# 121 Tammy Drive, Lancaster, VA 22578

> **TL;DR:** 4bd/4ba single family, $750,000 ($307/sqft), built 2018, 2,440 sqft.
> Waterfront, A/C, 2-car garage. Est. $4,011/mo. Listed 23 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $750,000 |
| Price/sqft | $307 |
| Bedrooms | 4 |
| Bathrooms | 3 full, 1 half |
| Square Feet | 2,440 |
| Year Built | 2018 |
| Lot Size | 21,257 sqft (0.49 acres) |
| Stories | 2 |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 23 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $3,792 |
| Estimated Insurance | $219 |
| **Total** | **$4,011** |

## Nearby Schools

- **Elementary:** Lancaster
- **Middle:** Lancaster
- **High:** Lancaster

## Key Amenities

- Waterfront
- A/C
- 2-car garage

## Property Highlights

- Built in 2018
- 0.49 acre lot
- 2 stories
- Waterfront

## Description

### Agent Description
Enjoy waterfront living in the desirable Little Bay community of White Stone! This spacious 4-bedroom home offers a flexible floor plan, beautiful finishes, and a private dock on the protected waters of Davenport Cove. The main level features a spacious family room, dining area, and an updated kitchen with granite countertops, white cabinetry, stainless steel appliances, tile backsplash, and attractive stone detailing. A large L-shaped island with bar seating and stone-accented columns provides additional prep space and a great place for casual dining or entertaining. The first-floor primary suite includes a walk-in closet and private bathroom with a tiled walk-in shower. Upstairs, a spacious loft offers flexible space for a home office, media room, or additional living area. One upstairs bedroom includes its own private bathroom with a tiled walk-in shower, while two additional bedrooms share a spacious bathroom featuring a large jetted tub and separate walk-in shower. Outside, enjoy the large covered back deck overlooking the backyard and water. The private dock provides direct access to Davenport Cove, Little Bay, Fleets Bay, and the Chesapeake Bay-perfect for boating, fishing, kayaking, or simply enjoying the peaceful waterfront setting. The property also includes a detached two-car garage and a convenient circular driveway. Located in Lancaster County, the home offers a quiet coastal setting while remaining convenient to the shops, restaurants, marinas, and attractions of White Stone, Irvington, and Kilmarnock.

## Location

- **Address:** 121 Tammy Drive, Lancaster, VA 22578
- **County:** Lancaster
- **Neighborhood:** Little Bay
- **Coordinates:** 37.641789, -76.338995
- **Google Maps:** https://www.google.com/maps?q=37.641789,-76.338995

## Listing Agent

- **Name:** Sophia Wang · **License:** 0225208133
- **Brokerage:** Richmond Equity Ventures, LLC
- **Broker Phone:** (804) 282-5901
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/121-Tammy-Dr_White-Stone_VA_22578_M57334-58809?f=listhub&s=CVRMLS&m=2623741&c=propsimple)

## Photos

![121 Tammy Drive - Photo 1](http://lh.rdcpix.com/d69a3e9e0bb2dbefe8b4b1152f850ac2l-f3199719672r.jpg)

![121 Tammy Drive - Photo 2](http://lh.rdcpix.com/d69a3e9e0bb2dbefe8b4b1152f850ac2l-f4268102672r.jpg)

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---

**MLS#:** 2623741 | **Updated:** 2026-10-27
**Source:** listhub

*Copyright © 2026 Central Virginia Regional Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://staging.propertysimple.ai/listing/121-tammy-drive-lancaster-va-22578-a88e30e01ea24a91a000640ef74a161d)

---

## Structured Data

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  "url": "https://staging.propertysimple.ai/listing/121-tammy-drive-lancaster-va-22578-a88e30e01ea24a91a000640ef74a161d",
  "name": "121 Tammy Drive, Lancaster, VA 22578",
  "description": "Enjoy waterfront living in the desirable Little Bay community of White Stone! This spacious 4-bedroom home offers a flexible floor plan, beautiful finishes, and a private dock on the protected waters of Davenport Cove. The main level features a spacious family room, dining area, and an updated kitchen with granite countertops, white cabinetry, stainless steel appliances, tile backsplash, and attractive stone detailing. A large L-shaped island with bar seating and stone-accented columns provides additional prep space and a great place for casual dining or entertaining. The first-floor primary suite includes a walk-in closet and private bathroom with a tiled walk-in shower. Upstairs, a spacious loft offers flexible space for a home office, media room, or additional living area. One upstairs bedroom includes its own private bathroom with a tiled walk-in shower, while two additional bedrooms share a spacious bathroom featuring a large jetted tub and separate walk-in shower. Outside, enjoy the large covered back deck overlooking the backyard and water. The private dock provides direct access to Davenport Cove, Little Bay, Fleets Bay, and the Chesapeake Bay-perfect for boating, fishing, kayaking, or simply enjoying the peaceful waterfront setting. The property also includes a detached two-car garage and a convenient circular driveway. Located in Lancaster County, the home offers a quiet coastal setting while remaining convenient to the shops, restaurants, marinas, and attractions of White Stone, Irvington, and Kilmarnock.",
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