# 115 Bay Oaks Drive, Bay Saint Louis, MS 39520

> **TL;DR:** land, $195,000. Est. $1,043/mo. Listed 56 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $195,000 |
| Lot Size | 14,375 sqft (0.33 acres) |
| Property Type | Land (Single Family Residence) |
| Status | Active |
| Days on Market | 56 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $986 |
| Estimated Insurance | $57 |
| **Total** | **$1,043** |

## Property Highlights

- 0.33 acre lot

## Description

### Agent Description
Build your coastal retreat on this desirable lot just one block from the beach! Identified as Parcel #1 on the attached survey, the property is only minutes by golf cart or car from Old Town Bay St. Louis. Enjoy convenient access to charming boutiques, art galleries, outstanding restaurants, community events, the marina, and everything this vibrant coastal community has to offer. Located in an AE flood zone with a 19-foot Base Flood Elevation (BFE).

## Location

- **Address:** 115 Bay Oaks Drive, Bay Saint Louis, MS 39520
- **County:** Hancock
- **Neighborhood:** Fourth Ward
- **Coordinates:** 30.295539, -89.346532
- **Google Maps:** https://www.google.com/maps?q=30.295539,-89.346532

## Listing Agent

- **Name:** Rebecca E O'Dwyer · **License:** B20508
- **Brokerage:** O'Dwyer Realty
- **Broker Phone:** (228) 452-4242
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/115-Bay-Oaks-Dr_Bay-St-Louis_MS_39520_M77290-03434?f=listhub&s=MGCMLSMS&m=4161925&c=propsimple)

## Photos

![115 Bay Oaks Drive - Photo 1](http://lh.rdcpix.com/9f24bdf6e531ddde4187a0ef01f97742l-f2457582432r.jpg)

![115 Bay Oaks Drive - Photo 2](http://lh.rdcpix.com/9f24bdf6e531ddde4187a0ef01f97742l-f718420694r.jpg)

---

**MLS#:** 4161925 | **Updated:** 2026-10-26
**Source:** listhub

*Copyright © 2026 MLS United. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/115-bay-oaks-drive-bay-saint-louis-ms-39520-653d5b03407f4f5d8f5d18cb0a968194)

---

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