# 12100 FLAG HARBOR Drive, Germantown, MD 20874 > **TL;DR:** 3bd/3ba townhouse, $435,000 ($363/sqft), built 1988, 1,200 sqft. > A/C. Est. $2,432/mo. Listed 73 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $435,000 | | Price/sqft | $363 | | Bedrooms | 3 | | Bathrooms | 2 full, 1 half | | Square Feet | 1,200 | | Year Built | 1988 | | Lot Size | 1,725 sqft (0.04 acres) | | Stories | 3 | | Property Type | Townhouse (Townhouse) | | Status | Active | | Days on Market | 73 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,200 | | Estimated Insurance | $127 | | HOA | $105 | | **Total** | **$2,432** | ## Nearby Schools - **Elementary:** S. CHRISTA MCAULIFFE - **Middle:** ROBERTO W. CLEMENTE - **High:** SENECA VALLEY ## Key Amenities - A/C ## Property Highlights - Built in 1988 - 0.04 acre lot - 3 stories - 2 parking spaces ## Description ### Agent Description Welcome to this refreshed, original-owner end-unit townhome in Germantown's Gunners Lake Village, offering approximately 1,800 square feet of finished living space across the above- and below-grade levels. The move-in-ready interior features 2.5 baths, fresh paint, new carpet, new appliances, hardwood flooring throughout the main living area, an eat-in kitchen, and ample storage. The spacious lower-level recreation room provides flexible living and entertaining space with a convenient walkout to the brick-paver patio. Outside, enjoy a cozy, tree-lined backyard, spacious deck, and connecting stairs providing easy access between the deck and lower-level patio. Conveniently located near Gunners Lake, parks, trails, shopping, dining, and everyday essentials, with easy access to Routes 118 and 355, I-270, and the MARC train. A peaceful neighborhood setting with commuter convenience close at hand. Schedule your private tour today and discover all this inviting home has to offer! ## Location - **Address:** 12100 FLAG HARBOR Drive, Germantown, MD 20874 - **County:** MONTGOMERY - **Neighborhood:** GUNNERS LAKE VILLAGE - **Coordinates:** 39.1647, -77.25164 - **Google Maps:** https://www.google.com/maps?q=39.1647,-77.25164 ## Listing Agent - **Name:** Channareth Khoun · **License:** 622383 - **Brokerage:** eXp Realty - **Broker Phone:** (703) 597-3497 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/12100-Flag-Harbor-Dr_Germantown_MD_20874_M61418-92653?f=listhub&s=TRENDPA&m=MDMC2252268&c=propsimple) ## Photos ![12100 FLAG HARBOR Drive - Photo 1](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f764849137r.jpg) ![12100 FLAG HARBOR Drive - Photo 2](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f871497850r.jpg) ![12100 FLAG HARBOR Drive - Photo 3](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f2480443018r.jpg) ![12100 FLAG HARBOR Drive - Photo 4](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f2319072611r.jpg) ![12100 FLAG HARBOR Drive - Photo 5](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f1764945228r.jpg) ![12100 FLAG HARBOR Drive - Photo 6](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f1042557793r.jpg) ![12100 FLAG HARBOR Drive - Photo 7](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f1435358851r.jpg) ![12100 FLAG HARBOR Drive - Photo 8](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f1805975879r.jpg) ![12100 FLAG HARBOR Drive - Photo 9](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f459277401r.jpg) ![12100 FLAG HARBOR Drive - Photo 10](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f1943658224r.jpg) ![12100 FLAG HARBOR Drive - Photo 11](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f2233418561r.jpg) ![12100 FLAG HARBOR Drive - Photo 12](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f1820546117r.jpg) ![12100 FLAG HARBOR Drive - Photo 13](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f2044954083r.jpg) ![12100 FLAG HARBOR Drive - Photo 14](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f946140575r.jpg) ![12100 FLAG HARBOR Drive - Photo 15](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f3010802564r.jpg) ![12100 FLAG HARBOR Drive - Photo 16](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f326028926r.jpg) ![12100 FLAG HARBOR Drive - Photo 17](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f244582046r.jpg) ![12100 FLAG HARBOR Drive - Photo 18](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f1268471182r.jpg) ![12100 FLAG HARBOR Drive - Photo 19](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f3167151892r.jpg) ![12100 FLAG HARBOR Drive - Photo 20](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f2731849954r.jpg) ![12100 FLAG HARBOR Drive - Photo 21](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f518864904r.jpg) ![12100 FLAG HARBOR Drive - Photo 22](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f1153327766r.jpg) ![12100 FLAG HARBOR Drive - Photo 23](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f2296076104r.jpg) ![12100 FLAG HARBOR Drive - Photo 24](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f2785680399r.jpg) ![12100 FLAG HARBOR Drive - Photo 25](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f1402540187r.jpg) ![12100 FLAG HARBOR Drive - Photo 26](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f3204104816r.jpg) ![12100 FLAG HARBOR Drive - Photo 27](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f3185077400r.jpg) ![12100 FLAG HARBOR Drive - Photo 28](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f3991887217r.jpg) ![12100 FLAG HARBOR Drive - Photo 29](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f3542828067r.jpg) ![12100 FLAG HARBOR Drive - Photo 30](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f3264092597r.jpg) ![12100 FLAG HARBOR Drive - Photo 31](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f2198337822r.jpg) ![12100 FLAG HARBOR Drive - Photo 32](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f2453185232r.jpg) ![12100 FLAG HARBOR Drive - Photo 33](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f1591681015r.jpg) ![12100 FLAG HARBOR Drive - Photo 34](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f3606474026r.jpg) ![12100 FLAG HARBOR Drive - Photo 35](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f569490341r.jpg) ![12100 FLAG HARBOR Drive - Photo 36](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f3503174300r.jpg) ![12100 FLAG HARBOR Drive - Photo 37](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f2659352906r.jpg) ![12100 FLAG HARBOR Drive - Photo 38](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f991836133r.jpg) ![12100 FLAG HARBOR Drive - Photo 39](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f2138367331r.jpg) ![12100 FLAG HARBOR Drive - Photo 40](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f4028260538r.jpg) ![12100 FLAG HARBOR Drive - Photo 41](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f3187377348r.jpg) ![12100 FLAG HARBOR Drive - Photo 42](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f1440182523r.jpg) ![12100 FLAG HARBOR Drive - Photo 43](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f2848667831r.jpg) ![12100 FLAG HARBOR Drive - Photo 44](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f2843637099r.jpg) ![12100 FLAG HARBOR Drive - Photo 45](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f250978060r.jpg) ![12100 FLAG HARBOR Drive - Photo 46](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f2011080357r.jpg) ![12100 FLAG HARBOR Drive - Photo 47](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f812800783r.jpg) ![12100 FLAG HARBOR Drive - Photo 48](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f2485666094r.jpg) ![12100 FLAG HARBOR Drive - Photo 49](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f2591848853r.jpg) ![12100 FLAG HARBOR Drive - Photo 50](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f2048498072r.jpg) ![12100 FLAG HARBOR Drive - Photo 51](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f1270470603r.jpg) ![12100 FLAG HARBOR Drive - Photo 52](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f4200062256r.jpg) ![12100 FLAG HARBOR Drive - Photo 53](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f1281502976r.jpg) ![12100 FLAG HARBOR Drive - Photo 54](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f3624985813r.jpg) ![12100 FLAG HARBOR Drive - Photo 55](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f2297862268r.jpg) ![12100 FLAG HARBOR Drive - Photo 56](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f2120364304r.jpg) ![12100 FLAG HARBOR Drive - Photo 57](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f3526512639r.jpg) ![12100 FLAG HARBOR Drive - Photo 58](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f829719379r.jpg) ![12100 FLAG HARBOR Drive - Photo 59](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f1384509184r.jpg) ![12100 FLAG HARBOR Drive - Photo 60](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f565007235r.jpg) ![12100 FLAG HARBOR Drive - Photo 61](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f2043936099r.jpg) ![12100 FLAG HARBOR Drive - Photo 62](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f2865877744r.jpg) ![12100 FLAG HARBOR Drive - Photo 63](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f1634106902r.jpg) ![12100 FLAG HARBOR Drive - Photo 64](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f189923756r.jpg) ![12100 FLAG HARBOR Drive - Photo 65](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f622704630r.jpg) ![12100 FLAG HARBOR Drive - Photo 66](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f168261635r.jpg) ![12100 FLAG HARBOR Drive - Photo 67](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f644911172r.jpg) ![12100 FLAG HARBOR Drive - Photo 68](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f3741242651r.jpg) ![12100 FLAG HARBOR Drive - Photo 69](http://lh.rdcpix.com/d0047ce5dcdaabfb8b114bd2649f9a0al-f284592291r.jpg) --- **MLS#:** MDMC2252268 | **Updated:** 2026-10-28 **Source:** listhub *Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/12100-flag-harbor-drive-germantown-md-20874-a49661fe700a460d89b9559abe0b1316) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/12100-flag-harbor-drive-germantown-md-20874-a49661fe700a460d89b9559abe0b1316#listing", "url": "https://staging.propertysimple.ai/listing/12100-flag-harbor-drive-germantown-md-20874-a49661fe700a460d89b9559abe0b1316", "name": "12100 FLAG HARBOR Drive, Germantown, MD 20874", "description": "Welcome to this refreshed, original-owner end-unit townhome in Germantown's Gunners Lake Village, offering approximately 1,800 square feet of finished living space across the above- and below-grade levels. 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