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About This Home

This 2-bedroom, 2-bathroom condo at 1220 SE 40th Street unit: 8 in Cape Coral, FL is listed for $199,900 ($200 per sqft). Built in 1987, the home offers 1,000 sqft of living space on a 0.09 acres lot.

Agent Description

GULF ACCESS WATERFRONT!!! Affordable Waterfront Boating Lifestyle - Renovated Condo with Dock, Quick River Access & Walk to Downtown Cape Coral. Experience the relaxed waterfront lifestyle that makes Southwest Florida so special. This fully renovated 2-bedroom, 2-bath ground-floor condominium offers approximately 1,000 square feet of comfortable living in a small boating-oriented community just minutes from downtown Cape Coral.

Boaters will love the location. From the community dock, enjoy a 10-15 minute idle-speed boat ride to the Caloosahatchee River, providing convenient boating access to the Gulf of America. The waterfront setting creates a true Florida experience. It's common to see manatees and dolphins swimming through the canal, adding to the peaceful waterfront atmosphere.

This community is designed for enjoying the outdoors. Residents can gather along the concrete waterfront patio area, perfect for morning coffee, sunset relaxation, or family picnics by the water. Kids often enjoy fishing right from the dock, creating the kind of simple waterfront memories that define coastal living.

The community boat dock is currently undergoing renovations, with improvements underway that will enhance the boating experience even further in the coming months. Community highlights include: - Waterfront community with common boat dock - Concrete waterfront patio gathering area - Beautiful community swimming pool - Quiet, friendly boating community atmosphere - Ground-floor convenience Location is another major highlight.

The property sits just about one mile from downtown Cape Coral, placing you within walking distance of restaurants, entertainment, shops, coffee houses, salons, and everyday conveniences. The nearby Del Prado corridor offers hundreds of businesses and services, making this one of the most convenient locations in the city.

Whether you're searching for a primary residence, seasonal getaway, or an affordable entry into the Southwest Florida boating lifestyle, this condominium offers an outstanding opportunity to enjoy waterfront living at an attractive price point.

Key Features

  • Built in 1987
  • 0.09 acre lot
  • Waterfront

Property Details

1 story
2 full
1987

Amenities

WaterfrontA/C

Monthly Cost Estimate

$1,469/mo

20% down · 6.5% · 30 years

Principal$145
Interest$866
Insurance$58
HOA$400

Estimates only. Actual payments may vary.

Location

1220 SE 40th Street unit: 8

Cape Coral, FL 33904

WAYWARD WIND

Features & Amenities

Interior Features

BuiltInFeaturesFamilyDiningRoomLivingDiningRoomMainLevelPrimaryMultiplePrimarySuitesPantryTubShowerCableTvSplitBedrooms

Exterior Features

Patio

Property Details

Flooring

Tile

Construction

Block Concrete Stucco

Pool Features

PorchPatio

Heating

Electric (Heating)Central

Cooling

ElectricCentral Air

Appliances

DishwasherFreezerDisposalRefrigeratorWineCooler

Questions & Answers

This 2-bedroom, 2-bathroom condo at 1220 SE 40th Street unit: 8 is listed at $199,900 ($200/sqft). The estimated monthly payment is $1,266 based on 20% down at 6.5% interest.

HOA fees are $400/month.

Key features include: Built in 1987, 0.09 acre lot, Waterfront. Interior Features: BuiltInFeatures, FamilyDiningRoom, LivingDiningRoom. Exterior Features: Patio.

This property is listed by Johnny Joyce and can be reached at 8435690000 or johnny@johnnyjoyce.com.

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JJ

Johnny Joyce

Agent at Keller Williams Realty Fort Myers and the Islands

(843) 569-0000

Listed by Keller Williams Realty Fort Myers and the Islands

MLS# 2026013260· Source: listhub· Updated 23 days ago

Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1220 SE 40th Street unit: 8, Cape Coral, FL 33904

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