CONCRETE DOCK**-perfect for relaxing, fishing, or taking in serene water views. The rear of the home is designed for comfort and protection, featuring **huge sliding glass doors from the Family Room and Dinette**, opening to a covered lanai area that allows you to **leave outdoor furniture in place year-round**, thanks to **ELECTRIC ROLL-DOWN HURRICANE SHUTTERS** enclosing the entire rear living space. The home is on **PUBLIC WATER AND PUBLIC SEWER** and is located in an **X FLOOD ZONE-NO FLOOD INSURANCE REQUIRED**, offering both convenience and peace of mind. **MAJOR UPDATES INCLUDE:** - **NEW ROOF (2025)** - **Whole-home interior plumbing REPIPE (2023)** - **HVAC replaced (2018)** - **Garage door replaced (2018)** - **HURRICANE SHUTTERS**, including electric rear enclosure Shamrock Lakes is an established, tucked-away neighborhood known for its **single entrance/exit**, providing a quiet residential setting while remaining close to shopping, dining, and major Cape Coral roadways. A lovingly maintained **TIME CAPSULE** with excellent bones, major systems already updated, and **OVER 2,000 SQUARE FEET of living space**-this is a rare opportunity to own a lakefront pool home with spa, dock, public utilities, no flood insurance required, and first-time-on-the-market pedigree. **Schedule your private showing today.**

## Location

- **Address:** 1120 SE 1st Terrace, Cape Coral, FL 33990
- **County:** Lee
- **Neighborhood:** SHAMROCK LAKES
- **Coordinates:** 26.648941, -81.951875
- **Google Maps:** https://www.google.com/maps?q=26.648941,-81.951875

## Listing Agent

- **Name:** Dawn Merritt
- **Brokerage:** RE/MAX Palm Realty
- **Phone:** 9413233202
- **Email:** dawn@thesisteractsells.com

## Primary Photo

![1120 SE 1st Terrace - Primary Photo](http://lh.rdcpix.com/6ff95de8f7219229d46a0953af607321l-f4066455992r.jpg)

*47 total photos available on [listing page](https://www.propertysimple.com/listing/1120-se-1st-terrace-cape-coral-fl-33990-26006951)*

---

**MLS#:** 2026006951 | **Updated:** 2026-04-29
**Source:** listhub

*Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/1120-se-1st-terrace-cape-coral-fl-33990-26006951)

---

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