# 12173 FLAG HARBOR Drive, Germantown, MD 20874 > **TL;DR:** 3bd/3ba townhouse, $399,900 ($231/sqft), built 1988, 1,728 sqft. > A/C. Est. $2,244/mo. Listed 11 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $399,900 | | Price/sqft | $231 | | Bedrooms | 3 | | Bathrooms | 2 full, 1 half | | Square Feet | 1,728 | | Year Built | 1988 | | Lot Size | 1,350 sqft (0.03 acres) | | Stories | 3 | | Property Type | Townhouse (Townhouse) | | Status | Active | | Days on Market | 11 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,022 | | Estimated Insurance | $117 | | HOA | $105 | | **Total** | **$2,244** | ## Key Amenities - A/C ## Property Highlights - Built in 1988 - 0.03 acre lot - 3 stories - 1 parking spaces ## Description ### Agent Description WELCOME TO PEACEFUL LAKESIDE LIVING IN GERMANTOWN! INSIDE PICS COMING FRIDAY. Discover this beautifully updated, move-in-ready residence in the desirable Gunners Lake Village community, offering 3 bedrooms, 2.5 bathrooms, and 1,728 square feet of finished living space. Backing to a wooded area with no homes directly behind the property, this residence combines a private outdoor setting, meaningful recent improvements, and convenient access to shopping, recreation, and major commuter routes. The main level features fresh interior paint and all-new flooring, creating a bright, refreshed atmosphere throughout the living areas. The well-appointed kitchen includes granite countertops, stainless steel appliances, cherry wood cabinetry, and generous counter and cabinet space. Its practical layout supports everyday cooking and meal preparation while providing ample storage. A sliding glass door off the family room area connects the interior living space to a private backyard overlooking the wooded surroundings. A rear gate provides additional access beyond the yard. The upper level features three bedrooms, one full bathroom, and new carpeting throughout. The finished lower level expands the home's usable living space with a large recreation area that can accommodate a variety of activities and furniture arrangements. An updated full bathroom, renovated in 2022, adds convenience, while the laundry area features a new washer and dryer installed in 2026. Significant property improvements include a new HVAC system installed in 2024, roof replacement within the past 10 years, and replacement windows installed in 2009. Together with the recently updated flooring, carpeting, paint, and laundry appliances, these improvements reflect substantial attention to the home's interior finishes and major components. Gunners Lake Village offers a convenient location near shopping centers, grocery stores, restaurants, and outdoor recreation. Waring Station Park is less than one mile away, and major transportation routes, including Interstate 270 and Great Seneca Highway, are just minutes from the community. The property's lakeside neighborhood setting provides an appealing connection to the surrounding natural environment. With three finished levels, recent improvements, a wooded rear setting, and convenient access to local amenities, this home offers a compelling combination of comfort, function, and location. ## Location - **Address:** 12173 FLAG HARBOR Drive, Germantown, MD 20874 - **County:** MONTGOMERY - **Neighborhood:** GUNNERS LAKE VILLAGE - **Coordinates:** 39.16462, -77.25353 - **Google Maps:** https://www.google.com/maps?q=39.16462,-77.25353 ## Listing Agent - **Name:** Ken M Abramowitz · **License:** 636973 - **Brokerage:** RE/MAX Town Center - **Broker Phone:** (301) 637-9762 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/12173-Flag-Harbor-Dr_Germantown_MD_20874_M61445-38535?f=listhub&s=TRENDPA&m=MDMC2260464&c=propsimple) ## Photos ![12173 FLAG HARBOR Drive - Photo 1](http://lh.rdcpix.com/9bb6e93ebf530144b942627320852abcl-f1248660342r.jpg) ![12173 FLAG HARBOR Drive - Photo 2](http://lh.rdcpix.com/9bb6e93ebf530144b942627320852abcl-f2701018413r.jpg) ![12173 FLAG HARBOR Drive - Photo 3](http://lh.rdcpix.com/9bb6e93ebf530144b942627320852abcl-f1000322132r.jpg) ![12173 FLAG HARBOR Drive - Photo 4](http://lh.rdcpix.com/9bb6e93ebf530144b942627320852abcl-f2672357052r.jpg) ![12173 FLAG HARBOR Drive - Photo 5](http://lh.rdcpix.com/9bb6e93ebf530144b942627320852abcl-f1956258920r.jpg) ![12173 FLAG HARBOR Drive - Photo 6](http://lh.rdcpix.com/9bb6e93ebf530144b942627320852abcl-f3733539053r.jpg) ![12173 FLAG HARBOR Drive - Photo 7](http://lh.rdcpix.com/9bb6e93ebf530144b942627320852abcl-f1952678043r.jpg) ![12173 FLAG HARBOR Drive - Photo 8](http://lh.rdcpix.com/9bb6e93ebf530144b942627320852abcl-f657211046r.jpg) ![12173 FLAG HARBOR Drive - Photo 9](http://lh.rdcpix.com/9bb6e93ebf530144b942627320852abcl-f2711366745r.jpg) ![12173 FLAG HARBOR Drive - Photo 10](http://lh.rdcpix.com/9bb6e93ebf530144b942627320852abcl-f2314088339r.jpg) ![12173 FLAG HARBOR Drive - Photo 11](http://lh.rdcpix.com/9bb6e93ebf530144b942627320852abcl-f2340929452r.jpg) ![12173 FLAG HARBOR Drive - Photo 12](http://lh.rdcpix.com/9bb6e93ebf530144b942627320852abcl-f54628216r.jpg) ![12173 FLAG HARBOR Drive - Photo 13](http://lh.rdcpix.com/9bb6e93ebf530144b942627320852abcl-f1358275468r.jpg) ![12173 FLAG HARBOR Drive - Photo 14](http://lh.rdcpix.com/9bb6e93ebf530144b942627320852abcl-f2751968370r.jpg) ![12173 FLAG HARBOR Drive - Photo 15](http://lh.rdcpix.com/9bb6e93ebf530144b942627320852abcl-f1807597632r.jpg) ![12173 FLAG HARBOR Drive - Photo 16](http://lh.rdcpix.com/9bb6e93ebf530144b942627320852abcl-f2408284040r.jpg) ![12173 FLAG HARBOR Drive - Photo 17](http://lh.rdcpix.com/9bb6e93ebf530144b942627320852abcl-f1155010970r.jpg) ![12173 FLAG HARBOR Drive - Photo 18](http://lh.rdcpix.com/9bb6e93ebf530144b942627320852abcl-f3587210647r.jpg) ![12173 FLAG HARBOR Drive - Photo 19](http://lh.rdcpix.com/9bb6e93ebf530144b942627320852abcl-f135786001r.jpg) ![12173 FLAG HARBOR Drive - Photo 20](http://lh.rdcpix.com/9bb6e93ebf530144b942627320852abcl-f3893058280r.jpg) ![12173 FLAG HARBOR Drive - Photo 21](http://lh.rdcpix.com/9bb6e93ebf530144b942627320852abcl-f560543166r.jpg) ![12173 FLAG HARBOR Drive - Photo 22](http://lh.rdcpix.com/9bb6e93ebf530144b942627320852abcl-f171419030r.jpg) ![12173 FLAG HARBOR Drive - Photo 23](http://lh.rdcpix.com/9bb6e93ebf530144b942627320852abcl-f3387305341r.jpg) ![12173 FLAG HARBOR Drive - Photo 24](http://lh.rdcpix.com/9bb6e93ebf530144b942627320852abcl-f1460730876r.jpg) ![12173 FLAG HARBOR Drive - Photo 25](http://lh.rdcpix.com/9bb6e93ebf530144b942627320852abcl-f2693140468r.jpg) ![12173 FLAG HARBOR Drive - Photo 26](http://lh.rdcpix.com/9bb6e93ebf530144b942627320852abcl-f420359267r.jpg) ![12173 FLAG HARBOR Drive - Photo 27](http://lh.rdcpix.com/9bb6e93ebf530144b942627320852abcl-f991122870r.jpg) ![12173 FLAG HARBOR Drive - Photo 28](http://lh.rdcpix.com/9bb6e93ebf530144b942627320852abcl-f580329620r.jpg) --- **MLS#:** MDMC2260464 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/12173-flag-harbor-drive-germantown-md-20874-c31c47d210ac443189d49199e2a55dc6) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/12173-flag-harbor-drive-germantown-md-20874-c31c47d210ac443189d49199e2a55dc6#listing", "url": "https://staging.propertysimple.ai/listing/12173-flag-harbor-drive-germantown-md-20874-c31c47d210ac443189d49199e2a55dc6", "name": "12173 FLAG HARBOR Drive, Germantown, MD 20874", "description": "WELCOME TO PEACEFUL LAKESIDE LIVING IN GERMANTOWN! INSIDE PICS COMING FRIDAY. Discover this beautifully updated, move-in-ready residence in the desirable Gunners Lake Village community, offering 3 bedrooms, 2.5 bathrooms, and 1,728 square feet of finished living space. Backing to a wooded area with no homes directly behind the property, this residence combines a private outdoor setting, meaningful recent improvements, and convenient access to shopping, recreation, and major commuter routes. The main level features fresh interior paint and all-new flooring, creating a bright, refreshed atmosphere throughout the living areas. The well-appointed kitchen includes granite countertops, stainless steel appliances, cherry wood cabinetry, and generous counter and cabinet space. Its practical layout supports everyday cooking and meal preparation while providing ample storage. A sliding glass door off the family room area connects the interior living space to a private backyard overlooking the wooded surroundings. A rear gate provides additional access beyond the yard. The upper level features three bedrooms, one full bathroom, and new carpeting throughout. The finished lower level expands the home's usable living space with a large recreation area that can accommodate a variety of activities and furniture arrangements. An updated full bathroom, renovated in 2022, adds convenience, while the laundry area features a new washer and dryer installed in 2026. Significant property improvements include a new HVAC system installed in 2024, roof replacement within the past 10 years, and replacement windows installed in 2009. Together with the recently updated flooring, carpeting, paint, and laundry appliances, these improvements reflect substantial attention to the home's interior finishes and major components. Gunners Lake Village offers a convenient location near shopping centers, grocery stores, restaurants, and outdoor recreation. Waring Station Park is less than one mile away, and major transportation routes, including Interstate 270 and Great Seneca Highway, are just minutes from the community. The property's lakeside neighborhood setting provides an appealing connection to the surrounding natural environment. 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