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About This Home

This 3-bedroom, 2-bathroom single family at 11278 4th Avenue in Punta Gorda, FL is listed for $309,000 ($234 per sqft). Built in 2025, the home offers 1,320 sqft of living space on a 0.18 acres lot.

Agent Description

Under Construction - Move-In Ready! Perfect for investors, first-time homebuyers, or retirees. Ready for immediate delivery. No flood insurance required. No HOA, no deed restrictions, no CDD, NO FLOOD INSURANCE required and no water bill. This must-see single-family Florida-built masonry home offers 1,320 sq ft, 3 bedrooms, 2 bathrooms, and a 2-car garage.

Designed for Florida's climate and insurance savings, the home features solid masonry construction, hurricane impact windows, and a hip shingle roof with a secondary water barrier, all helping reduce insurance premiums. SELLER FINANCE, LAND CONTRACT TERMS AVAILABLE Interior features include luxury vinyl plank flooring, upgraded kitchen cabinetry, quartz kitchen countertops with a seating area, and a workstation kitchen sink.

The primary bath offers a curbless shower, with ceramic tile tub/shower surrounds in secondary baths. Basic appliances are included (range, dishwasher, and microwave). Additional highlights include underground electric (no overhead power lines) and washer/dryer hookup in the laundry room.

Thoughtfully built to last in Florida's unique environment-not mass-produced, but constructed with durability and long-term performance in mind. Located in a growing area surrounded by new homes and communities, with convenient access to I-75 and US-41.

Key Features

  • Built in 2025
  • 0.18 acre lot

Property Details

1 story
2 full
2025

Monthly Cost Estimate

$1,653/mo

20% down · 6.5% · 30 years

Principal$223
Interest$1,339
Insurance$90

Estimates only. Actual payments may vary.

Location

11278 4th Avenue

Punta Gorda, FL 33955

TROPICAL GULF ACRES

Features & Amenities

Interior Features

BreakfastBarBuiltInFeaturesBedroomOnMainLevelPantryShowerOnlySeparateShowerSplitBedrooms

Exterior Features

SecurityHighImpactDoorsRoomForPool

Property Details

Flooring

Vinyl

Construction

Block Concrete Stucco

Parking

OpenGarage

Heating

Heat Pump (Heating)Electric (Heating)Central

Appliances

DishwasherMicrowave

Questions & Answers

This 3-bedroom, 2-bathroom single family at 11278 4th Avenue is listed at $309,000 ($234/sqft). The estimated monthly payment is $1,339 based on 20% down at 6.5% interest.

Key features include: Built in 2025, 0.18 acre lot. Interior Features: BreakfastBar, BuiltInFeatures, BedroomOnMainLevel. Exterior Features: SecurityHighImpactDoors, RoomForPool.

This property is listed by Tammy Farrugia and can be reached at 2399337474 or tammytac@yahoo.com.

TF

Tammy Farrugia

Agent at Realty Hub

(239) 933-7474

Listed by Realty Hub

MLS# 2026006385· Source: listhub· Updated 65 days ago

Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

11278 4th Avenue, Punta Gorda, FL 33955

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