# 1150 Santa Rosa Boulevard #414, Fort Walton Beach, FL 32548 > **TL;DR:** 3bd/3ba condo, $1,025,000 ($677/sqft), built 2005, 1,513 sqft. > Waterfront, A/C, 2-car garage. Est. $7,007/mo. Listed 224 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,025,000 | | Price/sqft | $677 | | Bedrooms | 3 | | Bathrooms | 3 full | | Square Feet | 1,513 | | Year Built | 2005 | | Stories | 6 | | Garage | 2-car | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 224 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $5,183 | | Estimated Insurance | $299 | | HOA | $1,525 | | **Total** | **$7,007** | ## Nearby Schools - **Elementary:** Elliott Point - **Middle:** Bruner - **High:** Fort Walton Beach ## Key Amenities - Waterfront - A/C - 2-car garage ## Property Highlights - Built in 2005 - 6 stories - 2 parking spaces - Waterfront ## Description ### Agent Description Fall price adjustment: Azure 414 is now the lowest-priced 3BR/3BA residence of its floor plan in the building, on a higher floor than the next-lowest. Azure has completed its required Structural Integrity Reserve Study (SIRS), the resulting repairs, and a major building renovation, with all special assessments paid and none pending. In today's Florida condo market, buying into a building that is already done matters. Positioned mid-building on the 4th floor, this 1,513 SF Gulf-front residence offers unobstructed Gulf views, a spacious 273 SF balcony, and a primary suite with private balcony access and a garden tub ensuite. Tile floors, crown molding, granite counters, and stainless appliances throughout. Sold fully furnished and turnkey, with refreshed living room furnishings. Proven rental performance: $74,312 in gross rental income in 2026 through early October, on pace for its best year yet, following $70,000 in 2023 and $75,000 in 2024. Cleaning fees are paid by guests, and the association's walls-out master insurance is included in the dues. Owners also enjoy an in-unit owner's closet, a storage cage down the hall, a 2025 A/C, and two parking spaces. Azure amenities include two Gulf-front pools, hot tubs, a fitness center, direct beach access, and full-time on-site management. Walk to the Boardwalk, the Gulfarium, and Okaloosa Island dining and shops. Complete cost to own and rental history available. The Azure unit serious buyers compare everything else against. AZURE #414 -- SIRS AND RENOVATION COMPLETE Azure has completed its Florida-required Structural Integrity Reserve Study (SIRS), along with the resulting repairs and a major building renovation. Built in 2005, Azure is not yet subject to a milestone inspection under Florida law. All related special assessments have been paid, and none are pending. Association dues of $1,525/month include the walls-out master insurance policy. For buyers comparing older Gulf-front buildings with this work still ahead of them, that difference matters. THE RESIDENCE 1,513 SF, 3 bedrooms, 3 full baths, 4th floor, Gulf-front with unobstructed Gulf views. 273 SF balcony plus private balcony access from the primary suite. Garden tub ensuite, tile floors, crown molding, granite counters, stainless appliances. Sold fully furnished and turnkey with refreshed living room furnishings. Private owner's closet in the unit, plus a dedicated storage cage in the owners' storage area down the hall. A/C replaced in 2025. Two parking spaces (unassigned, first come, first served). ACTUAL RENTAL PERFORMANCE (GROSS) 2023: $70,000 | 2024: $75,000 | 2025: $60,000 (transition year from owner self-management to the on-site program) | 2026: $74,312 through early October, with three additional October weeks booked. The current owner's management agreement is 10% of gross, a favorable negotiated rate; a new owner's terms may differ. Cleaning fees are paid by guests. ANNUAL OWNER EXPENSES Property taxes (2025): $10,657 | HOA: $18,300 | Walls-in unit insurance: $1,975 | Power: approx. $1,560. Net operating income at list price: 2.98% (2023), 3.42% (2024), 2.10% (2025), 3.36% (2026 YTD, partial year against full-year expenses). Full cost to own available. AZURE 1,513 SF FLOOR PLAN -- MARKET SNAPSHOT Sold: #610 (6th floor), $1,075,000, Jan. 2026 | #307 (3rd floor), $1,000,000, Jan. 2026 Active: #414 (4th floor), $1,025,000 -- THIS LISTING | #214 (2nd floor), $1,060,000 | #113 (1st floor), $1,095,000 | #305 (3rd floor), $1,100,000 #414 is the lowest-priced active residence in this floor plan and sits above every other active unit. AMENITIES AND LOCATION Two Gulf-front pools, hot tubs, fitness center, direct beach access, and full-time on-site management. Walk to the Boardwalk, the Gulfarium, and Okaloosa Island dining and shops. Information deemed reliable but not guaranteed. Buyers should independently verify all information. ## Location - **Address:** 1150 Santa Rosa Boulevard #414, Fort Walton Beach, FL 32548 - **County:** Okaloosa - **Neighborhood:** AZURE - **Coordinates:** 30.395364, -86.602566 - **Google Maps:** https://www.google.com/maps?q=30.395364,-86.602566 ## Virtual Tour & Media - **Video Tour:** https://my.matterport.com/show/?m=R23xxtXRpai&mls=1 ## Listing Agent - **Name:** Scott Martineau · **License:** 3260680 - **Brokerage:** RE/MAX Coastal Properties - **Broker Phone:** (850) 837-9900 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1150-Santa-Rosa-Blvd-Unit-414_Fort-Walton-Beach_FL_32548_M60715-52101?f=listhub&s=ECARMLSFL&m=998315&c=propsimple) ## Photos ![1150 Santa Rosa Boulevard #414 - Photo 1](http://lh.rdcpix.com/21099fe6648f382bae62bb51b2ce6409l-f2334655928r.jpg) ![1150 Santa Rosa Boulevard #414 - Photo 2](http://lh.rdcpix.com/21099fe6648f382bae62bb51b2ce6409l-f3981846614r.jpg) ![1150 Santa Rosa Boulevard #414 - 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Photo 57](http://lh.rdcpix.com/21099fe6648f382bae62bb51b2ce6409l-f2666222940r.jpg) ![1150 Santa Rosa Boulevard #414 - Photo 58](http://lh.rdcpix.com/21099fe6648f382bae62bb51b2ce6409l-f2558806793r.jpg) ![1150 Santa Rosa Boulevard #414 - Photo 59](http://lh.rdcpix.com/21099fe6648f382bae62bb51b2ce6409l-f465757960r.jpg) ![1150 Santa Rosa Boulevard #414 - Photo 60](http://lh.rdcpix.com/21099fe6648f382bae62bb51b2ce6409l-f4056713255r.jpg) ![1150 Santa Rosa Boulevard #414 - Photo 61](http://lh.rdcpix.com/21099fe6648f382bae62bb51b2ce6409l-f1077615031r.jpg) ![1150 Santa Rosa Boulevard #414 - Photo 62](http://lh.rdcpix.com/21099fe6648f382bae62bb51b2ce6409l-f2862112118r.jpg) ![1150 Santa Rosa Boulevard #414 - Photo 63](http://lh.rdcpix.com/21099fe6648f382bae62bb51b2ce6409l-f963912545r.jpg) ![1150 Santa Rosa Boulevard #414 - Photo 64](http://lh.rdcpix.com/21099fe6648f382bae62bb51b2ce6409l-f1141365798r.jpg) ![1150 Santa Rosa Boulevard #414 - Photo 65](http://lh.rdcpix.com/21099fe6648f382bae62bb51b2ce6409l-f1602732511r.jpg) ![1150 Santa Rosa Boulevard #414 - Photo 66](http://lh.rdcpix.com/21099fe6648f382bae62bb51b2ce6409l-f1454388076r.jpg) ![1150 Santa Rosa Boulevard #414 - Photo 67](http://lh.rdcpix.com/21099fe6648f382bae62bb51b2ce6409l-f752974506r.jpg) ![1150 Santa Rosa Boulevard #414 - Photo 68](http://lh.rdcpix.com/21099fe6648f382bae62bb51b2ce6409l-f243769436r.jpg) ![1150 Santa Rosa Boulevard #414 - Photo 69](http://lh.rdcpix.com/21099fe6648f382bae62bb51b2ce6409l-f2635186836r.jpg) ![1150 Santa Rosa Boulevard #414 - Photo 70](http://lh.rdcpix.com/21099fe6648f382bae62bb51b2ce6409l-f70097309r.jpg) ![1150 Santa Rosa Boulevard #414 - Photo 71](http://lh.rdcpix.com/21099fe6648f382bae62bb51b2ce6409l-f70097309r.jpg) --- **MLS#:** 998315 | **Updated:** 2026-10-24 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/1150-santa-rosa-boulevard-fort-walton-beach-fl-32548-c4e6daaca9114e489db1b7c7f194daa4) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/1150-santa-rosa-boulevard-fort-walton-beach-fl-32548-c4e6daaca9114e489db1b7c7f194daa4#listing", "url": "https://staging.propertysimple.ai/listing/1150-santa-rosa-boulevard-fort-walton-beach-fl-32548-c4e6daaca9114e489db1b7c7f194daa4", "name": "1150 Santa Rosa Boulevard #414, Fort Walton Beach, FL 32548", "description": "Fall price adjustment: Azure 414 is now the lowest-priced 3BR/3BA residence of its floor plan in the building, on a higher floor than the next-lowest. Azure has completed its required Structural Integrity Reserve Study (SIRS), the resulting repairs, and a major building renovation, with all special assessments paid and none pending. In today's Florida condo market, buying into a building that is already done matters. Positioned mid-building on the 4th floor, this 1,513 SF Gulf-front residence offers unobstructed Gulf views, a spacious 273 SF balcony, and a primary suite with private balcony access and a garden tub ensuite. Tile floors, crown molding, granite counters, and stainless appliances throughout. Sold fully furnished and turnkey, with refreshed living room furnishings. Proven rental performance: $74,312 in gross rental income in 2026 through early October, on pace for its best year yet, following $70,000 in 2023 and $75,000 in 2024. Cleaning fees are paid by guests, and the association's walls-out master insurance is included in the dues. Owners also enjoy an in-unit owner's closet, a storage cage down the hall, a 2025 A/C, and two parking spaces. Azure amenities include two Gulf-front pools, hot tubs, a fitness center, direct beach access, and full-time on-site management. Walk to the Boardwalk, the Gulfarium, and Okaloosa Island dining and shops. Complete cost to own and rental history available. The Azure unit serious buyers compare everything else against. AZURE #414 -- SIRS AND RENOVATION COMPLETE Azure has completed its Florida-required Structural Integrity Reserve Study (SIRS), along with the resulting repairs and a major building renovation. Built in 2005, Azure is not yet subject to a milestone inspection under Florida law. All related special assessments have been paid, and none are pending. Association dues of $1,525/month include the walls-out master insurance policy. For buyers comparing older Gulf-front buildings with this work still ahead of them, that difference matters. THE RESIDENCE 1,513 SF, 3 bedrooms, 3 full baths, 4th floor, Gulf-front with unobstructed Gulf views. 273 SF balcony plus private balcony access from the primary suite. Garden tub ensuite, tile floors, crown molding, granite counters, stainless appliances. Sold fully furnished and turnkey with refreshed living room furnishings. Private owner's closet in the unit, plus a dedicated storage cage in the owners' storage area down the hall. A/C replaced in 2025. Two parking spaces (unassigned, first come, first served). ACTUAL RENTAL PERFORMANCE (GROSS) 2023: $70,000 | 2024: $75,000 | 2025: $60,000 (transition year from owner self-management to the on-site program) | 2026: $74,312 through early October, with three additional October weeks booked. The current owner's management agreement is 10% of gross, a favorable negotiated rate; a new owner's terms may differ. Cleaning fees are paid by guests. ANNUAL OWNER EXPENSES Property taxes (2025): $10,657 | HOA: $18,300 | Walls-in unit insurance: $1,975 | Power: approx. $1,560. Net operating income at list price: 2.98% (2023), 3.42% (2024), 2.10% (2025), 3.36% (2026 YTD, partial year against full-year expenses). Full cost to own available. AZURE 1,513 SF FLOOR PLAN -- MARKET SNAPSHOT Sold: #610 (6th floor), $1,075,000, Jan. 2026 | #307 (3rd floor), $1,000,000, Jan. 2026 Active: #414 (4th floor), $1,025,000 -- THIS LISTING | #214 (2nd floor), $1,060,000 | #113 (1st floor), $1,095,000 | #305 (3rd floor), $1,100,000 #414 is the lowest-priced active residence in this floor plan and sits above every other active unit. AMENITIES AND LOCATION Two Gulf-front pools, hot tubs, fitness center, direct beach access, and full-time on-site management. Walk to the Boardwalk, the Gulfarium, and Okaloosa Island dining and shops. Information deemed reliable but not guaranteed. 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