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About This Home

This 2-bedroom, 2-bathroom townhouse at 1238 Finch St in Loveland, CO is listed for $414,000 ($307 per sqft). Built in 2007, the home offers 1,350 sqft of living space on a 0.09 acres lot.

Agent Description

Desirable over 55 Senior living at Mirasol Senior Living Community. Well-maintained 2-bedroom, 2-bathroom duplex with an oversized 2-car garage is thoughtfully designed for accessible living. The welcoming front porch provides a great spot to greet neighbors, while the open-concept layout creates a bright, airy atmosphere.

Vaulted-ceiling living room features a ceiling fan and a cozy gas log fireplace, flowing seamlessly into the dining area with natural light from north-facing windows. Built-in office nook with shelving offers a convenient workspace. Kitchen includes refrigerator, flat-top range, microwave, dishwasher, disposal, generous countertops, pantry, and ample cabinet space-all set on easy-care laminate wood flooring.

Off kitchen, enjoy a patio with a gas line for a BBQ grill and a garden space. Spacious carpeted primary suite with large window includes a private bathroom with dual sinks, a walk-in shower, grab bars, linen closet, medicine cabinet, and carpeted walk-in closet with custom shelving.

Guest bedroom features a large window for natural light, making it ideal for guests or hobbies. A full hall bath includes a step-in tub. Additionally, hallway laundry closet with shelving and included washer/dryer, a second hallway linen closet for extra storage, and a finished garage with interior home access with coat closet.

HOA takes care of lawn care, snow removal, exterior maintenance, exterior home insurance, & event center-making this an ideal low-maintenance home. Home is classified as affordable housing; it has a Deed of Trust with the housing authority of a value of $60,600.

There no payments on this deed ; however, buyer must income qualify via application to show income less than 70% of Loveland AMI. Cash or loan to close at listing price $419,000 is $358,400. Seller is providing a home warranty to the buyer for the first year after closing.

Key Features

  • Built in 2007
  • 0.09 acre lot
  • Fireplace

Property Details

1 story
1 full
2007

Amenities

FireplaceA/C

Monthly Cost Estimate

$2,652/mo

20% down · 6.5% · 30 years

Principal$299
Interest$1,794
Insurance$121
HOA$438

Estimates only. Actual payments may vary.

Location

1238 Finch St

Loveland, CO 80537

Mirasol 1st Sub Lov

Features & Amenities

Interior Features

Separate Dining RoomCathedral Ceiling(s)Open FloorplanPantryWalk-In Closet(s)Washer/Dryer Hookup

Property Details

Construction

Frame Stucco

Pool Features

Patio

Heating

Forced Air

Cooling

Central AirCeiling Fan(s)

Appliances

Electric RangeDishwasherRefrigeratorWasherDryerMicrowaveDisposalFire Alarm

Questions & Answers

This 2-bedroom, 2-bathroom townhouse at 1238 Finch St is listed at $414,000 ($307/sqft). The estimated monthly payment is $2,232 based on 20% down at 6.5% interest.

HOA fees are $438/month.

Key features include: Built in 2007, 0.09 acre lot, Fireplace. Interior Features: Separate Dining Room, Cathedral Ceiling(s), Open Floorplan.

This property is listed by Nanci Garnand and can be reached at 9702271327 or nanci@sellsrealestate.com.

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NG

Nanci Garnand

Agent at Real

(970) 227-1327

Listed by Real

MLS# 1037374· Source: listhub· Updated 294 days ago

Copyright © 2026 IRES MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1238 Finch St, Loveland, CO 80537

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