# 120 Cowdray Circle, Toney, AL 35773

> **TL;DR:** 3bd/3ba single family, $399,900 ($133/sqft), 3,014 sqft.
> A/C, 2-car garage. Est. $2,389/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $399,900 |
| Price/sqft | $133 |
| Bedrooms | 3 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 3,014 |
| Lot Size | 9,583 sqft (0.22 acres) |
| Stories | 2 |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 0 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,022 |
| Estimated Insurance | $117 |
| HOA | $250 |
| **Total** | **$2,389** |

## Nearby Schools

- **Elementary:** Madison Cross Roads
- **Middle:** Sparkman
- **High:** Sparkman

## Key Amenities

- A/C
- 2-car garage

## Property Highlights

- 0.22 acre lot
- 2 stories

## Description

### Agent Description
Move-In Ready! This full brick ranch offers single-level living with a spacious bonus room upstairs for added flexibility. The kitchen is the heart of the home, featuring quartz countertops, a large island, and 36" cabinetry. A private study with glass French doors provides the perfect home office or quiet retreat. The primary suite offers a relaxing escape with a soaking tub, tiled shower, and generous walk-in closet. The upstairs bonus room can easily adapt to your lifestyle-ideal for a playroom, gym, or media space. Enjoy the peaceful atmosphere with sidewalks and a stocked fishing pond, perfect for evening strolls or casting a line. Pool & Cabana COMING SOON!

## Location

- **Address:** 120 Cowdray Circle, Toney, AL 35773
- **County:** MADISON
- **Neighborhood:** Kendall Downs
- **Coordinates:** 34.884739, -86.706622
- **Google Maps:** https://www.google.com/maps?q=34.884739,-86.706622

## Listing Agent

- **Name:** DTashia Smith · **License:** 155169
- **Brokerage:** Davidson Homes LLC 4
- **Broker Phone:** 256-350-1322
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/120-Cowdray-Cir_Toney_AL_35773_M95962-16111?f=listhub&s=NALMLSAL&m=21916803&c=propsimple)

## Photos

![120 Cowdray Circle - Photo 1](http://lh.rdcpix.com/ff73c62fe8bd6ed7d1c74a84819296d6l-f523249802r.jpg)

![120 Cowdray Circle - Photo 2](http://lh.rdcpix.com/ff73c62fe8bd6ed7d1c74a84819296d6l-f2458693414r.jpg)

![120 Cowdray Circle - Photo 3](http://lh.rdcpix.com/ff73c62fe8bd6ed7d1c74a84819296d6l-f172820116r.jpg)

![120 Cowdray Circle - Photo 4](http://lh.rdcpix.com/ff73c62fe8bd6ed7d1c74a84819296d6l-f3661613709r.jpg)

![120 Cowdray Circle - Photo 5](http://lh.rdcpix.com/ff73c62fe8bd6ed7d1c74a84819296d6l-f2785370272r.jpg)

![120 Cowdray Circle - Photo 6](http://lh.rdcpix.com/ff73c62fe8bd6ed7d1c74a84819296d6l-f1874295573r.jpg)

![120 Cowdray Circle - Photo 7](http://lh.rdcpix.com/ff73c62fe8bd6ed7d1c74a84819296d6l-f2882892984r.jpg)

![120 Cowdray Circle - Photo 8](http://lh.rdcpix.com/ff73c62fe8bd6ed7d1c74a84819296d6l-f456680886r.jpg)

![120 Cowdray Circle - Photo 9](http://lh.rdcpix.com/ff73c62fe8bd6ed7d1c74a84819296d6l-f2342214380r.jpg)

![120 Cowdray Circle - Photo 10](http://lh.rdcpix.com/ff73c62fe8bd6ed7d1c74a84819296d6l-f1617150333r.jpg)

![120 Cowdray Circle - Photo 11](http://lh.rdcpix.com/ff73c62fe8bd6ed7d1c74a84819296d6l-f2446860879r.jpg)

![120 Cowdray Circle - Photo 12](http://lh.rdcpix.com/ff73c62fe8bd6ed7d1c74a84819296d6l-f3978769172r.jpg)

![120 Cowdray Circle - Photo 13](http://lh.rdcpix.com/ff73c62fe8bd6ed7d1c74a84819296d6l-f140922313r.jpg)

![120 Cowdray Circle - Photo 14](http://lh.rdcpix.com/ff73c62fe8bd6ed7d1c74a84819296d6l-f1670692664r.jpg)

![120 Cowdray Circle - Photo 15](http://lh.rdcpix.com/ff73c62fe8bd6ed7d1c74a84819296d6l-f1291702846r.jpg)

![120 Cowdray Circle - Photo 16](http://lh.rdcpix.com/ff73c62fe8bd6ed7d1c74a84819296d6l-f764403450r.jpg)

![120 Cowdray Circle - Photo 17](http://lh.rdcpix.com/ff73c62fe8bd6ed7d1c74a84819296d6l-f2083485127r.jpg)

![120 Cowdray Circle - Photo 18](http://lh.rdcpix.com/ff73c62fe8bd6ed7d1c74a84819296d6l-f538075806r.jpg)

![120 Cowdray Circle - Photo 19](http://lh.rdcpix.com/ff73c62fe8bd6ed7d1c74a84819296d6l-f1191680125r.jpg)

![120 Cowdray Circle - Photo 20](http://lh.rdcpix.com/ff73c62fe8bd6ed7d1c74a84819296d6l-f2050791751r.jpg)

![120 Cowdray Circle - Photo 21](http://lh.rdcpix.com/ff73c62fe8bd6ed7d1c74a84819296d6l-f1669354461r.jpg)

![120 Cowdray Circle - Photo 22](http://lh.rdcpix.com/ff73c62fe8bd6ed7d1c74a84819296d6l-f830238632r.jpg)

![120 Cowdray Circle - Photo 23](http://lh.rdcpix.com/ff73c62fe8bd6ed7d1c74a84819296d6l-f771398931r.jpg)

![120 Cowdray Circle - Photo 24](http://lh.rdcpix.com/ff73c62fe8bd6ed7d1c74a84819296d6l-f3996282947r.jpg)

![120 Cowdray Circle - Photo 25](http://lh.rdcpix.com/ff73c62fe8bd6ed7d1c74a84819296d6l-f566717115r.jpg)

![120 Cowdray Circle - Photo 26](http://lh.rdcpix.com/ff73c62fe8bd6ed7d1c74a84819296d6l-f2457071895r.jpg)

![120 Cowdray Circle - Photo 27](http://lh.rdcpix.com/ff73c62fe8bd6ed7d1c74a84819296d6l-f877904223r.jpg)

![120 Cowdray Circle - Photo 28](http://lh.rdcpix.com/ff73c62fe8bd6ed7d1c74a84819296d6l-f3502624766r.jpg)

![120 Cowdray Circle - Photo 29](http://lh.rdcpix.com/ff73c62fe8bd6ed7d1c74a84819296d6l-f3385441865r.jpg)

![120 Cowdray Circle - Photo 30](http://lh.rdcpix.com/ff73c62fe8bd6ed7d1c74a84819296d6l-f3461384276r.jpg)

![120 Cowdray Circle - Photo 31](http://lh.rdcpix.com/ff73c62fe8bd6ed7d1c74a84819296d6l-f3710623241r.jpg)

![120 Cowdray Circle - Photo 32](http://lh.rdcpix.com/ff73c62fe8bd6ed7d1c74a84819296d6l-f1335985560r.jpg)

![120 Cowdray Circle - Photo 33](http://lh.rdcpix.com/ff73c62fe8bd6ed7d1c74a84819296d6l-f1079837946r.jpg)

![120 Cowdray Circle - Photo 34](http://lh.rdcpix.com/ff73c62fe8bd6ed7d1c74a84819296d6l-f3987758948r.jpg)

![120 Cowdray Circle - Photo 35](http://lh.rdcpix.com/ff73c62fe8bd6ed7d1c74a84819296d6l-f4201736394r.jpg)

![120 Cowdray Circle - Photo 36](http://lh.rdcpix.com/ff73c62fe8bd6ed7d1c74a84819296d6l-f3163490150r.jpg)

![120 Cowdray Circle - Photo 37](http://lh.rdcpix.com/ff73c62fe8bd6ed7d1c74a84819296d6l-f408323957r.jpg)

![120 Cowdray Circle - Photo 38](http://lh.rdcpix.com/ff73c62fe8bd6ed7d1c74a84819296d6l-f630006630r.jpg)

---

**MLS#:** 21916803 | **Updated:** 2026-10-26
**Source:** listhub

*Copyright © 2026 ValleyMLS.Com,Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/120-cowdray-circle-toney-al-35773-408af57cf77e4e6dbc3497fdd31553f1)

---

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      "@id": "https://staging.propertysimple.ai/listing/120-cowdray-circle-toney-al-35773-408af57cf77e4e6dbc3497fdd31553f1#brokerage",
      "name": "Davidson Homes LLC 4",
      "telephone": "256-350-1322"
    }
  }
}
```