# 120 Shady Cove Road, Troutman, NC 28166 > **TL;DR:** 4bd/5ba single family, $1,600,000 ($476/sqft), built 1966, 3,363 sqft. > Fireplace, Waterfront, View, A/C. Est. $8,557/mo. Listed 176 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,600,000 | | Price/sqft | $476 | | Bedrooms | 4 | | Bathrooms | 5 full | | Square Feet | 3,363 | | Year Built | 1966 | | Lot Size | 42,907 sqft (0.99 acres) | | Stories | 1 | | Garage | 3-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 176 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Water - **Large Garage** - 3-car garage ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $8,090 | | Estimated Insurance | $467 | | **Total** | **$8,557** | ## Nearby Schools - **Elementary:** Troutman - **Middle:** Troutman - **High:** South Iredell ## Key Amenities - Fireplace - Waterfront - View - A/C - 3-car garage ## Property Highlights - Built in 1966 - 0.98 acre lot - Fireplace - Waterfront ## Description ### Agent Description Enjoy the best of lake living in this beautifully designed waterfront home on Lake Norman, where thoughtful layout, expansive views, and exceptional outdoor amenities come together. The main level features a desirable split-bedroom design with a spacious primary suite and two additional bedrooms, each with its own ensuite bath and serene lake views. A light-filled living room with gas log fireplace opens to the well-appointed kitchen, complete with granite countertops, gray subway tile backsplash, custom cabinetry with pullout drawers, built-in pantry, wall oven and microwave, and smooth-top electric cooktop, all complemented by a casual breakfast area overlooking the water. A formal dining room with French doors, lake views, and flexible use potential adds even more versatility. The primary suite offers a generous walk-in closet and an accessible bath with easy-entry shower, bench, and grab bars. The lower level provides a fully equipped second living quarters with its own kitchen, living room, bedroom with ensuite bath and walk-in closet, laundry, and private access, ideal for extended stays or multi-purpose living. Additional spaces include a large workshop with full bath and a separate storage area with garage-style access, perfect for hobbies or lake gear. Outdoor living is truly exceptional, with a screened porch, covered patio, and an expansive wraparound deck designed to capture breathtaking views. The shoreline is enhanced by a long boardwalk, rare private boat ramp, and an impressive pier with gazebo leading to a stationary dock and two floating docks, including a covered slip with lift. Parking is abundant with an oversized side-load three-car garage, lower-level two-car carport, and circular drive. With no HOA and flexible-use potential, this property offers a unique opportunity to enjoy, share, or invest in a remarkable lakefront setting, all supported by thoughtful upgrades including a whole-house generator, water filtration system, multiple water heaters, and well-maintained mechanical systems. Home comes with 1-year warranty for peace of mind! ## Location - **Address:** 120 Shady Cove Road, Troutman, NC 28166 - **County:** Iredell - **Neighborhood:** Shady Cove - **Coordinates:** 35.66431954, -80.89382329 - **Google Maps:** https://www.google.com/maps?q=35.66431954,-80.89382329 ## Virtual Tour & Media - **Video Tour:** https://youtu.be/SeNlswuxhbY ## Listing Agent - **Name:** Karen Sheffield - **Brokerage:** Keller Williams Realty Lake Norman - **Broker Phone:** (704) 799-3700 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/120-Shady-Cove-Rd_Troutman_NC_28166_M55468-18985?f=listhub&s=CMLSNC&m=4377254&c=propsimple) ## Photos ![120 Shady Cove Road - Photo 1](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f4104253676r.jpg) ![120 Shady Cove Road - Photo 2](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f3231316837r.jpg) ![120 Shady Cove Road - Photo 3](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f1412583118r.jpg) ![120 Shady Cove Road - Photo 4](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f3121484168r.jpg) ![120 Shady Cove Road - Photo 5](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f2549529385r.jpg) ![120 Shady Cove Road - Photo 6](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f2263758640r.jpg) ![120 Shady Cove Road - Photo 7](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f3056211071r.jpg) ![120 Shady Cove Road - Photo 8](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f2759678381r.jpg) ![120 Shady Cove Road - Photo 9](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f3647129803r.jpg) ![120 Shady Cove Road - Photo 10](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f1707025355r.jpg) ![120 Shady Cove Road - Photo 11](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f1330538340r.jpg) ![120 Shady Cove Road - Photo 12](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f583856643r.jpg) ![120 Shady Cove Road - Photo 13](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f831937210r.jpg) ![120 Shady Cove Road - Photo 14](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f201746904r.jpg) ![120 Shady Cove Road - Photo 15](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f3545122604r.jpg) ![120 Shady Cove Road - Photo 16](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f1852572519r.jpg) ![120 Shady Cove Road - Photo 17](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f3995738494r.jpg) ![120 Shady Cove Road - Photo 18](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f1683684891r.jpg) ![120 Shady Cove Road - Photo 19](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f2170280257r.jpg) ![120 Shady Cove Road - Photo 20](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f186983824r.jpg) ![120 Shady Cove Road - Photo 21](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f1015007451r.jpg) ![120 Shady Cove Road - Photo 22](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f4053550638r.jpg) ![120 Shady Cove Road - Photo 23](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f1785393745r.jpg) ![120 Shady Cove Road - Photo 24](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f2521215076r.jpg) ![120 Shady Cove Road - Photo 25](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f1179468598r.jpg) ![120 Shady Cove Road - Photo 26](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f370463048r.jpg) ![120 Shady Cove Road - Photo 27](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f2141428340r.jpg) ![120 Shady Cove Road - Photo 28](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f1485576297r.jpg) ![120 Shady Cove Road - Photo 29](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f571497937r.jpg) ![120 Shady Cove Road - Photo 30](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f2330303501r.jpg) ![120 Shady Cove Road - Photo 31](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f3806559710r.jpg) ![120 Shady Cove Road - Photo 32](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f3061024794r.jpg) ![120 Shady Cove Road - Photo 33](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f2736815327r.jpg) ![120 Shady Cove Road - Photo 34](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f2425331641r.jpg) ![120 Shady Cove Road - Photo 35](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f3128803798r.jpg) ![120 Shady Cove Road - Photo 36](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f3924770551r.jpg) ![120 Shady Cove Road - Photo 37](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f887251933r.jpg) ![120 Shady Cove Road - Photo 38](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f4034652647r.jpg) ![120 Shady Cove Road - Photo 39](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f2952351380r.jpg) ![120 Shady Cove Road - Photo 40](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f1821770662r.jpg) ![120 Shady Cove Road - Photo 41](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f1011352857r.jpg) ![120 Shady Cove Road - Photo 42](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f1841043204r.jpg) ![120 Shady Cove Road - Photo 43](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f1591476398r.jpg) ![120 Shady Cove Road - Photo 44](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f1560312012r.jpg) ![120 Shady Cove Road - Photo 45](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f3407930914r.jpg) ![120 Shady Cove Road - Photo 46](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f1613808618r.jpg) ![120 Shady Cove Road - Photo 47](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f2220603755r.jpg) ![120 Shady Cove Road - Photo 48](http://lh.rdcpix.com/65266ca9099430cf3702300bcf2b757dl-f2209122875r.jpg) --- **MLS#:** 4377254 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/120-shady-cove-road-troutman-nc-28166-9aa0fcbc78184f49af56534c61636caa) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/120-shady-cove-road-troutman-nc-28166-9aa0fcbc78184f49af56534c61636caa#listing", "url": "https://staging.propertysimple.ai/listing/120-shady-cove-road-troutman-nc-28166-9aa0fcbc78184f49af56534c61636caa", "name": "120 Shady Cove Road, Troutman, NC 28166", "description": "Enjoy the best of lake living in this beautifully designed waterfront home on Lake Norman, where thoughtful layout, expansive views, and exceptional outdoor amenities come together. The main level features a desirable split-bedroom design with a spacious primary suite and two additional bedrooms, each with its own ensuite bath and serene lake views. A light-filled living room with gas log fireplace opens to the well-appointed kitchen, complete with granite countertops, gray subway tile backsplash, custom cabinetry with pullout drawers, built-in pantry, wall oven and microwave, and smooth-top electric cooktop, all complemented by a casual breakfast area overlooking the water. A formal dining room with French doors, lake views, and flexible use potential adds even more versatility. The primary suite offers a generous walk-in closet and an accessible bath with easy-entry shower, bench, and grab bars. The lower level provides a fully equipped second living quarters with its own kitchen, living room, bedroom with ensuite bath and walk-in closet, laundry, and private access, ideal for extended stays or multi-purpose living. 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