About This Home

This 3-bedroom, 2-bathroom single family at 118 Jessie Street in Santacruz, CA is listed for $1,199,995 ($817 per sqft). Built in 1976, the home offers 1,468 sqft of living space on a 0.05 acres lot.

Key Features

  • Built in 1976
  • 0.05 acre lot
  • 2 stories
  • 2 parking spaces

Property Details

2 stories
2 full
2-car garage
1976

Amenities

Hardwood
Listing Description

Welcome to coastal living in Santa Cruz! Located in the desirable Lower Ocean neighborhood, this inviting home offers thoughtful design, updated finishes, and easy access to beaches, parks, restaurants, and downtown. Newer hardwood floors, and quarts countertops, outside has been updated with French drains, and low maintenance landscaping.

Enjoy views of the Santa Cruz Beach Boardwalk from the upper deck and peaceful greenbelt views from the downstairs bedrooms. The reverse floor plan makes the most of the homes setting, with two bedrooms and a full bath on the lower level, while the primary suite, kitchen, and main living spaces are upstairs.

Vaulted ceilings and large sliding glass doors fill the upper level with natural light and open to the decks, creating an effortless connection between indoor and outdoor living. Just minutes from Seabright Beach, the Beach Boardwalk, Ocean View Park, local markets, downtown Santa Cruz, and more

Monthly Cost Estimate

$6,418/mo

20% down · 6.5% · 30 years

Principal$868
Interest$5,200
Insurance$350

Estimates only. Actual payments may vary.

Location

118 Jessie Street

Santacruz, CA 95060

Features & Amenities

Interior Features

HighCeilingWalkinClosetInvertedFloorPlan

Property Details

Flooring

Hardwood

Parking

Garage

Heating

Natural GasCentralForced Air

Appliances

DishwasherExhaustFanGarbageDisposalOvenRangeElectricRefrigerator

Questions & Answers

This 3-bedroom, 2-bathroom single family at 118 Jessie Street is listed at $1,199,995 ($817/sqft). The estimated monthly payment is $6,418 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1976, 0.05 acre lot, 2 stories, 2 parking spaces. Interior Features: HighCeiling, WalkinCloset, InvertedFloorPlan.

This property is listed by James Godfrey-Thomas.

JG

James Godfrey-Thomas

License 02150860

Agent at eXp Realty of California, Inc.

Listed by eXp Realty of California, Inc. · Broker phone: (888) 584-9427 x119 · View on Broker Site · Broker website

MLS# ML82057601· Source: MLS Listings, Inc.· 71 days on PropertySimple

Copyright © 2026 MLS Listings, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

118 Jessie Street, Santacruz, CA 95060

Open this listing in: