# 11609 State Route 3 #98, Adams, NY 13605 > **TL;DR:** land, $119,900 ($300/sqft), built 2023, 400 sqft. > Waterfront, A/C. Est. $641/mo. Listed 211 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $119,900 | | Price/sqft | $300 | | Square Feet | 400 | | Year Built | 2023 | | Stories | 1 | | Property Type | Land (Other) | | Status | Active | | Days on Market | 211 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $606 | | Estimated Insurance | $35 | | **Total** | **$641** | ## Key Amenities - Waterfront - A/C ## Property Highlights - Built in 2023 - Waterfront ## Description ### Agent Description Discover a brand-new, turnkey mobile lakeside retreat for sale! Nestled on the beautiful shores of Henderson Bay on Lake Ontario, this fully furnished 1-bedroom, 1-bathroom mobile cottage is move-in ready and designed for relaxation. It features a cozy loft, an open-concept living area, and brand-new furnishings, with a sofa that converts into an additional bed. The kitchen is equipped with quartz countertops, stainless steel appliances (including a wine fridge), and crisp white cabinetry, all while offering breathtaking views of the bay. Climate control is a breeze with modern mini-split units providing both air conditioning and heating. Enjoy stunning sunsets from your cottage, as well as exclusive access to private docks, a clubhouse, and on-site laundry facilities. As an added perk, the cottage includes the full 2025 season-valued at $3,250-covering public water, septic, and trash services. Located in a quiet, well-maintained RV Resort community, this property is perfect for a peaceful lakeside retreat, whether for seasonal living or a vacation getaway. The resort also offers a rental pool option, allowing you to earn passive income when you're not using your cottage. Don't miss out-call today! ## Location - **Address:** 11609 State Route 3 #98, Adams, NY 13605 - **County:** Jefferson - **Coordinates:** 43.891141, -76.134175 - **Google Maps:** https://www.google.com/maps?q=43.891141,-76.134175 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/syr/S1669999 ## Listing Agent - **Name:** Kiah Sugrue · **License:** 10401293311 - **Brokerage:** Lake Ontario Realty LLC - **Broker Phone:** (315) 649-3434 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/11609-State-Route-3-Lot-81_Adams_NY_13605_M91990-02000?f=listhub&s=BNARNY&m=S1669999&c=propsimple) ## Photos ![11609 State Route 3 #98 - Photo 1](http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f1870969663r.jpg) ![11609 State Route 3 #98 - Photo 2](http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f3736718873r.jpg) ![11609 State Route 3 #98 - Photo 3](http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f4117507086r.jpg) ![11609 State Route 3 #98 - Photo 4](http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f451907083r.jpg) ![11609 State Route 3 #98 - Photo 5](http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f168882683r.jpg) ![11609 State Route 3 #98 - Photo 6](http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f1358524305r.jpg) ![11609 State Route 3 #98 - Photo 7](http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f1917052985r.jpg) ![11609 State Route 3 #98 - Photo 8](http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f1753756151r.jpg) ![11609 State Route 3 #98 - Photo 9](http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f2952032236r.jpg) ![11609 State Route 3 #98 - Photo 10](http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f3331758109r.jpg) ![11609 State Route 3 #98 - Photo 11](http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f815721623r.jpg) ![11609 State Route 3 #98 - Photo 12](http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f3885819806r.jpg) ![11609 State Route 3 #98 - Photo 13](http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f2207139360r.jpg) ![11609 State Route 3 #98 - Photo 14](http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f4233148936r.jpg) ![11609 State Route 3 #98 - Photo 15](http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f3856765893r.jpg) ![11609 State Route 3 #98 - Photo 16](http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f3343976578r.jpg) ![11609 State Route 3 #98 - Photo 17](http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f1586183977r.jpg) ![11609 State Route 3 #98 - Photo 18](http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f118369842r.jpg) ![11609 State Route 3 #98 - Photo 19](http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f1778986585r.jpg) ![11609 State Route 3 #98 - Photo 20](http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f2398921239r.jpg) ![11609 State Route 3 #98 - Photo 21](http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f3089044693r.jpg) ![11609 State Route 3 #98 - Photo 22](http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f1989511247r.jpg) ![11609 State Route 3 #98 - Photo 23](http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f3875487604r.jpg) ![11609 State Route 3 #98 - Photo 24](http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f997407895r.jpg) ![11609 State Route 3 #98 - Photo 25](http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f2639178576r.jpg) ![11609 State Route 3 #98 - Photo 26](http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f3677872574r.jpg) ![11609 State Route 3 #98 - Photo 27](http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f932493635r.jpg) ![11609 State Route 3 #98 - Photo 28](http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f3068854742r.jpg) ![11609 State Route 3 #98 - Photo 29](http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f800339372r.jpg) ![11609 State Route 3 #98 - Photo 30](http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f2778183873r.jpg) ![11609 State Route 3 #98 - Photo 31](http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f816059709r.jpg) ![11609 State Route 3 #98 - Photo 32](http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f3414593365r.jpg) ![11609 State Route 3 #98 - Photo 33](http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f526389159r.jpg) ![11609 State Route 3 #98 - Photo 34](http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f32722547r.jpg) ![11609 State Route 3 #98 - Photo 35](http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f3345563770r.jpg) ![11609 State Route 3 #98 - Photo 36](http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f786517759r.jpg) ![11609 State Route 3 #98 - Photo 37](http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f3115592046r.jpg) ![11609 State Route 3 #98 - Photo 38](http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f1821661319r.jpg) ![11609 State Route 3 #98 - Photo 39](http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f4151247528r.jpg) ![11609 State Route 3 #98 - Photo 40](http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f2896968887r.jpg) --- **MLS#:** S1669999 | **Updated:** 2026-10-22 **Source:** listhub *Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/11609-state-route-3-adams-ny-13605-ce754fc20f3d4138991f2c1928083dbe) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/11609-state-route-3-adams-ny-13605-ce754fc20f3d4138991f2c1928083dbe#listing", "url": "https://staging.propertysimple.ai/listing/11609-state-route-3-adams-ny-13605-ce754fc20f3d4138991f2c1928083dbe", "name": "11609 State Route 3 #98, Adams, NY 13605", "description": "Discover a brand-new, turnkey mobile lakeside retreat for sale! Nestled on the beautiful shores of Henderson Bay on Lake Ontario, this fully furnished 1-bedroom, 1-bathroom mobile cottage is move-in ready and designed for relaxation. It features a cozy loft, an open-concept living area, and brand-new furnishings, with a sofa that converts into an additional bed. The kitchen is equipped with quartz countertops, stainless steel appliances (including a wine fridge), and crisp white cabinetry, all while offering breathtaking views of the bay. Climate control is a breeze with modern mini-split units providing both air conditioning and heating. Enjoy stunning sunsets from your cottage, as well as exclusive access to private docks, a clubhouse, and on-site laundry facilities. As an added perk, the cottage includes the full 2025 season-valued at $3,250-covering public water, septic, and trash services. Located in a quiet, well-maintained RV Resort community, this property is perfect for a peaceful lakeside retreat, whether for seasonal living or a vacation getaway. The resort also offers a rental pool option, allowing you to earn passive income when you're not using your cottage. Don't miss out-call today!", "image": [ "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f1870969663r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f3736718873r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f4117507086r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f451907083r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f168882683r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f1358524305r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f1917052985r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f1753756151r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f2952032236r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f3331758109r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f815721623r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f3885819806r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f2207139360r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f4233148936r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f3856765893r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f3343976578r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f1586183977r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f118369842r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f1778986585r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f2398921239r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f3089044693r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f1989511247r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f3875487604r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f997407895r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f2639178576r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f3677872574r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f932493635r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f3068854742r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f800339372r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f2778183873r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f816059709r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f3414593365r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f526389159r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f32722547r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f3345563770r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f786517759r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f3115592046r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f1821661319r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f4151247528r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f2896968887r.jpg" ], "primaryImageOfPage": { "@type": "ImageObject", "url": "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f1870969663r.jpg", "caption": "11609 State Route 3 #98 - Adams, NY" }, "datePosted": "2026-03-31", "dateModified": "2026-10-22T09:26:26.872Z", "mainEntity": { "@type": "Place", "@id": "https://staging.propertysimple.ai/listing/11609-state-route-3-adams-ny-13605-ce754fc20f3d4138991f2c1928083dbe#property", "name": "11609 State Route 3 #98, Adams, NY 13605", "address": { "@type": "PostalAddress", "streetAddress": "11609 State Route 3 #98", "addressLocality": "Adams", "addressRegion": "NY", "postalCode": "13605", "addressCountry": "US" }, "geo": { "@type": "GeoCoordinates", "latitude": 43.891141, "longitude": -76.134175 }, "image": [ "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f1870969663r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f3736718873r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f4117507086r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f451907083r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f168882683r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f1358524305r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f1917052985r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f1753756151r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f2952032236r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f3331758109r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f815721623r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f3885819806r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f2207139360r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f4233148936r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f3856765893r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f3343976578r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f1586183977r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f118369842r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f1778986585r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f2398921239r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f3089044693r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f1989511247r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f3875487604r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f997407895r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f2639178576r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f3677872574r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f932493635r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f3068854742r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f800339372r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f2778183873r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f816059709r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f3414593365r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f526389159r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f32722547r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f3345563770r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f786517759r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f3115592046r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f1821661319r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f4151247528r.jpg", "http://lh.rdcpix.com/42c52293cf7722f50426e2a4a22c3e9cl-f2896968887r.jpg" ], "identifier": { "@type": "PropertyValue", "propertyID": "MLS", "value": "S1669999" }, "amenityFeature": [ { "@type": "LocationFeatureSpecification", "name": "Heating", "value": "Electric (Heating), Ductless (Heating)" }, { "@type": "LocationFeatureSpecification", "name": "Cooling", "value": "Central Air, Ductless" }, { "@type": "LocationFeatureSpecification", "name": "Appliances", "value": "ElectricWaterHeater, GasOven, GasRange, Microwave, Refrigerator, WineCooler" }, { "@type": "LocationFeatureSpecification", "name": "Flooring", "value": "Carpet, Vinyl, Varies" }, { "@type": "LocationFeatureSpecification", "name": "Construction Materials", "value": "BlownInInsulation, VinylSiding" }, { "@type": "LocationFeatureSpecification", "name": "Parking Features", "value": "Driveway, Garage" }, { "@type": "LocationFeatureSpecification", "name": "Waterfront", "value": true }, { "@type": "LocationFeatureSpecification", "name": "Air Conditioning", "value": true } ], "additionalProperty": [ { "@type": "PropertyValue", "name": "Stories", "value": 1 }, { "@type": "PropertyValue", "name": "Unit Number", "value": "98" }, { "@type": "PropertyValue", "name": "Property Subtype", "value": "Other" }, { "@type": "PropertyValue", "name": "Property Type", "value": "Land" } ] }, "offers": { "@type": "Offer", "@id": "https://staging.propertysimple.ai/listing/11609-state-route-3-adams-ny-13605-ce754fc20f3d4138991f2c1928083dbe#offer", "url": "https://staging.propertysimple.ai/listing/11609-state-route-3-adams-ny-13605-ce754fc20f3d4138991f2c1928083dbe", "price": 119900, "priceCurrency": "USD", "businessFunction": "http://purl.org/goodrelations/v1#Sell", "availability": "https://schema.org/InStock", "seller": { "@id": "https://staging.propertysimple.ai/listing/11609-state-route-3-adams-ny-13605-ce754fc20f3d4138991f2c1928083dbe#agent" } }, "provider": { "@type": "Person", "@id": "https://staging.propertysimple.ai/listing/11609-state-route-3-adams-ny-13605-ce754fc20f3d4138991f2c1928083dbe#agent", "name": "Kiah Sugrue", "worksFor": { "@type": "Organization", "@id": "https://staging.propertysimple.ai/listing/11609-state-route-3-adams-ny-13605-ce754fc20f3d4138991f2c1928083dbe#brokerage", "name": "Lake Ontario Realty LLC", "telephone": "(315) 649-3434" } } } ```