# 120 Split Rail Row lot: 26, Highlands, NC 28741

> **TL;DR:** 3bd/5ba single family, $3,895,000, built 1998.
> Fireplace, A/C. Est. $16,878/mo. Listed 27 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $3,895,000 |
| Bedrooms | 3 |
| Bathrooms | 4 full, 1 half |
| Year Built | 1998 |
| Lot Size | 74,923 sqft (1.72 acres) |
| Stories | 2 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 27 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $16,878 |
| **Total** | **$16,878** |

## Key Amenities

- Fireplace
- A/C

## Property Highlights

- Built in 1998
- 1.72 acre lot
- 2 stories
- Fireplace

## Description

### Agent Description
Welcome to 120 Split Rail Row, where luxury meets livability in one of Highlands' most coveted in-town locations. Lovingly and thoughtfully reimagined, this distinctive residence blends elevated design with the functionality of today's lifestyle demands. The expansive main level lives beautifully for a couple, while private guest suites occupy two separate upper-level wings - offering exceptional privacy for family and friends. Even though shown as a three bedroom, it has an additional living/sleeping suite for family and golf foursomes. A custom steel-and-glass entry door opens into a light-filled, open floor plan anchored by a dramatic stacked-stone fireplace in the Great Room. The dining area flows seamlessly into the newly remodeled chef's kitchen, appointed with top-of-the-line appliances including a La Cornue range, Sub-Zero 48" refrigerator, Wolf steam oven, speed oven, and two dishwashers. Custom cabinetry crafted in Oklahoma surrounds a statement island featuring a walnut countertop with quartzite inlay - a true centerpiece for gathering. A newly completed primary retreat offers an extraordinary his and her suite concept, featuring separate bedrooms and individual luxury baths. The suite features a desk niche, stacked-stone wall features, custom plaster walls, reclaimed beams, ceilings that include plaster, tongue-and-groove, and vaulted. A serene sunroom, with floor to ceiling windows, connects you to the two spaces and overlooks the terrace and lush gardens beyond. The large porch completes the main living area with IPE hardwood flooring, another stacked-stone fireplace, pine tongue-and-groove ceiling, and SAVNAC canvas window coverings for year-round enjoyment. Upstairs, one guest suite features a private staircase and bath, while the suite above the garage offers its own staircase, bedroom, den, and private bath - ideal for extended guests or multigenerational living. Outdoors, Tennessee fieldstone pathways and patios wind through beautifully designed gardens enhanced with over 160 native plants and trees. Built-in wood and stone benches provide peaceful spaces for meditation or bird watching, while extensive rock walls add timeless mountain character. Approximate square footage is 4,000 per owner. Extra flex room that can be used for sleeping.

## Location

- **Address:** 120 Split Rail Row lot: 26, Highlands, NC 28741
- **County:** Macon
- **Neighborhood:** Split Rail
- **Coordinates:** 35.05510747, -83.17034006
- **Google Maps:** https://www.google.com/maps?q=35.05510747,-83.17034006

## Listing Agent

- **Name:** Josephine Lovell
- **Brokerage:** Highlands Sotheby's International Realty - DT
- **Phone:** 8282266303
- **Email:** josephine.lovell@sothebysrealty.com

## Primary Photo

![120 Split Rail Row lot: 26 - Primary Photo](http://lh.rdcpix.com/a21446842066272063bdb7872ed7e5f7l-f100034794r.jpg)

*63 total photos available on [listing page](https://www.propertysimple.com/listing/120-split-rail-row-lot-26-highlands-nc-28741-1002720)*

---

**MLS#:** 1002720 | **Updated:** 2026-04-24
**Source:** listhub

*Copyright © 2026 Highlands Cashiers Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/120-split-rail-row-lot-26-highlands-nc-28741-1002720)

---

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