# 118 Hilltop Road, Monticello, NY 12701

> **TL;DR:** 4bd/4ba single family, $3,950,000 ($1245/sqft), built 2002, 3,172 sqft.
> Fireplace, Waterfront, 2-car garage. Est. $21,125/mo. Listed 105 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $3,950,000 |
| Price/sqft | $1245 |
| Bedrooms | 4 |
| Bathrooms | 4 full |
| Square Feet | 3,172 |
| Year Built | 2002 |
| Lot Size | 18,005,962 sqft (413.36 acres) |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 105 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $19,973 |
| Estimated Insurance | $1,152 |
| **Total** | **$21,125** |

## Nearby Schools

- **Elementary:** George L Cooke School
- **Middle:** Robert J Kaiser Middle School
- **High:** Monticello High School

## Key Amenities

- Fireplace
- Waterfront
- 2-car garage

## Property Highlights

- Built in 2002
- 413.36 acre lot
- Fireplace
- Waterfront

## Description

### Agent Description
An exceptional opportunity in the heart of the Sullivan Catskills, just 90 miles from New York City. Surrounded by pristine lakes and reservoirs and minutes from renowned destinations including Resorts World Catskills, Bethel Woods Center for the Arts, the exclusive Monticello Motor Club, and a wealth of year-round recreation, this remarkable 413+ acre offering presents an extraordinary investment with tremendous potential. Comprised of 17 contiguous parcels, the property is ideally positioned for a residential development or private estate. Infrastructure is already underway with an access road in place and 12 build-ready lots, allowing construction to begin immediately while plans are developed for future expansion. Also included is a four-bedroom, four-bath home with a detached two-car garage. While the residence requires renovation, it offers tremendous versatility as a contractor's headquarters, hunting lodge, rental property, or private country retreat. The landscape is truly spectacular, featuring dramatic rock outcroppings, a mix of mature hardwoods and evergreens, abundant wildlife, stream, and pond. The wooded terrain provides exceptional privacy and creates an ideal setting for thoughtfully designed homesites immersed in nature. Zoned RR-2 with a minimum two-acre lot size and required setbacks, the property offers significant development flexibility. The zoning table is available in the document section for review. Large, contiguous tracts of this size and quality rarely become available in the Sullivan Catskills. Whether your vision is a thoughtfully planned residential community, a luxury retreat, or a long-term land investment, this is an opportunity with exceptional upside. Buy land - they aren't making any more of it!

## Location

- **Address:** 118 Hilltop Road, Monticello, NY 12701
- **County:** Sullivan County
- **Neighborhood:** The Ledges Luxury Mountain Estates
- **Coordinates:** 41.641816, -74.761628
- **Google Maps:** https://www.google.com/maps?q=41.641816,-74.761628

## Listing Agent

- **Name:** Carol Malek
- **Brokerage:** Malek Properties
- **Broker Phone:** (845) 583-6333
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/118-Hilltop-Rd_Monticello_NY_12701_M49287-41323?f=listhub&s=MLSLINY&m=1027783&c=propsimple)

## Photos

![118 Hilltop Road - Photo 1](http://lh.rdcpix.com/f62b896346bb418e5a1da8011a559597l-f3694352425r.jpg)

![118 Hilltop Road - Photo 2](http://lh.rdcpix.com/f62b896346bb418e5a1da8011a559597l-f4140465008r.jpg)

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![118 Hilltop Road - Photo 27](http://lh.rdcpix.com/f62b896346bb418e5a1da8011a559597l-f1788824742r.jpg)

![118 Hilltop Road - Photo 28](http://lh.rdcpix.com/f62b896346bb418e5a1da8011a559597l-f2187233571r.jpg)

![118 Hilltop Road - Photo 29](http://lh.rdcpix.com/f62b896346bb418e5a1da8011a559597l-f1605833492r.jpg)

![118 Hilltop Road - Photo 30](http://lh.rdcpix.com/f62b896346bb418e5a1da8011a559597l-f967594848r.jpg)

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![118 Hilltop Road - Photo 33](http://lh.rdcpix.com/f62b896346bb418e5a1da8011a559597l-f2979371922r.jpg)

![118 Hilltop Road - Photo 34](http://lh.rdcpix.com/f62b896346bb418e5a1da8011a559597l-f441629140r.jpg)

![118 Hilltop Road - Photo 35](http://lh.rdcpix.com/f62b896346bb418e5a1da8011a559597l-f4004041160r.jpg)

![118 Hilltop Road - Photo 36](http://lh.rdcpix.com/f62b896346bb418e5a1da8011a559597l-f1662034051r.jpg)

![118 Hilltop Road - Photo 37](http://lh.rdcpix.com/f62b896346bb418e5a1da8011a559597l-f4108687275r.jpg)

![118 Hilltop Road - Photo 38](http://lh.rdcpix.com/f62b896346bb418e5a1da8011a559597l-f3787391772r.jpg)

![118 Hilltop Road - Photo 39](http://lh.rdcpix.com/f62b896346bb418e5a1da8011a559597l-f1921873492r.jpg)

![118 Hilltop Road - Photo 40](http://lh.rdcpix.com/f62b896346bb418e5a1da8011a559597l-f349314121r.jpg)

![118 Hilltop Road - Photo 41](http://lh.rdcpix.com/f62b896346bb418e5a1da8011a559597l-f2492741076r.jpg)

![118 Hilltop Road - Photo 42](http://lh.rdcpix.com/f62b896346bb418e5a1da8011a559597l-f1039337475r.jpg)

![118 Hilltop Road - Photo 43](http://lh.rdcpix.com/f62b896346bb418e5a1da8011a559597l-f53343517r.jpg)

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![118 Hilltop Road - Photo 45](http://lh.rdcpix.com/f62b896346bb418e5a1da8011a559597l-f734876857r.jpg)

![118 Hilltop Road - Photo 46](http://lh.rdcpix.com/f62b896346bb418e5a1da8011a559597l-f4021263225r.jpg)

![118 Hilltop Road - Photo 47](http://lh.rdcpix.com/f62b896346bb418e5a1da8011a559597l-f666209181r.jpg)

![118 Hilltop Road - Photo 48](http://lh.rdcpix.com/f62b896346bb418e5a1da8011a559597l-f2881751829r.jpg)

![118 Hilltop Road - Photo 49](http://lh.rdcpix.com/f62b896346bb418e5a1da8011a559597l-f987674332r.jpg)

![118 Hilltop Road - Photo 50](http://lh.rdcpix.com/f62b896346bb418e5a1da8011a559597l-f1196880185r.jpg)

---

**MLS#:** 1027783 | **Updated:** 2026-10-29
**Source:** listhub

*Copyright © 2026 OneKey MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/118-hilltop-road-monticello-ny-12701-bdcf091a6f054613b7f6131cb9ccd19e)

---

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