# 124 S Main St, Ridgely, TN 38080 > **TL;DR:** commercial, $145,000 ($68/sqft), built 1969, 2,120 sqft. Est. $775/mo. Listed 870 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $145,000 | | Price/sqft | $68 | | Square Feet | 2,120 | | Year Built | 1969 | | Stories | 1 | | Property Type | Commercial (Office) | | Status | Active | | Days on Market | 870 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $733 | | Estimated Insurance | $42 | | **Total** | **$775** | ## Property Highlights - Built in 1969 - 6 parking spaces ## Description ### Agent Description Prime Business Location in the Heart of Ridgely! Looking for the perfect spot to elevate your business? This former bank building is ready to be transformed into your next office space! Key Features include: Central, high-visibility downtown location, Spacious layout that is adaptable to your business needs and also includes a convenient drive-thru (perfect for modern client pickup or drop-off services!) Don't miss out on this fantastic commercial opportunity. Contact Nikki today for more information or to schedule a tour -! Prime Business Location in the Heart of Ridgely! Looking for the perfect spot to elevate your business? This former bank building is ready to be transformed into your next office space! Key Features include: Central, high-visibility downtown location, Spacious layout that is adaptable to your business needs and also includes a convenient drive-thru (perfect for modern client pickup or drop-off services!) Don't miss out on this fantastic commercial opportunity. Contact Nikki today for more information or to schedule a tour -! ## Location - **Address:** 124 S Main St, Ridgely, TN 38080 - **County:** Lake - **Coordinates:** 36.263108, -89.487162 - **Google Maps:** https://www.google.com/maps?q=36.263108,-89.487162 ## Listing Agent - **Name:** Nikki Rogers · **License:** 333560 - **Brokerage:** Tennessee Realty - **Broker Phone:** (731) 589-4555 ## Photos ![124 S Main St - Photo 1](http://lh.rdcpix.com/eedb0ba2bc02a7f96077cf259ce42410l-f3352795084r.jpg) ![124 S Main St - Photo 2](http://lh.rdcpix.com/eedb0ba2bc02a7f96077cf259ce42410l-f1825588590r.jpg) ![124 S Main St - Photo 3](http://lh.rdcpix.com/eedb0ba2bc02a7f96077cf259ce42410l-f4042719985r.jpg) ![124 S Main St - Photo 4](http://lh.rdcpix.com/eedb0ba2bc02a7f96077cf259ce42410l-f69603487r.jpg) ![124 S Main St - Photo 5](http://lh.rdcpix.com/eedb0ba2bc02a7f96077cf259ce42410l-f3749713069r.jpg) ![124 S Main St - Photo 6](http://lh.rdcpix.com/eedb0ba2bc02a7f96077cf259ce42410l-f2579702601r.jpg) ![124 S Main St - Photo 7](http://lh.rdcpix.com/eedb0ba2bc02a7f96077cf259ce42410l-f533423505r.jpg) ![124 S Main St - Photo 8](http://lh.rdcpix.com/eedb0ba2bc02a7f96077cf259ce42410l-f4157443r.jpg) ![124 S Main St - Photo 9](http://lh.rdcpix.com/eedb0ba2bc02a7f96077cf259ce42410l-f2965082212r.jpg) ![124 S Main St - Photo 10](http://lh.rdcpix.com/eedb0ba2bc02a7f96077cf259ce42410l-f2349254121r.jpg) ![124 S Main St - Photo 11](http://lh.rdcpix.com/eedb0ba2bc02a7f96077cf259ce42410l-f3441174010r.jpg) ![124 S Main St - Photo 12](http://lh.rdcpix.com/eedb0ba2bc02a7f96077cf259ce42410l-f1423885841r.jpg) ![124 S Main St - Photo 13](http://lh.rdcpix.com/eedb0ba2bc02a7f96077cf259ce42410l-f669725233r.jpg) ![124 S Main St - Photo 14](http://lh.rdcpix.com/eedb0ba2bc02a7f96077cf259ce42410l-f2361600568r.jpg) ![124 S Main St - Photo 15](http://lh.rdcpix.com/eedb0ba2bc02a7f96077cf259ce42410l-f3926107363r.jpg) --- **MLS#:** 242630 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 Central West Tennessee Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/124-s-main-st-ridgely-tn-38080-6fdaaa2f80924b9f94bbd4275169f76f) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/124-s-main-st-ridgely-tn-38080-6fdaaa2f80924b9f94bbd4275169f76f#listing", "url": "https://staging.propertysimple.ai/listing/124-s-main-st-ridgely-tn-38080-6fdaaa2f80924b9f94bbd4275169f76f", "name": "124 S Main St, Ridgely, TN 38080", "description": "Prime Business Location in the Heart of Ridgely! Looking for the perfect spot to elevate your business? This former bank building is ready to be transformed into your next office space! Key Features include: Central, high-visibility downtown location, Spacious layout that is adaptable to your business needs and also includes a convenient drive-thru (perfect for modern client pickup or drop-off services!) Don't miss out on this fantastic commercial opportunity. Contact Nikki today for more information or to schedule a tour -! Prime Business Location in the Heart of Ridgely! Looking for the perfect spot to elevate your business? This former bank building is ready to be transformed into your next office space! Key Features include: Central, high-visibility downtown location, Spacious layout that is adaptable to your business needs and also includes a convenient drive-thru (perfect for modern client pickup or drop-off services!) Don't miss out on this fantastic commercial opportunity. Contact Nikki today for more information or to schedule a tour -!", "image": [ "http://lh.rdcpix.com/eedb0ba2bc02a7f96077cf259ce42410l-f3352795084r.jpg", "http://lh.rdcpix.com/eedb0ba2bc02a7f96077cf259ce42410l-f1825588590r.jpg", "http://lh.rdcpix.com/eedb0ba2bc02a7f96077cf259ce42410l-f4042719985r.jpg", "http://lh.rdcpix.com/eedb0ba2bc02a7f96077cf259ce42410l-f69603487r.jpg", "http://lh.rdcpix.com/eedb0ba2bc02a7f96077cf259ce42410l-f3749713069r.jpg", "http://lh.rdcpix.com/eedb0ba2bc02a7f96077cf259ce42410l-f2579702601r.jpg", "http://lh.rdcpix.com/eedb0ba2bc02a7f96077cf259ce42410l-f533423505r.jpg", "http://lh.rdcpix.com/eedb0ba2bc02a7f96077cf259ce42410l-f4157443r.jpg", "http://lh.rdcpix.com/eedb0ba2bc02a7f96077cf259ce42410l-f2965082212r.jpg", "http://lh.rdcpix.com/eedb0ba2bc02a7f96077cf259ce42410l-f2349254121r.jpg", "http://lh.rdcpix.com/eedb0ba2bc02a7f96077cf259ce42410l-f3441174010r.jpg", "http://lh.rdcpix.com/eedb0ba2bc02a7f96077cf259ce42410l-f1423885841r.jpg", "http://lh.rdcpix.com/eedb0ba2bc02a7f96077cf259ce42410l-f669725233r.jpg", "http://lh.rdcpix.com/eedb0ba2bc02a7f96077cf259ce42410l-f2361600568r.jpg", "http://lh.rdcpix.com/eedb0ba2bc02a7f96077cf259ce42410l-f3926107363r.jpg" ], "primaryImageOfPage": { "@type": "ImageObject", "url": "http://lh.rdcpix.com/eedb0ba2bc02a7f96077cf259ce42410l-f3352795084r.jpg", "caption": "124 S Main St - Ridgely, TN" }, "datePosted": "2024-06-11", "dateModified": "2026-10-20T18:11:45.255Z", "mainEntity": { "@type": "Place", "@id": "https://staging.propertysimple.ai/listing/124-s-main-st-ridgely-tn-38080-6fdaaa2f80924b9f94bbd4275169f76f#property", "name": "124 S Main St, Ridgely, TN 38080", "address": { "@type": "PostalAddress", "streetAddress": "124 S Main St", "addressLocality": "Ridgely", "addressRegion": "TN", "postalCode": "38080", "addressCountry": "US" }, "geo": { "@type": "GeoCoordinates", "latitude": 36.263108, "longitude": -89.487162 }, "image": [ "http://lh.rdcpix.com/eedb0ba2bc02a7f96077cf259ce42410l-f3352795084r.jpg", "http://lh.rdcpix.com/eedb0ba2bc02a7f96077cf259ce42410l-f1825588590r.jpg", "http://lh.rdcpix.com/eedb0ba2bc02a7f96077cf259ce42410l-f4042719985r.jpg", "http://lh.rdcpix.com/eedb0ba2bc02a7f96077cf259ce42410l-f69603487r.jpg", "http://lh.rdcpix.com/eedb0ba2bc02a7f96077cf259ce42410l-f3749713069r.jpg", "http://lh.rdcpix.com/eedb0ba2bc02a7f96077cf259ce42410l-f2579702601r.jpg", "http://lh.rdcpix.com/eedb0ba2bc02a7f96077cf259ce42410l-f533423505r.jpg", "http://lh.rdcpix.com/eedb0ba2bc02a7f96077cf259ce42410l-f4157443r.jpg", "http://lh.rdcpix.com/eedb0ba2bc02a7f96077cf259ce42410l-f2965082212r.jpg", "http://lh.rdcpix.com/eedb0ba2bc02a7f96077cf259ce42410l-f2349254121r.jpg", "http://lh.rdcpix.com/eedb0ba2bc02a7f96077cf259ce42410l-f3441174010r.jpg", "http://lh.rdcpix.com/eedb0ba2bc02a7f96077cf259ce42410l-f1423885841r.jpg", "http://lh.rdcpix.com/eedb0ba2bc02a7f96077cf259ce42410l-f669725233r.jpg", "http://lh.rdcpix.com/eedb0ba2bc02a7f96077cf259ce42410l-f2361600568r.jpg", "http://lh.rdcpix.com/eedb0ba2bc02a7f96077cf259ce42410l-f3926107363r.jpg" ], "identifier": { "@type": "PropertyValue", "propertyID": "MLS", "value": "242630" }, "amenityFeature": [ { "@type": "LocationFeatureSpecification", "name": "Construction Materials", "value": "Brick" } ], "additionalProperty": [ { "@type": "PropertyValue", "name": "Stories", "value": 1 }, { "@type": "PropertyValue", "name": "Parking Spaces", "value": 6 }, { "@type": "PropertyValue", "name": "Property Subtype", "value": "Office" }, { "@type": "PropertyValue", "name": "Property Type", "value": "Commercial" } ] }, "offers": { "@type": "Offer", "@id": "https://staging.propertysimple.ai/listing/124-s-main-st-ridgely-tn-38080-6fdaaa2f80924b9f94bbd4275169f76f#offer", "url": "https://staging.propertysimple.ai/listing/124-s-main-st-ridgely-tn-38080-6fdaaa2f80924b9f94bbd4275169f76f", "price": 145000, "priceCurrency": "USD", "businessFunction": "http://purl.org/goodrelations/v1#Sell", "availability": "https://schema.org/InStock", "seller": { "@id": "https://staging.propertysimple.ai/listing/124-s-main-st-ridgely-tn-38080-6fdaaa2f80924b9f94bbd4275169f76f#agent" } }, "provider": { "@type": "Person", "@id": "https://staging.propertysimple.ai/listing/124-s-main-st-ridgely-tn-38080-6fdaaa2f80924b9f94bbd4275169f76f#agent", "name": "Nikki Rogers", "worksFor": { "@type": "Organization", "@id": "https://staging.propertysimple.ai/listing/124-s-main-st-ridgely-tn-38080-6fdaaa2f80924b9f94bbd4275169f76f#brokerage", "name": "Tennessee Realty", "telephone": "(731) 589-4555" } } } ```