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About This Home

This 5-bedroom, 6-bathroom single family at 12 Wharf Ave in Pensacola, FL is listed for $5,250,000 ($656 per sqft). Built in 2018, the home offers 8,000 sqft of living space on a 0.27 acres lot.

Agent Description

Anchoring the Downtown Pensacola bayfront, this 2018-built waterfront home is in like new condition and one of the few that truly delivers on both design and fortified construction. With approximately 8,000 square feet under roof (5,200+ heated and cooled, 1,400 of conditioned 4 car garage space, approximately 1500 sq.

ft of covered and finished exterior decks). What sets it apart is what you don't always see. Concrete and 2x8 construction, a 50-year concrete tile roof by Boral, and built to full high-velocity wind zone standards. Up to 10 ft tall HVWZ "High Velocity Wind Zone" doors and windows from Kolbe & Kolbe which are engineered for up to 200 mph wind zone.

Inside, a true chef's kitchen with Sub-Zero and Wolf appliances anchors the main living space, with a natural flow into dining and gathering areas. Additional spaces include a media room, a dedicated office custom designed for two, home gym with media access and beverage station overlooking heated infinity style pool and Pensacola bay.

A large elevator services all 3 levels for convenience. Out back, the setup is impressive with 3 levels of entertaining space. Exterior features include a heated gunite pool, outdoor kitchen with new built in Coyote grill, Brick fireplace with media connections, framed by concrete and brick privacy walls.

A whole-home 45kW gas generator is already in place. Out front unobstructed views of Pensacola Bay and Downtown Pensacola with no vacant lots or future homes to be built sets apart this particular properties location. Positioned at approximately 16 feet of elevation and located in an X flood zone, this is a true 30A style waterfront property that o

ffers exclusivity and enjoyment of downtown Pensacola including restaurants, shopping and community events. This small community of only 13 parcels offers a rare combination of exclusivity and privacy.

Key Features

  • Built in 2018
  • 0.27 acre lot
  • 3 stories
  • 3 parking spaces
  • Fireplace
  • Waterfront

Property Details

3 stories
5 full, 1 half
3 spaces
2018

Amenities

FireplaceWaterfrontViewA/C

Monthly Cost Estimate

$30,078/mo

20% down · 6.5% · 30 years

Principal$3,797
Interest$22,750
Insurance$1,531
HOA$2,000

Estimates only. Actual payments may vary.

Location

12 Wharf Ave

Pensacola, FL 32502

Muscogee Wharf

Features & Amenities

Exterior Features

BalconyOutdoor Kitchen

Property Details

Construction

Concrete Frame

Views

Water

Pool Features

DeckPorch

Parking

GarageDrivewayOpen

Cooling

Ceiling Fan(s)Multi Units

Appliances

Gas Water HeaterTankless Water Heater/GasDryerWasherWine CoolerBuilt In MicrowaveDishwasherDisposalDouble OvenFreezerRefrigeratorSelf Cleaning Oven

Questions & Answers

This 5-bedroom, 6-bathroom single family at 12 Wharf Ave is listed at $5,250,000 ($656/sqft). The estimated monthly payment is $24,750 based on 20% down at 6.5% interest.

HOA fees are $2000/month.

Key features include: Built in 2018, 0.27 acre lot, 3 stories, 3 parking spaces, Fireplace, Waterfront. Exterior Features: Balcony, Outdoor Kitchen.

This property is listed by Brit Pourciau Landry and can be reached at (888) 883-8509 or britsellsit@gmail.com.

BL

Brit Pourciau Landry

Agent at EXP Realty, LLC

(888) 883-8509

Listed by EXP Realty, LLC

MLS# 680072· Source: listhub· Updated 7 days ago

Copyright © 2026 Pensacola Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

12 Wharf Ave, Pensacola, FL 32502

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