About This Home

This 2-bedroom, 2-bathroom townhouse at 1238 Finch St in Loveland, CO is listed for $399,000 ($314 per sqft). Built in 2007, the home offers 1,272 sqft of living space on a 0.09 acres lot.

Key Features

  • Built in 2007
  • 0.09 acre lot
  • Fireplace

Property Details

1 story
1 full
2-car garage
2007

Amenities

FireplaceA/C
Listing Description

New Roof installed. Desirable over 55 Senior living at Mirasol Senior Living Community. Well-maintained 2-bedroom, 2-bathroom duplex with an oversized 2-car garage is thoughtfully designed for accessible living. The welcoming front porch provides a great spot to greet neighbors, while the open-concept layout creates a bright, airy atmosphere.

Vaulted-ceiling living room features a ceiling fan and a cozy gas log fireplace, flowing seamlessly into the dining area with natural light from north-facing windows. Built-in office nook with shelving offers a convenient workspace. Kitchen includes refrigerator, flat-top range, microwave, dishwasher, disposal, generous countertops, pantry, and ample cabinet space-all set on easy-care laminate wood flooring.

Off kitchen, enjoy a patio with a gas line for a BBQ grill and a garden space. Spacious carpeted primary suite with large window includes a private bathroom with dual sinks, a walk-in shower, grab bars, linen closet, medicine cabinet, and carpeted walk-in closet with custom shelving.

Guest bedroom features a large window for natural light, making it ideal for guests or hobbies. A full hall bath includes a step-in tub. Additionally, hallway laundry closet with shelving and included washer/dryer, a second hallway linen closet for extra storage, and a finished garage with interior home access with coat closet.

HOA takes care of lawn care, snow removal, exterior maintenance, exterior home insurance, & event center-making this an ideal low-maintenance home. Home is classified as affordable housing; it has a Deed of Trust with the housing authority of a value of $60,600. There no payments on this deed ; however, buyer must income qualify via application to show income less than 80% of Loveland AMI.1 person: $73,040- 2 people: $83,520.

Monthly Cost Estimate

$2,585/mo

20% down · 6.5% · 30 years

Principal$289
Interest$1,729
Insurance$116
HOA$451

Estimates only. Actual payments may vary.

Location

1238 Finch St

Loveland, CO 80537

Mirasol 1st Sub Lov

Features & Amenities

Interior Features

Separate Dining RoomCathedral Ceiling(s)Open FloorplanPantryWalk-In Closet(s)Washer/Dryer Hookup

Property Details

Construction

Frame Stucco

Outdoor Features

Patio

Heating

Forced Air

Cooling

Ceiling Fan(s)Central Air

Appliances

Electric RangeDishwasherRefrigeratorWasherDryerMicrowaveDisposal

Questions & Answers

This 2-bedroom, 2-bathroom townhouse at 1238 Finch St is listed at $399,000 ($314/sqft). The estimated monthly payment is $2,585 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $451/month.

Key features include: Built in 2007, 0.09 acre lot, Fireplace. Interior Features: Separate Dining Room, Cathedral Ceiling(s), Open Floorplan.

This property is listed by Nanci Garnand.

NG

Nanci Garnand

Agent at Real Broker, LLC

Listed by Real Broker, LLC · Broker phone: (855) 450-0442 · View on Broker Site · Broker website

MLS# 1065948· Source: IRES MLS· 88 days on PropertySimple

Copyright © 2026 IRES MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1238 Finch St, Loveland, CO 80537

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