# 1130 Wharf Hill Drive, Smithfield, VA 23430

> **TL;DR:** 4bd/3ba single family, $649,990 ($241/sqft), built 2025, 2,701 sqft.
> Fireplace, A/C. Est. $3,477/mo. Listed 188 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $649,990 |
| Price/sqft | $241 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Square Feet | 2,701 |
| Year Built | 2025 |
| Lot Size | 11,761 sqft (0.27 acres) |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 188 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $3,287 |
| Estimated Insurance | $190 |
| **Total** | **$3,477** |

## Nearby Schools

- **Elementary:** Hardy Elementary
- **Middle:** Smithfield Middle

## Key Amenities

- Fireplace
- A/C

## Property Highlights

- Built in 2025
- 0.27 acre lot
- Fireplace

## Description

### Agent Description
The Caldwell is a ranch style home with four bedrooms and 3 full baths. This home features a first-floor primary with 2 closets, a formal dining room, spacious family room with fireplace and a designer kitchen. The second floor features a large loft, bedroom, full bathroom and an unfinished attic space. Home is available NOW!

## Location

- **Address:** 1130 Wharf Hill Drive, Smithfield, VA 23430
- **County:** Isle of Wight County VA
- **Neighborhood:** MALLORY POINTE - 062
- **Coordinates:** 36.974804, -76.598785
- **Google Maps:** https://www.google.com/maps?q=36.974804,-76.598785

## Listing Agent

- **Name:** Melissa Queeney
- **Brokerage:** Berkshire Hathaway HomeServices RW Towne Realty
- **Broker Phone:** (757) 690-0439
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1130-Wharf-Hill-Dr_Smithfield_VA_23430_M91855-51397?f=listhub&s=REINVA&m=10631420&c=propsimple)

## Photos

![1130 Wharf Hill Drive - Photo 1](http://lh.rdcpix.com/6ac090e22dcb6f351d55d942ffb441b1l-f123450246r.jpg)

![1130 Wharf Hill Drive - Photo 2](http://lh.rdcpix.com/6ac090e22dcb6f351d55d942ffb441b1l-f3339940502r.jpg)

![1130 Wharf Hill Drive - Photo 3](http://lh.rdcpix.com/6ac090e22dcb6f351d55d942ffb441b1l-f1371477610r.jpg)

![1130 Wharf Hill Drive - Photo 4](http://lh.rdcpix.com/6ac090e22dcb6f351d55d942ffb441b1l-f4125139896r.jpg)

![1130 Wharf Hill Drive - Photo 5](http://lh.rdcpix.com/6ac090e22dcb6f351d55d942ffb441b1l-f656922051r.jpg)

![1130 Wharf Hill Drive - Photo 6](http://lh.rdcpix.com/6ac090e22dcb6f351d55d942ffb441b1l-f1306017109r.jpg)

![1130 Wharf Hill Drive - Photo 7](http://lh.rdcpix.com/6ac090e22dcb6f351d55d942ffb441b1l-f421406353r.jpg)

![1130 Wharf Hill Drive - Photo 8](http://lh.rdcpix.com/6ac090e22dcb6f351d55d942ffb441b1l-f2345413413r.jpg)

![1130 Wharf Hill Drive - Photo 9](http://lh.rdcpix.com/6ac090e22dcb6f351d55d942ffb441b1l-f4084569204r.jpg)

![1130 Wharf Hill Drive - Photo 10](http://lh.rdcpix.com/6ac090e22dcb6f351d55d942ffb441b1l-f979185144r.jpg)

![1130 Wharf Hill Drive - Photo 11](http://lh.rdcpix.com/6ac090e22dcb6f351d55d942ffb441b1l-f3433521553r.jpg)

![1130 Wharf Hill Drive - Photo 12](http://lh.rdcpix.com/6ac090e22dcb6f351d55d942ffb441b1l-f1144892217r.jpg)

![1130 Wharf Hill Drive - Photo 13](http://lh.rdcpix.com/6ac090e22dcb6f351d55d942ffb441b1l-f542122715r.jpg)

![1130 Wharf Hill Drive - Photo 14](http://lh.rdcpix.com/6ac090e22dcb6f351d55d942ffb441b1l-f1335252957r.jpg)

![1130 Wharf Hill Drive - Photo 15](http://lh.rdcpix.com/6ac090e22dcb6f351d55d942ffb441b1l-f297239690r.jpg)

![1130 Wharf Hill Drive - Photo 16](http://lh.rdcpix.com/6ac090e22dcb6f351d55d942ffb441b1l-f1831714859r.jpg)

![1130 Wharf Hill Drive - Photo 17](http://lh.rdcpix.com/6ac090e22dcb6f351d55d942ffb441b1l-f677429906r.jpg)

![1130 Wharf Hill Drive - Photo 18](http://lh.rdcpix.com/6ac090e22dcb6f351d55d942ffb441b1l-f230237801r.jpg)

![1130 Wharf Hill Drive - Photo 19](http://lh.rdcpix.com/6ac090e22dcb6f351d55d942ffb441b1l-f3337994304r.jpg)

![1130 Wharf Hill Drive - Photo 20](http://lh.rdcpix.com/6ac090e22dcb6f351d55d942ffb441b1l-f1225756068r.jpg)

![1130 Wharf Hill Drive - Photo 21](http://lh.rdcpix.com/6ac090e22dcb6f351d55d942ffb441b1l-f2361651136r.jpg)

![1130 Wharf Hill Drive - Photo 22](http://lh.rdcpix.com/6ac090e22dcb6f351d55d942ffb441b1l-f2937713036r.jpg)

![1130 Wharf Hill Drive - Photo 23](http://lh.rdcpix.com/6ac090e22dcb6f351d55d942ffb441b1l-f327105720r.jpg)

![1130 Wharf Hill Drive - Photo 24](http://lh.rdcpix.com/6ac090e22dcb6f351d55d942ffb441b1l-f1914697753r.jpg)

![1130 Wharf Hill Drive - Photo 25](http://lh.rdcpix.com/6ac090e22dcb6f351d55d942ffb441b1l-f655576292r.jpg)

![1130 Wharf Hill Drive - Photo 26](http://lh.rdcpix.com/6ac090e22dcb6f351d55d942ffb441b1l-f233889736r.jpg)

![1130 Wharf Hill Drive - Photo 27](http://lh.rdcpix.com/6ac090e22dcb6f351d55d942ffb441b1l-f3356916693r.jpg)

![1130 Wharf Hill Drive - Photo 28](http://lh.rdcpix.com/6ac090e22dcb6f351d55d942ffb441b1l-f3105332641r.jpg)

![1130 Wharf Hill Drive - Photo 29](http://lh.rdcpix.com/6ac090e22dcb6f351d55d942ffb441b1l-f336726840r.jpg)

![1130 Wharf Hill Drive - Photo 30](http://lh.rdcpix.com/6ac090e22dcb6f351d55d942ffb441b1l-f2636287448r.jpg)

![1130 Wharf Hill Drive - Photo 31](http://lh.rdcpix.com/6ac090e22dcb6f351d55d942ffb441b1l-f3998494645r.jpg)

![1130 Wharf Hill Drive - Photo 32](http://lh.rdcpix.com/6ac090e22dcb6f351d55d942ffb441b1l-f1075688994r.jpg)

![1130 Wharf Hill Drive - Photo 33](http://lh.rdcpix.com/6ac090e22dcb6f351d55d942ffb441b1l-f380805325r.jpg)

![1130 Wharf Hill Drive - Photo 34](http://lh.rdcpix.com/6ac090e22dcb6f351d55d942ffb441b1l-f1375264570r.jpg)

![1130 Wharf Hill Drive - Photo 35](http://lh.rdcpix.com/6ac090e22dcb6f351d55d942ffb441b1l-f2230565257r.jpg)

![1130 Wharf Hill Drive - Photo 36](http://lh.rdcpix.com/6ac090e22dcb6f351d55d942ffb441b1l-f1933133804r.jpg)

![1130 Wharf Hill Drive - Photo 37](http://lh.rdcpix.com/6ac090e22dcb6f351d55d942ffb441b1l-f3410558661r.jpg)

![1130 Wharf Hill Drive - Photo 38](http://lh.rdcpix.com/6ac090e22dcb6f351d55d942ffb441b1l-f3195031115r.jpg)

![1130 Wharf Hill Drive - Photo 39](http://lh.rdcpix.com/6ac090e22dcb6f351d55d942ffb441b1l-f685215439r.jpg)

![1130 Wharf Hill Drive - Photo 40](http://lh.rdcpix.com/6ac090e22dcb6f351d55d942ffb441b1l-f1482287291r.jpg)

![1130 Wharf Hill Drive - Photo 41](http://lh.rdcpix.com/6ac090e22dcb6f351d55d942ffb441b1l-f3718255855r.jpg)

![1130 Wharf Hill Drive - Photo 42](http://lh.rdcpix.com/6ac090e22dcb6f351d55d942ffb441b1l-f606469901r.jpg)

![1130 Wharf Hill Drive - Photo 43](http://lh.rdcpix.com/6ac090e22dcb6f351d55d942ffb441b1l-f3589866290r.jpg)

![1130 Wharf Hill Drive - Photo 44](http://lh.rdcpix.com/6ac090e22dcb6f351d55d942ffb441b1l-f1683058555r.jpg)

![1130 Wharf Hill Drive - Photo 45](http://lh.rdcpix.com/6ac090e22dcb6f351d55d942ffb441b1l-f1838280354r.jpg)

![1130 Wharf Hill Drive - Photo 46](http://lh.rdcpix.com/6ac090e22dcb6f351d55d942ffb441b1l-f2389111735r.jpg)

---

**MLS#:** 10631420 | **Updated:** 2026-10-25
**Source:** listhub

*Copyright © 2026 Real Estate Information Network, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/1130-wharf-hill-drive-smithfield-va-23430-8cae3d9dec9a4efd86ebda6dfe3617fd)

---

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