# 121 Waterford St, Gardner, MA 01440 > **TL;DR:** 3bd/2ba single family, $434,900 ($291/sqft), built 1936, 1,493 sqft. > 1-car garage. Est. $2,326/mo. Listed 2 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $434,900 | | Price/sqft | $291 | | Bedrooms | 3 | | Bathrooms | 1 full, 2 half | | Square Feet | 1,493 | | Year Built | 1936 | | Lot Size | 17,372 sqft (0.40 acres) | | Garage | 1-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 2 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,199 | | Estimated Insurance | $127 | | **Total** | **$2,326** | ## Key Amenities - 1-car garage ## Property Highlights - Built in 1936 - 0.40 acre lot - 3 parking spaces ## Description ### Agent Description Step inside this beautifully remodeled cape in Gardner, Massachusetts, where classic charm meets modern convenience. The home features fully remodeled interiors, including refinished hardwood and fresh tile floors throughout. The kitchen is completely updated with sleek quartz countertops and brand-new stainless steel appliances. The upper level boasts a brand new bathroom with a beautiful tub and tiled shower, while the charming downstairs bath offers built-ins and timeless character. Designed for seamless entertaining, the home boasts an excellent flow and versatile primary bedroom options on either level. You'll find custom built-in beds tucked into one of the rooms, adding a unique and charming touch. Outdoor features include a tiered backyard space with potential for landscape projects, and a secure one-car garage with a breezeway. Potential awaits in the basement for future expansion, which includes a convenient working toilet. The Open House is scheduled for Halloween, October 31, 2026. Time 11:00 AM-12:30 PM. ## Location - **Address:** 121 Waterford St, Gardner, MA 01440 - **County:** Worcester - **Coordinates:** 42.570875, -72.004038 - **Google Maps:** https://www.google.com/maps?q=42.570875,-72.004038 ## Listing Agent - **Name:** Rochelle Jonswold - **Brokerage:** Keller Williams Realty North Central - **Broker Phone:** (978) 840-9000 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/121-Waterford-St_Gardner_MA_01440_M36374-52386?f=listhub&s=MLSPIN&m=73596371&c=propsimple) ## Photos ![121 Waterford St - Photo 1](http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f4088074145r.jpg) ![121 Waterford St - Photo 2](http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f2033164170r.jpg) ![121 Waterford St - Photo 3](http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f1182337518r.jpg) ![121 Waterford St - Photo 4](http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f1638571102r.jpg) ![121 Waterford St - Photo 5](http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f998218529r.jpg) ![121 Waterford St - Photo 6](http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f416613314r.jpg) ![121 Waterford St - Photo 7](http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f2913973891r.jpg) ![121 Waterford St - Photo 8](http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f4058565754r.jpg) ![121 Waterford St - Photo 9](http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f2925296704r.jpg) ![121 Waterford St - Photo 10](http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f1700100690r.jpg) ![121 Waterford St - Photo 11](http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f3155846326r.jpg) ![121 Waterford St - Photo 12](http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f2965233008r.jpg) ![121 Waterford St - Photo 13](http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f2045353343r.jpg) ![121 Waterford St - Photo 14](http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f268034553r.jpg) ![121 Waterford St - Photo 15](http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f3716175190r.jpg) ![121 Waterford St - Photo 16](http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f1391969051r.jpg) ![121 Waterford St - Photo 17](http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f2874326233r.jpg) ![121 Waterford St - Photo 18](http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f3535268208r.jpg) ![121 Waterford St - Photo 19](http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f132127074r.jpg) ![121 Waterford St - Photo 20](http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f3645533901r.jpg) ![121 Waterford St - Photo 21](http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f3665739275r.jpg) ![121 Waterford St - Photo 22](http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f4195498306r.jpg) ![121 Waterford St - Photo 23](http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f1815933621r.jpg) ![121 Waterford St - Photo 24](http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f2297047391r.jpg) ![121 Waterford St - Photo 25](http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f3473389197r.jpg) ![121 Waterford St - Photo 26](http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f1612067493r.jpg) ![121 Waterford St - Photo 27](http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f662430590r.jpg) ![121 Waterford St - Photo 28](http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f1491656623r.jpg) ![121 Waterford St - Photo 29](http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f4169047646r.jpg) ![121 Waterford St - Photo 30](http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f538401864r.jpg) ![121 Waterford St - Photo 31](http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f2362397485r.jpg) ![121 Waterford St - Photo 32](http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f1529325893r.jpg) ![121 Waterford St - Photo 33](http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f3013960543r.jpg) ![121 Waterford St - Photo 34](http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f3724357328r.jpg) ![121 Waterford St - Photo 35](http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f2782652226r.jpg) ![121 Waterford St - Photo 36](http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f2936215829r.jpg) ![121 Waterford St - Photo 37](http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f3827228386r.jpg) ![121 Waterford St - Photo 38](http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f3799438048r.jpg) ![121 Waterford St - Photo 39](http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f942766452r.jpg) ![121 Waterford St - Photo 40](http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f3281813492r.jpg) ![121 Waterford St - Photo 41](http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f4140916228r.jpg) ![121 Waterford St - Photo 42](http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f1870436858r.jpg) --- **MLS#:** 73596371 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 MLS Property Information Network Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/121-waterford-st-gardner-ma-01440-cf9a7e2a78914d1ea21140ad2924cfa1) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/121-waterford-st-gardner-ma-01440-cf9a7e2a78914d1ea21140ad2924cfa1#listing", "url": "https://staging.propertysimple.ai/listing/121-waterford-st-gardner-ma-01440-cf9a7e2a78914d1ea21140ad2924cfa1", "name": "121 Waterford St, Gardner, MA 01440", "description": "Step inside this beautifully remodeled cape in Gardner, Massachusetts, where classic charm meets modern convenience. The home features fully remodeled interiors, including refinished hardwood and fresh tile floors throughout. The kitchen is completely updated with sleek quartz countertops and brand-new stainless steel appliances. The upper level boasts a brand new bathroom with a beautiful tub and tiled shower, while the charming downstairs bath offers built-ins and timeless character. Designed for seamless entertaining, the home boasts an excellent flow and versatile primary bedroom options on either level. You'll find custom built-in beds tucked into one of the rooms, adding a unique and charming touch. Outdoor features include a tiered backyard space with potential for landscape projects, and a secure one-car garage with a breezeway. Potential awaits in the basement for future expansion, which includes a convenient working toilet. The Open House is scheduled for Halloween, October 31, 2026. Time 11:00 AM-12:30 PM.", "image": [ "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f4088074145r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f2033164170r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f1182337518r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f1638571102r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f998218529r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f416613314r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f2913973891r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f4058565754r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f2925296704r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f1700100690r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f3155846326r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f2965233008r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f2045353343r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f268034553r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f3716175190r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f1391969051r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f2874326233r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f3535268208r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f132127074r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f3645533901r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f3665739275r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f4195498306r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f1815933621r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f2297047391r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f3473389197r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f1612067493r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f662430590r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f1491656623r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f4169047646r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f538401864r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f2362397485r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f1529325893r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f3013960543r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f3724357328r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f2782652226r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f2936215829r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f3827228386r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f3799438048r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f942766452r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f3281813492r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f4140916228r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f1870436858r.jpg" ], "primaryImageOfPage": { "@type": "ImageObject", "url": "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f4088074145r.jpg", "caption": "121 Waterford St - Gardner, MA" }, "datePosted": "2026-10-29", "dateModified": "2026-10-29T10:29:41.569Z", "mainEntity": { "@type": "Accommodation", "@id": "https://staging.propertysimple.ai/listing/121-waterford-st-gardner-ma-01440-cf9a7e2a78914d1ea21140ad2924cfa1#property", "name": "121 Waterford St, Gardner, MA 01440", "address": { "@type": "PostalAddress", "streetAddress": "121 Waterford St", "addressLocality": "Gardner", "addressRegion": "MA", "postalCode": "01440", "addressCountry": "US" }, "geo": { "@type": "GeoCoordinates", "latitude": 42.570875, "longitude": -72.004038 }, "image": [ "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f4088074145r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f2033164170r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f1182337518r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f1638571102r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f998218529r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f416613314r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f2913973891r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f4058565754r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f2925296704r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f1700100690r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f3155846326r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f2965233008r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f2045353343r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f268034553r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f3716175190r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f1391969051r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f2874326233r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f3535268208r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f132127074r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f3645533901r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f3665739275r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f4195498306r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f1815933621r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f2297047391r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f3473389197r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f1612067493r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f662430590r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f1491656623r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f4169047646r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f538401864r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f2362397485r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f1529325893r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f3013960543r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f3724357328r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f2782652226r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f2936215829r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f3827228386r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f3799438048r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f942766452r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f3281813492r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f4140916228r.jpg", "http://lh.rdcpix.com/bb54b8324e18e50c2e718c03350ab6a4l-f1870436858r.jpg" ], "identifier": { "@type": "PropertyValue", "propertyID": "MLS", "value": "73596371" }, "accommodationCategory": "Single Family Residence", "numberOfBedrooms": 3, "numberOfBathroomsTotal": 2, "numberOfFullBathrooms": 1, "numberOfPartialBathrooms": 2, "floorSize": { "@type": "QuantitativeValue", "value": 1493, "unitCode": "FTK", "unitText": "square feet" }, "yearBuilt": 1936, "additionalProperty": [ { "@type": "PropertyValue", "name": "Lot Size", "value": "0.40 acres" }, { "@type": "PropertyValue", "name": "Parking Spaces", "value": 3 }, { "@type": "PropertyValue", "name": "Garage Spaces", "value": 1 }, { "@type": "PropertyValue", "name": "Property Subtype", "value": "Single Family Residence" } ] }, "offers": { "@type": "Offer", "@id": "https://staging.propertysimple.ai/listing/121-waterford-st-gardner-ma-01440-cf9a7e2a78914d1ea21140ad2924cfa1#offer", "url": "https://staging.propertysimple.ai/listing/121-waterford-st-gardner-ma-01440-cf9a7e2a78914d1ea21140ad2924cfa1", "price": 434900, "priceCurrency": "USD", "businessFunction": "http://purl.org/goodrelations/v1#Sell", "availability": "https://schema.org/InStock", "seller": { "@id": "https://staging.propertysimple.ai/listing/121-waterford-st-gardner-ma-01440-cf9a7e2a78914d1ea21140ad2924cfa1#agent" } }, "provider": { "@type": "Person", "@id": "https://staging.propertysimple.ai/listing/121-waterford-st-gardner-ma-01440-cf9a7e2a78914d1ea21140ad2924cfa1#agent", "name": "Rochelle Jonswold", "worksFor": { "@type": "Organization", "@id": "https://staging.propertysimple.ai/listing/121-waterford-st-gardner-ma-01440-cf9a7e2a78914d1ea21140ad2924cfa1#brokerage", "name": "Keller Williams Realty North Central", "telephone": "(978) 840-9000", "logo": { "@type": "ImageObject", "url": "http://lh.rdcpix.com/614ecf81fcd611df85a500219b994c72k-c4057119631r.png" } } } } ```