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About This Home

This 3-bedroom, 4-bathroom single family at 120 Split Rail Row lot: 26 in Highlands, NC is listed for $3,895,000. Built in 1998, on a 1.39 acres lot.

Agent Description

Privately situated among lush gardens and native landscaping in one of Highlands' most desirable and established in-town neighborhoods, 120 Split Rail Row offers a rare combination of refined luxury, privacy, and convenience just minutes from downtown.

Thoughtfully renovated and beautifully appointed, this exceptional residence offers approximately 4,000 square feet per owner, blending luxury, nature, and lifestyle in a private mountain sanctuary. Designed for effortless main-level living, the home features an expansive great room anchored by a dramatic stacked-stone fireplace, a chef's kitchen with premium appliances, and inviting gathering spaces.

Private guest accommodations occupy distinct upper-level wings, preserving privacy for owners and guests alike. Many of the exquisite furnishings will convey with the home, offering a rare turnkey opportunity to begin enjoying this remarkable mountain retreat from day one.

Additional flex spaces can be tailored to best suit the next owner's lifestyle. The recently completed primary retreat is a true sanctuary, featuring separate bedroom suites with individual luxury baths. Finished in exquisite stone and marble, the spa-inspired shower serves as a unique architectural centerpiece connecting the two en suites.

A shared, light-filled sunroom overlooks the gardens and creates a peaceful connection to the outdoors. Architectural details throughout include reclaimed beams, custom plaster walls, vaulted ceilings, and extensive stonework that complement the natural mountain setting.

Whether utilized as dual primary suites or re-imagined as a private den, library, or office, the flexible design allows the next owner to tailor the living spaces to their lifestyle. Outdoor living is equally impressive. The spacious screened porch, beautifully furnished and appointed with IPE hardwood flooring and a stacked-stone fireplace, extends the living space outdoors and provides a wonderful setting for relaxing and entertaining.

Tennessee fieldstone patios and winding pebbled pathways meander through designed gardens enhanced by more than 160 native trees and plantings. Throughout the property there are hidden stone and wooden benches. Follow the serene trail through the gardens to the back gate leading to Dixon Road. There are several flex spaces the new owner can design to meet their lifestyle needs.

Key Features

  • Built in 1998
  • 1.39 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
3 full, 1 half
1998

Amenities

FireplaceHardwoodA/C

Monthly Cost Estimate

$20,831/mo

20% down · 6.5% · 30 years

Principal$2,817
Interest$16,878
Insurance$1,136

Estimates only. Actual payments may vary.

Location

120 Split Rail Row lot: 26

Highlands, NC 28741

Sagee Mountain

Features & Amenities

Interior Features

BeamedCeilingsBreakfastBarBidetChandelierCathedralCeilingsDoubleVanityGardenTubRomanTubHighCeilingsOpenFloorplanRecessedLightingBarWalkInClosets

Exterior Features

CourtyardGardenGasGrillPrivateYardRainGuttersPropaneTankOwned

Property Details

Flooring

HardwoodTileCarpetMarble

Construction

Frame Stone WoodSiding

Pool Features

PorchDeck

Parking

GarageOpen

Heating

ZonedHeat Pump (Heating)

Cooling

Central AirHeat Pump

Appliances

BuiltInOvenDryerDishwasherDisposalGasRangeMicrowaveRefrigeratorRangeHoodStainlessSteelAppliancesWarmingDrawerWasher

Questions & Answers

This 3-bedroom, 4-bathroom single family at 120 Split Rail Row lot: 26 is listed at $3,895,000. The estimated monthly payment is $16,878 based on 20% down at 6.5% interest.

Key features include: Built in 1998, 1.39 acre lot, 2 stories, Fireplace. Interior Features: BeamedCeilings, BreakfastBar, Bidet. Exterior Features: Courtyard, Garden, GasGrill.

This property is listed by Judith Michaud and can be reached at 8283710730 or judy@bhhsmmr.com.

JM

Judith Michaud

Agent at Berkshire Hathaway HomeServices Meadows Mountain Realty

(828) 371-0730

Listed by Berkshire Hathaway HomeServices Meadows Mountain Realty · View on Broker Site

MLS# 1003504· Source: listhub· Updated 2 days ago

Copyright © 2026 Highlands Cashiers Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

120 Split Rail Row lot: 26, Highlands, NC 28741

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