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About This Home

This 4-bedroom, 1-bathroom single family at 124 Chicago Road in Oswego, IL is listed for $199,900 ($121 per sqft). Built in 1940, the home offers 1,650 sqft of living space on a 0.83 acres lot.

Agent Description

Serene Riverfront Retreat in the Heart of Oswego - Nestled on a generous 0.83-acre exclusive rear lot with 140 feet of scenic Waubonsie Creek frontage, this unique property offers a rare opportunity to restore a once-glorious retreat to its original prestige.

Perfectly situated in the heart of Oswego, this hidden gem seamlessly combines natural tranquility with exceptional investment potential. The property consists of two separate parcels: one encompassing the physical structures and a second dedicated parcel providing private access.

Main Residence: Features 3 bedrooms, a full kitchen, a formal dining room, and a spacious living room. The full basement includes a convenient walk-out to a patio area, complete with a 12-foot barbecue grill and firepit-perfect for outdoor entertaining.

Coach House: A detached 2-car garage featuring a private 1-bedroom apartment above. This versatile space is ideal for guest quarters, an in-law suite, or potential rental income. The Grounds: Enjoy ultimate privacy on a deep lot boasting mature trees and direct creek views, offering a true "one with nature" experience just minutes from local amenities.

With an excellent After Repair Value (ARV) and immense upside, this property is a prime candidate for rehabbers, seasoned investors, or anyone looking to customize a waterfront estate. Property is sold strictly in "as-is" condition. The seller will make no repairs and will not offer any repair or monetary credits.

Seller will not provide a survey or termite inspection. Property will be conveyed via a Special Warranty Deed with tax prorations set at 100%. Please submit Proof of Funds (POF) and all signed disclosures along with your offer. Schedule your private showing today to explore the endless possibilities this estate has to offer.

Key Features

  • Built in 1940
  • 0.83 acre lot
  • 2 parking spaces
  • Fireplace

Property Details

1 story
1 full
2 spaces
1940

Amenities

FireplaceView

Monthly Cost Estimate

$1,069/mo

20% down · 6.5% · 30 years

Principal$145
Interest$866
Insurance$58

Estimates only. Actual payments may vary.

Location

124 Chicago Road

Oswego, IL 60543

Features & Amenities

Exterior Features

Outdoor Grill

Property Details

Views

Water

Pool Features

Patio

Parking

Garage

Appliances

RangeRefrigerator

Questions & Answers

This 4-bedroom, 1-bathroom single family at 124 Chicago Road is listed at $199,900 ($121/sqft). The estimated monthly payment is $866 based on 20% down at 6.5% interest.

Key features include: Built in 1940, 0.83 acre lot, 2 parking spaces, Fireplace. Exterior Features: Outdoor Grill.

This property is listed by Ryan Cherney and can be reached at (630) 862-5181 or ryan@circleonerealty.com.

RC

Ryan Cherney

Agent at Circle One Realty

(630) 862-5181

Listed by Circle One Realty · View on Broker Site

MLS# 12682396· Source: listhub· Updated 7 days ago

Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

124 Chicago Road, Oswego, IL 60543

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