# 120 Saddle Oaks Lane, Clayton, NC 27520

> **TL;DR:** 4bd/3ba single family, $359,900 ($161/sqft), built 2020, 2,237 sqft.
> A/C, 2-car garage. Est. $2,134/mo. Listed 179 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $359,900 |
| Price/sqft | $161 |
| Bedrooms | 4 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 2,237 |
| Year Built | 2020 |
| Lot Size | 6,534 sqft (0.15 acres) |
| Stories | 2 |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 179 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,820 |
| Estimated Insurance | $105 |
| HOA | $209 |
| **Total** | **$2,134** |

## Nearby Schools

- **Elementary:** Johnston - West Clayton Elementary
- **Middle:** Johnston - Clayton Middle
- **High:** Johnston - Clayton High

## Key Amenities

- A/C
- 2-car garage

## Property Highlights

- Built in 2020
- 0.15 acre lot
- 2 stories
- 4 parking spaces

## Description

### Agent Description
LOVE WHERE YOU LIVE-WITH ROOM TO SPREAD OUT AND SPACE TO ENJOY! Enjoy the perfect blend of comfort, convenience, and low-maintenance living! Easy-care LVP flooring flows throughout the main level, while a cozy, carpeted flex room is ideal for a home office or playroom. The oversized family room opens to a granite-appointed kitchen featuring stainless steel appliances, abundant prep space and a HUGE pantry. There's room for a long farmhouse table while the adjacent living area is suitable for the largest sectional! Upstairs, the spacious primary suite boasts an enormous walk-in closet and dual-vanity bath, while generously sized secondary bedrooms offer plenty of room for family and guests. Outside, relax on the covered rear porch and enjoy a fenced backyard perfect for kids and pets. The community pool is just steps away! Conveniently located near major freeways and shopping, with historic downtown Clayton just minutes away. More space, less upkeep, and a location that makes everyday living a breeze!

## Location

- **Address:** 120 Saddle Oaks Lane, Clayton, NC 27520
- **County:** Johnston
- **Neighborhood:** The Village at Little Creek
- **Coordinates:** 35.632441, -78.464642
- **Google Maps:** https://www.google.com/maps?q=35.632441,-78.464642

## Virtual Tour & Media

- **Video Tour:** https://www.zillow.com/view-imx/97efab9f-2a2d-4d57-85ec-7f7fcb27c653?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

## Listing Agent

- **Name:** Melissa Schambs
- **Brokerage:** Berkshire Hathaway HomeServices York Simpson Underwood Realty
- **Broker Phone:** (888) 778-2276
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/120-Saddle-Oaks-Ln_Clayton_NC_27520_M93532-49948?f=listhub&s=TRIANGLE&m=10165910&c=propsimple)

## Photos

![120 Saddle Oaks Lane - Photo 1](http://lh.rdcpix.com/0bfcdd6b2da318595f950ac6a3bc2998l-f2067022374r.jpg)

![120 Saddle Oaks Lane - Photo 2](http://lh.rdcpix.com/0bfcdd6b2da318595f950ac6a3bc2998l-f836806762r.jpg)

![120 Saddle Oaks Lane - Photo 3](http://lh.rdcpix.com/0bfcdd6b2da318595f950ac6a3bc2998l-f613540477r.jpg)

![120 Saddle Oaks Lane - Photo 4](http://lh.rdcpix.com/0bfcdd6b2da318595f950ac6a3bc2998l-f2814516423r.jpg)

![120 Saddle Oaks Lane - Photo 5](http://lh.rdcpix.com/0bfcdd6b2da318595f950ac6a3bc2998l-f2241395348r.jpg)

![120 Saddle Oaks Lane - Photo 6](http://lh.rdcpix.com/0bfcdd6b2da318595f950ac6a3bc2998l-f3130158413r.jpg)

![120 Saddle Oaks Lane - Photo 7](http://lh.rdcpix.com/0bfcdd6b2da318595f950ac6a3bc2998l-f3057563191r.jpg)

![120 Saddle Oaks Lane - Photo 8](http://lh.rdcpix.com/0bfcdd6b2da318595f950ac6a3bc2998l-f1288354454r.jpg)

![120 Saddle Oaks Lane - Photo 9](http://lh.rdcpix.com/0bfcdd6b2da318595f950ac6a3bc2998l-f418622933r.jpg)

![120 Saddle Oaks Lane - Photo 10](http://lh.rdcpix.com/0bfcdd6b2da318595f950ac6a3bc2998l-f2791739921r.jpg)

![120 Saddle Oaks Lane - Photo 11](http://lh.rdcpix.com/0bfcdd6b2da318595f950ac6a3bc2998l-f2351592015r.jpg)

![120 Saddle Oaks Lane - Photo 12](http://lh.rdcpix.com/0bfcdd6b2da318595f950ac6a3bc2998l-f3502992904r.jpg)

![120 Saddle Oaks Lane - Photo 13](http://lh.rdcpix.com/0bfcdd6b2da318595f950ac6a3bc2998l-f4148995109r.jpg)

![120 Saddle Oaks Lane - Photo 14](http://lh.rdcpix.com/0bfcdd6b2da318595f950ac6a3bc2998l-f2346239565r.jpg)

![120 Saddle Oaks Lane - Photo 15](http://lh.rdcpix.com/0bfcdd6b2da318595f950ac6a3bc2998l-f4228860445r.jpg)

![120 Saddle Oaks Lane - Photo 16](http://lh.rdcpix.com/0bfcdd6b2da318595f950ac6a3bc2998l-f426795973r.jpg)

![120 Saddle Oaks Lane - Photo 17](http://lh.rdcpix.com/0bfcdd6b2da318595f950ac6a3bc2998l-f1313081677r.jpg)

![120 Saddle Oaks Lane - Photo 18](http://lh.rdcpix.com/0bfcdd6b2da318595f950ac6a3bc2998l-f3027549343r.jpg)

![120 Saddle Oaks Lane - Photo 19](http://lh.rdcpix.com/0bfcdd6b2da318595f950ac6a3bc2998l-f369408438r.jpg)

![120 Saddle Oaks Lane - Photo 20](http://lh.rdcpix.com/0bfcdd6b2da318595f950ac6a3bc2998l-f993236398r.jpg)

![120 Saddle Oaks Lane - Photo 21](http://lh.rdcpix.com/0bfcdd6b2da318595f950ac6a3bc2998l-f3867498938r.jpg)

![120 Saddle Oaks Lane - Photo 22](http://lh.rdcpix.com/0bfcdd6b2da318595f950ac6a3bc2998l-f3301846296r.jpg)

![120 Saddle Oaks Lane - Photo 23](http://lh.rdcpix.com/0bfcdd6b2da318595f950ac6a3bc2998l-f1392918222r.jpg)

![120 Saddle Oaks Lane - Photo 24](http://lh.rdcpix.com/0bfcdd6b2da318595f950ac6a3bc2998l-f3591156158r.jpg)

![120 Saddle Oaks Lane - Photo 25](http://lh.rdcpix.com/0bfcdd6b2da318595f950ac6a3bc2998l-f1240774801r.jpg)

![120 Saddle Oaks Lane - Photo 26](http://lh.rdcpix.com/0bfcdd6b2da318595f950ac6a3bc2998l-f2617862128r.jpg)

![120 Saddle Oaks Lane - Photo 27](http://lh.rdcpix.com/0bfcdd6b2da318595f950ac6a3bc2998l-f1714624257r.jpg)

![120 Saddle Oaks Lane - Photo 28](http://lh.rdcpix.com/0bfcdd6b2da318595f950ac6a3bc2998l-f455796889r.jpg)

![120 Saddle Oaks Lane - Photo 29](http://lh.rdcpix.com/0bfcdd6b2da318595f950ac6a3bc2998l-f1321771374r.jpg)

![120 Saddle Oaks Lane - Photo 30](http://lh.rdcpix.com/0bfcdd6b2da318595f950ac6a3bc2998l-f373367577r.jpg)

![120 Saddle Oaks Lane - Photo 31](http://lh.rdcpix.com/0bfcdd6b2da318595f950ac6a3bc2998l-f4092722541r.jpg)

![120 Saddle Oaks Lane - Photo 32](http://lh.rdcpix.com/0bfcdd6b2da318595f950ac6a3bc2998l-f2975496287r.jpg)

![120 Saddle Oaks Lane - Photo 33](http://lh.rdcpix.com/0bfcdd6b2da318595f950ac6a3bc2998l-f3734908863r.jpg)

![120 Saddle Oaks Lane - Photo 34](http://lh.rdcpix.com/0bfcdd6b2da318595f950ac6a3bc2998l-f2707513454r.jpg)

![120 Saddle Oaks Lane - Photo 35](http://lh.rdcpix.com/0bfcdd6b2da318595f950ac6a3bc2998l-f2630968726r.jpg)

![120 Saddle Oaks Lane - Photo 36](http://lh.rdcpix.com/0bfcdd6b2da318595f950ac6a3bc2998l-f3199160111r.jpg)

![120 Saddle Oaks Lane - Photo 37](http://lh.rdcpix.com/0bfcdd6b2da318595f950ac6a3bc2998l-f3146900677r.jpg)

![120 Saddle Oaks Lane - Photo 38](http://lh.rdcpix.com/0bfcdd6b2da318595f950ac6a3bc2998l-f2436371693r.jpg)

![120 Saddle Oaks Lane - Photo 39](http://lh.rdcpix.com/0bfcdd6b2da318595f950ac6a3bc2998l-f1694622298r.jpg)

![120 Saddle Oaks Lane - Photo 40](http://lh.rdcpix.com/0bfcdd6b2da318595f950ac6a3bc2998l-f1850276634r.jpg)

---

**MLS#:** 10165910 | **Updated:** 2026-10-25
**Source:** listhub

*Copyright © 2026 Doorify MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/120-saddle-oaks-lane-clayton-nc-27520-62980b277b744204bd8d04e6a902528e)

---

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```