# 12146 FLAG HARBOR Drive, Germantown, MD 20874 > **TL;DR:** 3bd/4ba townhouse, $420,000 ($364/sqft), built 1988, 1,154 sqft. > Fireplace, A/C. Est. $2,352/mo. Listed 9 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $420,000 | | Price/sqft | $364 | | Bedrooms | 3 | | Bathrooms | 3 full, 1 half | | Square Feet | 1,154 | | Year Built | 1988 | | Lot Size | 1,612 sqft (0.04 acres) | | Stories | 3 | | Property Type | Townhouse (Townhouse) | | Status | Active | | Days on Market | 9 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,124 | | Estimated Insurance | $123 | | HOA | $105 | | **Total** | **$2,352** | ## Nearby Schools - **Elementary:** S. CHRISTA MCAULIFFE - **Middle:** ROBERTO W. CLEMENTE - **High:** SENECA VALLEY ## Key Amenities - Fireplace - A/C ## Property Highlights - Built in 1988 - 0.04 acre lot - 3 stories - Fireplace ## Description ### Agent Description Nestled in the charming Gunners Lake Village, this delightful end-of-row townhouse offers a perfect blend of comfort and style. Built in 1988, this Colonial-style home boasts a well-maintained exterior with inviting vinyl siding and beautiful stone retaining walls that enhance its curb appeal. Step inside to discover a warm and welcoming interior featuring hardwood & composite floors. The kitchen is designed for both functionality and comfort, featuring a breakfast bar ideal for casual meals or morning coffee. With three generous bedrooms and three full bathrooms, including a convenient half bath, this home accommodates both privacy and convenience. The fully finished basement with a walkout entrance offers additional living space, perfect for a home office, playroom, or guest suite. Enjoy the outdoors on your private patio or relax on the porch, while the community pool provides a refreshing escape during warm summer days. Additional features include assigned off-street parking, modern appliances such as a built-in microwave, dishwasher, and washer/dryer, ensuring a seamless living experience. This home is not just a property; it's a place to create lasting memories. Don't miss the opportunity to make it yours! Recently painted inside and out. Will be professionally cleaned 10/23. New w/d to be added. ## Location - **Address:** 12146 FLAG HARBOR Drive, Germantown, MD 20874 - **County:** MONTGOMERY - **Neighborhood:** GUNNERS LAKE VILLAGE - **Coordinates:** 39.16426, -77.25321 - **Google Maps:** https://www.google.com/maps?q=39.16426,-77.25321 ## Listing Agent - **Name:** Mary Beth Lewandowski · **License:** 516634 - **Brokerage:** Samson Properties - **Broker Phone:** (703) 378-8810 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/12146-Flag-Harbor-Dr_Germantown_MD_20874_M61435-69620?f=listhub&s=TRENDPA&m=MDMC2259240&c=propsimple) ## Photos ![12146 FLAG HARBOR Drive - Photo 1](http://lh.rdcpix.com/a905d119f46f5262b1a1bdeb996e8178l-f20816702r.jpg) ![12146 FLAG HARBOR Drive - Photo 2](http://lh.rdcpix.com/a905d119f46f5262b1a1bdeb996e8178l-f867936092r.jpg) ![12146 FLAG HARBOR Drive - Photo 3](http://lh.rdcpix.com/a905d119f46f5262b1a1bdeb996e8178l-f1737183169r.jpg) ![12146 FLAG HARBOR Drive - Photo 4](http://lh.rdcpix.com/a905d119f46f5262b1a1bdeb996e8178l-f3386923556r.jpg) ![12146 FLAG HARBOR Drive - Photo 5](http://lh.rdcpix.com/a905d119f46f5262b1a1bdeb996e8178l-f657596638r.jpg) ![12146 FLAG HARBOR Drive - Photo 6](http://lh.rdcpix.com/a905d119f46f5262b1a1bdeb996e8178l-f443057439r.jpg) ![12146 FLAG HARBOR Drive - Photo 7](http://lh.rdcpix.com/a905d119f46f5262b1a1bdeb996e8178l-f3651155799r.jpg) ![12146 FLAG HARBOR Drive - Photo 8](http://lh.rdcpix.com/a905d119f46f5262b1a1bdeb996e8178l-f1168700887r.jpg) ![12146 FLAG HARBOR Drive - Photo 9](http://lh.rdcpix.com/a905d119f46f5262b1a1bdeb996e8178l-f538321955r.jpg) ![12146 FLAG HARBOR Drive - Photo 10](http://lh.rdcpix.com/a905d119f46f5262b1a1bdeb996e8178l-f819674472r.jpg) ![12146 FLAG HARBOR Drive - Photo 11](http://lh.rdcpix.com/a905d119f46f5262b1a1bdeb996e8178l-f786423461r.jpg) ![12146 FLAG HARBOR Drive - Photo 12](http://lh.rdcpix.com/a905d119f46f5262b1a1bdeb996e8178l-f2934200712r.jpg) ![12146 FLAG HARBOR Drive - Photo 13](http://lh.rdcpix.com/a905d119f46f5262b1a1bdeb996e8178l-f3363221226r.jpg) ![12146 FLAG HARBOR Drive - Photo 14](http://lh.rdcpix.com/a905d119f46f5262b1a1bdeb996e8178l-f2202389067r.jpg) ![12146 FLAG HARBOR Drive - Photo 15](http://lh.rdcpix.com/a905d119f46f5262b1a1bdeb996e8178l-f3823330967r.jpg) ![12146 FLAG HARBOR Drive - Photo 16](http://lh.rdcpix.com/a905d119f46f5262b1a1bdeb996e8178l-f2453941922r.jpg) ![12146 FLAG HARBOR Drive - Photo 17](http://lh.rdcpix.com/a905d119f46f5262b1a1bdeb996e8178l-f2144320760r.jpg) ![12146 FLAG HARBOR Drive - Photo 18](http://lh.rdcpix.com/a905d119f46f5262b1a1bdeb996e8178l-f1879748759r.jpg) ![12146 FLAG HARBOR Drive - Photo 19](http://lh.rdcpix.com/a905d119f46f5262b1a1bdeb996e8178l-f796600013r.jpg) ![12146 FLAG HARBOR Drive - Photo 20](http://lh.rdcpix.com/a905d119f46f5262b1a1bdeb996e8178l-f397739779r.jpg) --- **MLS#:** MDMC2259240 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/12146-flag-harbor-drive-germantown-md-20874-317ae5b082d84368af10d077df09f4c9) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/12146-flag-harbor-drive-germantown-md-20874-317ae5b082d84368af10d077df09f4c9#listing", "url": "https://staging.propertysimple.ai/listing/12146-flag-harbor-drive-germantown-md-20874-317ae5b082d84368af10d077df09f4c9", "name": "12146 FLAG HARBOR Drive, Germantown, MD 20874", "description": "Nestled in the charming Gunners Lake Village, this delightful end-of-row townhouse offers a perfect blend of comfort and style. 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