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About This Home

This 3-bedroom, 2-bathroom single family at 12 DELAWARE AVENUE in ST CLOUD, FL is listed for $340,000 ($304 per sqft). Built in 1998, the home offers 1,120 sqft of living space on a 0.21 acres lot.

Agent Description

Buyer financing fell through, their loss your gain bring your offers! Walk to the lake, enjoy the breeze, and come home to comfort — welcome to your Saint Cloud retreat. Located just steps from beautiful lakefront views, this updated home offers the rare combination of charm, peace, and everyday convenience with NO HOA restrictions.

Inside, natural light fills a warm and inviting living space highlighted by rich wood flooring — perfect for relaxing evenings or hosting friends and family. The kitchen and dining area have been refreshed with brand-new tile flooring and updated appliances, creating a clean, modern space ready for daily living and entertaining.

Step outside to your covered rear porch, an ideal spot for morning coffee, sunset unwinding, or weekend gatherings after a walk by the water. Major updates provide peace of mind: AC 3 years old, Roof approx. 11 years old, Hurricane shutters included, homes near the lake at this price rarely last — whether you're looking for a primary home, win

ter retreat, or investment opportunity, this location delivers the lifestyle people move to Saint Cloud for. Come experience the lake breeze for yourself. 1 or more pics staged

Key Features

  • Built in 1998
  • 0.21 acre lot

Property Details

2 full
1998

Monthly Cost Estimate

$1,818/mo

20% down · 6.5% · 30 years

Principal$246
Interest$1,473
Insurance$99

Estimates only. Actual payments may vary.

Location

12 DELAWARE AVENUE

ST CLOUD, FL 34769

LAKE FRONT ADD TO TOWN OF ST CLOUD

Features & Amenities

Interior Features

Ceiling Fans(s)Living Room/Dining Room ComboSplit BedroomWalk-in Closet(s)Window Treatments

Exterior Features

Hurricane ShuttersSliding Doors

Property Details

Flooring

CarpetTileWood

Construction

BlockStucco

Parking

GarageGarage - Attached

Heating

Central

Cooling

Central Air

Appliances

DryerGarbage DisposerMicrowaveRangeRefrigerator

Questions & Answers

This 3-bedroom, 2-bathroom single family at 12 DELAWARE AVENUE is listed at $340,000 ($304/sqft). The estimated monthly payment is $1,473 based on 20% down at 6.5% interest.

Key features include: Built in 1998, 0.21 acre lot. Interior Features: Ceiling Fans(s), Living Room/Dining Room Combo, Split Bedroom. Exterior Features: Hurricane Shutters, Sliding Doors.

This property is listed by Holly Biltz and can be reached at 4079703267 or flhomesbyHolly@outlook.com.

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HB

Holly Biltz

Agent at CHARLES RUTENBERG REALTY ORLANDO

(407) 970-3267

Listed by CHARLES RUTENBERG REALTY ORLANDO · View on Broker Site

MLS# S5139142· Source: listhub· Updated 151 days ago

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

12 DELAWARE AVENUE, ST CLOUD, FL 34769

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