# 120 OLD COURSE LOOP, Cape Charles, VA 23310 > **TL;DR:** 3bd/2ba condo, $520,000 ($336/sqft), built 2005, 1,548 sqft. > Fireplace, Hardwood, A/C, 2-car garage. Est. $10,557/mo. Listed 19 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $520,000 | | Price/sqft | $336 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,548 | | Year Built | 2005 | | Stories | 2 | | Garage | 2-car | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 19 | ## Why This Home Stands Out - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,629 | | Estimated Insurance | $152 | | HOA | $7,776 | | **Total** | **$10,557** | ## Key Amenities - Fireplace - Hardwood - A/C - 2-car garage ## Property Highlights - Built in 2005 - 2 stories - Fireplace ## Description ### Agent Description Coastal luxury meets effortless living at 120 Old Course Loop! This beautifully upgraded 3-bedroom, 2-bath condo in Bay Creek is the perfect blend of relaxed beachside living and refined comfort, complete with an oversized 2-car garage. From the moment you step inside, natural light, fresh finishes, and thoughtful upgrades create an inviting, elevated atmosphere. Beautiful new engineered hardwood flooring flows throughout, complemented by new appliances, washer and dryer, hot water heater, lighting fixtures, faucets, stylish shiplap accents, a water softener, and more. Every detail has been thoughtfully refreshed, creating a truly move-in-ready retreat where the hard work is already done. The oversized 2-car garage is an exceptional bonus, offering generous room for vehicles, bikes, beach gear, golf carts, and all the extras that come with enjoying the coastal lifestyle. And then there's Bay Creek where every day feels a little more like vacation. Enjoy access to resort-style amenities including a private beach, sparkling pools, brand-new pickleball courts, fitness room, and the highly anticipated indoor pool, cold plunge, and spa area. Whether your ideal day is lounging poolside, enjoying the beach, a round of pickleball, or unwinding on the deck, this is coastal living designed to be enjoyed. With its beautiful upgrades, spacious garage, and enviable resort-style setting, 120 Old Course Loop delivers the perfect combination of coastal charm, modern luxury, and effortless living. Pack your beach bag, leave the renovation list behind, and start enjoying the Bay Creek lifestyle from day one. Call today for a tour! ## Location - **Address:** 120 OLD COURSE LOOP, Cape Charles, VA 23310 - **County:** Northampton - **Neighborhood:** BAY CREEK - FAIRWAYS - **Coordinates:** 37.2574526, -76.0048898 - **Google Maps:** https://www.google.com/maps?q=37.2574526,-76.0048898 ## Virtual Tour & Media - **Video Tour:** my.matterport.com/show/?m=XL8BJKFJkKv&brand=0&mls=1& ## Listing Agent - **Name:** Natalie Ann Smith - **Brokerage:** BAY CREEK REALTY - **Broker Phone:** 7573318742 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/120-Old-Course-Loop_Cape-Charles_VA_23310_M65383-77882?f=listhub&s=SHARVA&m=72327&c=propsimple) ## Photos ![120 OLD COURSE LOOP - Photo 1](http://lh.rdcpix.com/000f79ce6398d8a4b9c6537dffcd268fl-f944551628r.jpg) ![120 OLD COURSE LOOP - Photo 2](http://lh.rdcpix.com/000f79ce6398d8a4b9c6537dffcd268fl-f2469492550r.jpg) ![120 OLD COURSE LOOP - Photo 3](http://lh.rdcpix.com/000f79ce6398d8a4b9c6537dffcd268fl-f685588746r.jpg) ![120 OLD COURSE LOOP - Photo 4](http://lh.rdcpix.com/000f79ce6398d8a4b9c6537dffcd268fl-f1812912487r.jpg) ![120 OLD COURSE LOOP - Photo 5](http://lh.rdcpix.com/000f79ce6398d8a4b9c6537dffcd268fl-f2482888733r.jpg) ![120 OLD COURSE LOOP - Photo 6](http://lh.rdcpix.com/000f79ce6398d8a4b9c6537dffcd268fl-f3367823573r.jpg) ![120 OLD COURSE LOOP - Photo 7](http://lh.rdcpix.com/000f79ce6398d8a4b9c6537dffcd268fl-f3097551765r.jpg) ![120 OLD COURSE LOOP - Photo 8](http://lh.rdcpix.com/000f79ce6398d8a4b9c6537dffcd268fl-f83474870r.jpg) ![120 OLD COURSE LOOP - Photo 9](http://lh.rdcpix.com/000f79ce6398d8a4b9c6537dffcd268fl-f3561127574r.jpg) ![120 OLD COURSE LOOP - Photo 10](http://lh.rdcpix.com/000f79ce6398d8a4b9c6537dffcd268fl-f2426006503r.jpg) ![120 OLD COURSE LOOP - Photo 11](http://lh.rdcpix.com/000f79ce6398d8a4b9c6537dffcd268fl-f1908501097r.jpg) ![120 OLD COURSE LOOP - Photo 12](http://lh.rdcpix.com/000f79ce6398d8a4b9c6537dffcd268fl-f561412786r.jpg) ![120 OLD COURSE LOOP - Photo 13](http://lh.rdcpix.com/000f79ce6398d8a4b9c6537dffcd268fl-f61126028r.jpg) ![120 OLD COURSE LOOP - Photo 14](http://lh.rdcpix.com/000f79ce6398d8a4b9c6537dffcd268fl-f3009417958r.jpg) ![120 OLD COURSE LOOP - Photo 15](http://lh.rdcpix.com/000f79ce6398d8a4b9c6537dffcd268fl-f3693153796r.jpg) ![120 OLD COURSE LOOP - Photo 16](http://lh.rdcpix.com/000f79ce6398d8a4b9c6537dffcd268fl-f309582726r.jpg) ![120 OLD COURSE LOOP - Photo 17](http://lh.rdcpix.com/000f79ce6398d8a4b9c6537dffcd268fl-f4289459624r.jpg) ![120 OLD COURSE LOOP - Photo 18](http://lh.rdcpix.com/000f79ce6398d8a4b9c6537dffcd268fl-f69706072r.jpg) ![120 OLD COURSE LOOP - Photo 19](http://lh.rdcpix.com/000f79ce6398d8a4b9c6537dffcd268fl-f2610065143r.jpg) ![120 OLD COURSE LOOP - Photo 20](http://lh.rdcpix.com/000f79ce6398d8a4b9c6537dffcd268fl-f3890685978r.jpg) ![120 OLD COURSE LOOP - Photo 21](http://lh.rdcpix.com/000f79ce6398d8a4b9c6537dffcd268fl-f1457915257r.jpg) ![120 OLD COURSE LOOP - Photo 22](http://lh.rdcpix.com/000f79ce6398d8a4b9c6537dffcd268fl-f2620178404r.jpg) ![120 OLD COURSE LOOP - Photo 23](http://lh.rdcpix.com/000f79ce6398d8a4b9c6537dffcd268fl-f1850751634r.jpg) ![120 OLD COURSE LOOP - Photo 24](http://lh.rdcpix.com/000f79ce6398d8a4b9c6537dffcd268fl-f3744320271r.jpg) ![120 OLD COURSE LOOP - Photo 25](http://lh.rdcpix.com/000f79ce6398d8a4b9c6537dffcd268fl-f2637137880r.jpg) ![120 OLD COURSE LOOP - Photo 26](http://lh.rdcpix.com/000f79ce6398d8a4b9c6537dffcd268fl-f45525767r.jpg) ![120 OLD COURSE LOOP - Photo 27](http://lh.rdcpix.com/000f79ce6398d8a4b9c6537dffcd268fl-f961580221r.jpg) ![120 OLD COURSE LOOP - Photo 28](http://lh.rdcpix.com/000f79ce6398d8a4b9c6537dffcd268fl-f2148132449r.jpg) ![120 OLD COURSE LOOP - Photo 29](http://lh.rdcpix.com/000f79ce6398d8a4b9c6537dffcd268fl-f1746132798r.jpg) ![120 OLD COURSE LOOP - Photo 30](http://lh.rdcpix.com/000f79ce6398d8a4b9c6537dffcd268fl-f3019636367r.jpg) ![120 OLD COURSE LOOP - Photo 31](http://lh.rdcpix.com/000f79ce6398d8a4b9c6537dffcd268fl-f1074709739r.jpg) --- **MLS#:** 72327 | **Updated:** 2026-10-25 **Source:** listhub *Copyright © 2026 Eastern Shore Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/120-old-course-loop-cape-charles-va-23310-6167e7ed5bbf4f298fe54e32af9185b9) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/120-old-course-loop-cape-charles-va-23310-6167e7ed5bbf4f298fe54e32af9185b9#listing", "url": "https://staging.propertysimple.ai/listing/120-old-course-loop-cape-charles-va-23310-6167e7ed5bbf4f298fe54e32af9185b9", "name": "120 OLD COURSE LOOP, Cape Charles, VA 23310", "description": "Coastal luxury meets effortless living at 120 Old Course Loop! This beautifully upgraded 3-bedroom, 2-bath condo in Bay Creek is the perfect blend of relaxed beachside living and refined comfort, complete with an oversized 2-car garage. 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Whether your ideal day is lounging poolside, enjoying the beach, a round of pickleball, or unwinding on the deck, this is coastal living designed to be enjoyed. With its beautiful upgrades, spacious garage, and enviable resort-style setting, 120 Old Course Loop delivers the perfect combination of coastal charm, modern luxury, and effortless living. Pack your beach bag, leave the renovation list behind, and start enjoying the Bay Creek lifestyle from day one. 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