# 1234 Mill Creek Circle, Saint Cloud, MN 56303 > **TL;DR:** 5bd/4ba single family, $390,000 ($114/sqft), built 1996, 3,432 sqft. > Fireplace, A/C, 3-car garage. Est. $2,686/mo. Listed 15 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $390,000 | | Price/sqft | $114 | | Bedrooms | 5 | | Bathrooms | 1 full, 1 half | | Square Feet | 3,432 | | Year Built | 1996 | | Lot Size | 17,424 sqft (0.40 acres) | | Garage | 3-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 15 | ## Why This Home Stands Out - **Large Garage** - 3-car garage ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,972 | | Estimated Insurance | $114 | | HOA | $600 | | **Total** | **$2,686** | ## Key Amenities - Fireplace - A/C - 3-car garage ## Property Highlights - Built in 1996 - 0.40 acre lot - Fireplace ## Description ### Agent Description Space, style, and incredible outdoor living come together in this beautifully updated 5-bedroom, 4-bathroom two-story home with a 3-car garage! Step inside to discover sun-filled living spaces, refinished hardwood floors, a cozy fireplace, private office, and an updated kitchen featuring granite countertops, stainless steel appliances, and a built-in wine rack. Upstairs, you'll find four spacious bedrooms, including a primary suite with a walk-in closet and private bath with soaking tub and separate shower. The finished lower level is perfect for entertaining or everyday living, offering a large recreation room, fully equipped kitchenette, fifth bedroom, bathroom, and two versatile bonus rooms. The impressive features continue outdoors! Enjoy a maintenance-free deck, stamped concrete patio, and screened cedar gazebo overlooking a beautiful wooded backyard. Major improvements include a hail-resistant roof, high-efficiency furnace and A/C, remodeled bathrooms, new water heater, and added attic insulation. Conveniently located near parks, trails, pickleball courts, neighborhood pool, shopping, and dining, this home offers an incredible combination of space, updates, and outdoor enjoyment! ## Location - **Address:** 1234 Mill Creek Circle, Saint Cloud, MN 56303 - **County:** Stearns - **Neighborhood:** Mill Creek - **Coordinates:** 45.587605, -94.181083 - **Google Maps:** https://www.google.com/maps?q=45.587605,-94.181083 ## Listing Agent - **Name:** Abby Schannauer - **Brokerage:** Keller Williams Classic Realty Northwest - **Broker Phone:** (763) 657-4444 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1234-Mill-Creek-Cir_Saint-Cloud_MN_56303_M89842-83931?f=listhub&s=RMLSMN&m=7160923&c=propsimple) ## Photos ![1234 Mill Creek Circle - Photo 1](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f2059293112r.jpg) ![1234 Mill Creek Circle - Photo 2](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f1859911325r.jpg) ![1234 Mill Creek Circle - Photo 3](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f607444947r.jpg) ![1234 Mill Creek Circle - Photo 4](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f786016260r.jpg) ![1234 Mill Creek Circle - Photo 5](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f3803810387r.jpg) ![1234 Mill Creek Circle - Photo 6](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f1249510359r.jpg) ![1234 Mill Creek Circle - Photo 7](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f3056335113r.jpg) ![1234 Mill Creek Circle - Photo 8](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f981742532r.jpg) ![1234 Mill Creek Circle - Photo 9](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f2225242359r.jpg) ![1234 Mill Creek Circle - Photo 10](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f3110762097r.jpg) ![1234 Mill Creek Circle - Photo 11](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f1805602913r.jpg) ![1234 Mill Creek Circle - Photo 12](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f2347149407r.jpg) ![1234 Mill Creek Circle - 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Photo 23](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f458248752r.jpg) ![1234 Mill Creek Circle - Photo 24](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f1545751010r.jpg) ![1234 Mill Creek Circle - Photo 25](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f324695173r.jpg) ![1234 Mill Creek Circle - Photo 26](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f2856714054r.jpg) ![1234 Mill Creek Circle - Photo 27](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f33141712r.jpg) ![1234 Mill Creek Circle - Photo 28](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f1565649760r.jpg) ![1234 Mill Creek Circle - Photo 29](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f3697648108r.jpg) ![1234 Mill Creek Circle - Photo 30](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f4054841325r.jpg) ![1234 Mill Creek Circle - Photo 31](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f3315724973r.jpg) ![1234 Mill Creek Circle - Photo 32](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f3499060085r.jpg) ![1234 Mill Creek Circle - Photo 33](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f2336977673r.jpg) ![1234 Mill Creek Circle - Photo 34](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f3973902999r.jpg) ![1234 Mill Creek Circle - Photo 35](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f4046897405r.jpg) ![1234 Mill Creek Circle - Photo 36](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f3001475471r.jpg) ![1234 Mill Creek Circle - Photo 37](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f3777464455r.jpg) ![1234 Mill Creek Circle - Photo 38](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f1320626388r.jpg) ![1234 Mill Creek Circle - Photo 39](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f570123487r.jpg) ![1234 Mill Creek Circle - Photo 40](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f2874308063r.jpg) ![1234 Mill Creek Circle - Photo 41](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f3687343676r.jpg) ![1234 Mill Creek Circle - Photo 42](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f3875691923r.jpg) ![1234 Mill Creek Circle - Photo 43](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f4147086716r.jpg) ![1234 Mill Creek Circle - Photo 44](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f2951705990r.jpg) ![1234 Mill Creek Circle - Photo 45](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f3548953055r.jpg) ![1234 Mill Creek Circle - Photo 46](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f3813435372r.jpg) ![1234 Mill Creek Circle - Photo 47](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f3461410524r.jpg) ![1234 Mill Creek Circle - Photo 48](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f558193004r.jpg) ![1234 Mill Creek Circle - Photo 49](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f3980715602r.jpg) ![1234 Mill Creek Circle - Photo 50](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f2010624021r.jpg) ![1234 Mill Creek Circle - Photo 51](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f3756946967r.jpg) ![1234 Mill Creek Circle - Photo 52](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f915135384r.jpg) ![1234 Mill Creek Circle - Photo 53](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f2926296853r.jpg) ![1234 Mill Creek Circle - Photo 54](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f1538015073r.jpg) ![1234 Mill Creek Circle - Photo 55](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f1469564005r.jpg) ![1234 Mill Creek Circle - Photo 56](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f54839901r.jpg) ![1234 Mill Creek Circle - Photo 57](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f3148633186r.jpg) ![1234 Mill Creek Circle - Photo 58](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f1775516295r.jpg) ![1234 Mill Creek Circle - Photo 59](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f1798460378r.jpg) ![1234 Mill Creek Circle - Photo 60](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f3114174809r.jpg) ![1234 Mill Creek Circle - Photo 61](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f54612290r.jpg) ![1234 Mill Creek Circle - Photo 62](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f2292130627r.jpg) ![1234 Mill Creek Circle - Photo 63](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f4217891726r.jpg) ![1234 Mill Creek Circle - Photo 64](http://lh.rdcpix.com/c9ea691a4f8b49b101716de6f2cc06a2l-f1763421499r.jpg) --- **MLS#:** 7160923 | **Updated:** 2026-10-28 **Source:** listhub *Copyright © 2026 Northstar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/1234-mill-creek-circle-saint-cloud-mn-56303-05a3bc5d6edc430596286ecd5689319a) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/1234-mill-creek-circle-saint-cloud-mn-56303-05a3bc5d6edc430596286ecd5689319a#listing", "url": "https://staging.propertysimple.ai/listing/1234-mill-creek-circle-saint-cloud-mn-56303-05a3bc5d6edc430596286ecd5689319a", "name": "1234 Mill Creek Circle, Saint Cloud, MN 56303", "description": "Space, style, and incredible outdoor living come together in this beautifully updated 5-bedroom, 4-bathroom two-story home with a 3-car garage! 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