# 1125 S Topsail Drive, Surf City, NC 28445

> **TL;DR:** 4bd/3ba single family, $849,000 ($469/sqft), built 2003, 1,810 sqft.
> View, A/C. Est. $4,541/mo. Listed 210 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $849,000 |
| Price/sqft | $469 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Square Feet | 1,810 |
| Year Built | 2003 |
| Lot Size | 6,098 sqft (0.14 acres) |
| Stories | 3 |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 210 |

## Why This Home Stands Out

- **Views** - Ocean, Water

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $4,293 |
| Estimated Insurance | $248 |
| **Total** | **$4,541** |

## Nearby Schools

- **Elementary:** Pender County Schools
- **Middle:** Pender County Schools
- **High:** Pender County Schools

## Key Amenities

- View
- A/C

## Property Highlights

- Built in 2003
- 0.14 acre lot
- 3 stories

## Description

### Agent Description
Fully furnished third row elevated coastal living in the heart of Surf City on Topsail Island, where luxury meets saltwater charm. Perfectly positioned in the center of the island, this stunning retreat offers effortless access to both ends of Topsail, while sitting just one mile from the mainland bridge for ultimate convenience. Wake up to serene sound views and unwind in the evening with glimpses of the Atlantic Ocean. This home truly captures the best of both worlds. Designed for both relaxation and entertaining, the property features a private saltwater in-ground pool, outdoor shower, and fully fenced backyard, creating your own secluded oasis just steps from beach access. Inside, you will find four spacious bedrooms, each with private balcony access, and three full bathrooms, providing comfort and privacy for family and guests alike. The interior showcases newly installed hardwood-style LVP flooring, a beautifully updated kitchen with modern finishes, and an open, airy main living space filled with natural light. A soft coastal palette inspired by sea glass and driftwood creates a calming, sophisticated ambiance throughout. Enjoy the charm of Surf City with its boutique shops, local eateries, and relaxed coastal lifestyle, all with no HOA dues. Whether you are seeking a primary residence, a luxurious vacation getaway, or a strong short term rental investment, this home checks every box. Fully furnished third row elevated coastal living in the heart of Surf City on Topsail Island, where luxury meets saltwater charm. Perfectly positioned in the center of the island, this stunning retreat offers effortless access to both ends of Topsail, while sitting just one mile from the mainland bridge for ultimate convenience. Wake up to serene sound views and unwind in the evening with glimpses of the Atlantic Ocean. This home truly captures the best of both worlds. Designed for both relaxation and entertaining, the property features a private saltwater in-ground pool, outdoor shower, and fully fenced backyard, creating your own secluded oasis just steps from beach access. Inside, you will find four spacious bedrooms, each with private balcony access, and three full bathrooms, providing comfort and privacy for family and guests alike. The interior showcases newly installed hardwood-style LVP flooring, a beautifully updated kitchen with modern finishes, and an open, airy main living space filled with natural light. A soft coastal palette inspired by sea glass and driftwood creates a calming, sophisticated ambiance throughout. Enjoy the charm of Surf City with its boutique shops, local eateries, and relaxed coastal lifestyle, all with no HOA dues. Whether you are seeking a primary residence, a luxurious vacation getaway, or a strong short term rental investment, this home checks every box.

## Location

- **Address:** 1125 S Topsail Drive, Surf City, NC 28445
- **County:** Pender
- **Neighborhood:** Horse Hammock Beach
- **Coordinates:** 34.417613, -77.560204
- **Google Maps:** https://www.google.com/maps?q=34.417613,-77.560204

## Virtual Tour & Media

- **Video Tour:** https://www.zillow.com/view-imx/26fa5e08-16e4-4954-92d5-90d6637662ff?wl=true&setAttribution=mls&initialViewType=pano

## Listing Agent

- **Name:** Erica Anderson
- **Brokerage:** Team Anderson Realty
- **Broker Phone:** (919) 610-5126
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1125-S-Topsail-Dr_Surf-City_NC_28445_M60441-69551?f=listhub&s=TRIANGLE&m=10157431&c=propsimple)

## Photos

![1125 S Topsail Drive - Photo 1](http://lh.rdcpix.com/2eb3e63e23f596a5c286bfe72704589cl-f419200725r.jpg)

![1125 S Topsail Drive - Photo 2](http://lh.rdcpix.com/2eb3e63e23f596a5c286bfe72704589cl-f1762319315r.jpg)

![1125 S Topsail Drive - Photo 3](http://lh.rdcpix.com/2eb3e63e23f596a5c286bfe72704589cl-f3224582119r.jpg)

![1125 S Topsail Drive - Photo 4](http://lh.rdcpix.com/2eb3e63e23f596a5c286bfe72704589cl-f3836335498r.jpg)

![1125 S Topsail Drive - Photo 5](http://lh.rdcpix.com/2eb3e63e23f596a5c286bfe72704589cl-f3691786028r.jpg)

![1125 S Topsail Drive - Photo 6](http://lh.rdcpix.com/2eb3e63e23f596a5c286bfe72704589cl-f50112812r.jpg)

![1125 S Topsail Drive - Photo 7](http://lh.rdcpix.com/2eb3e63e23f596a5c286bfe72704589cl-f202846348r.jpg)

![1125 S Topsail Drive - Photo 8](http://lh.rdcpix.com/2eb3e63e23f596a5c286bfe72704589cl-f1551547428r.jpg)

![1125 S Topsail Drive - Photo 9](http://lh.rdcpix.com/2eb3e63e23f596a5c286bfe72704589cl-f3729539704r.jpg)

![1125 S Topsail Drive - Photo 10](http://lh.rdcpix.com/2eb3e63e23f596a5c286bfe72704589cl-f922700415r.jpg)

![1125 S Topsail Drive - Photo 11](http://lh.rdcpix.com/2eb3e63e23f596a5c286bfe72704589cl-f749507633r.jpg)

![1125 S Topsail Drive - Photo 12](http://lh.rdcpix.com/2eb3e63e23f596a5c286bfe72704589cl-f1960127872r.jpg)

![1125 S Topsail Drive - Photo 13](http://lh.rdcpix.com/2eb3e63e23f596a5c286bfe72704589cl-f4116139079r.jpg)

![1125 S Topsail Drive - Photo 14](http://lh.rdcpix.com/2eb3e63e23f596a5c286bfe72704589cl-f3437208081r.jpg)

![1125 S Topsail Drive - Photo 15](http://lh.rdcpix.com/2eb3e63e23f596a5c286bfe72704589cl-f2330447397r.jpg)

![1125 S Topsail Drive - Photo 16](http://lh.rdcpix.com/2eb3e63e23f596a5c286bfe72704589cl-f2926688476r.jpg)

![1125 S Topsail Drive - Photo 17](http://lh.rdcpix.com/2eb3e63e23f596a5c286bfe72704589cl-f3635137638r.jpg)

![1125 S Topsail Drive - Photo 18](http://lh.rdcpix.com/2eb3e63e23f596a5c286bfe72704589cl-f2109595000r.jpg)

![1125 S Topsail Drive - Photo 19](http://lh.rdcpix.com/2eb3e63e23f596a5c286bfe72704589cl-f351034949r.jpg)

![1125 S Topsail Drive - Photo 20](http://lh.rdcpix.com/2eb3e63e23f596a5c286bfe72704589cl-f1608967368r.jpg)

![1125 S Topsail Drive - Photo 21](http://lh.rdcpix.com/2eb3e63e23f596a5c286bfe72704589cl-f1248194550r.jpg)

![1125 S Topsail Drive - Photo 22](http://lh.rdcpix.com/2eb3e63e23f596a5c286bfe72704589cl-f1356487646r.jpg)

![1125 S Topsail Drive - Photo 23](http://lh.rdcpix.com/2eb3e63e23f596a5c286bfe72704589cl-f1284720800r.jpg)

![1125 S Topsail Drive - Photo 24](http://lh.rdcpix.com/2eb3e63e23f596a5c286bfe72704589cl-f3691654227r.jpg)

![1125 S Topsail Drive - Photo 25](http://lh.rdcpix.com/2eb3e63e23f596a5c286bfe72704589cl-f3891209663r.jpg)

![1125 S Topsail Drive - Photo 26](http://lh.rdcpix.com/2eb3e63e23f596a5c286bfe72704589cl-f484196395r.jpg)

![1125 S Topsail Drive - Photo 27](http://lh.rdcpix.com/2eb3e63e23f596a5c286bfe72704589cl-f758396286r.jpg)

![1125 S Topsail Drive - Photo 28](http://lh.rdcpix.com/2eb3e63e23f596a5c286bfe72704589cl-f3229281497r.jpg)

![1125 S Topsail Drive - Photo 29](http://lh.rdcpix.com/2eb3e63e23f596a5c286bfe72704589cl-f3579544416r.jpg)

![1125 S Topsail Drive - Photo 30](http://lh.rdcpix.com/2eb3e63e23f596a5c286bfe72704589cl-f1551180938r.jpg)

![1125 S Topsail Drive - Photo 31](http://lh.rdcpix.com/2eb3e63e23f596a5c286bfe72704589cl-f2532476532r.jpg)

![1125 S Topsail Drive - Photo 32](http://lh.rdcpix.com/2eb3e63e23f596a5c286bfe72704589cl-f3941276185r.jpg)

![1125 S Topsail Drive - Photo 33](http://lh.rdcpix.com/2eb3e63e23f596a5c286bfe72704589cl-f4123450289r.jpg)

![1125 S Topsail Drive - Photo 34](http://lh.rdcpix.com/2eb3e63e23f596a5c286bfe72704589cl-f3906996328r.jpg)

---

**MLS#:** 10157431 | **Updated:** 2026-10-26
**Source:** listhub

*Copyright © 2026 Doorify MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/1125-s-topsail-drive-surf-city-nc-28445-41855ced9f514735a48096d8d43b7ca9)

---

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}
```