About This Home

This 4-bedroom, 4-bathroom single family at 124 Sea Palms Lane in Saint Simons Island, GA is listed for $989,000 ($261 per sqft). Built in 2005, the home offers 3,786 sqft of living space on a 0.16 acres lot.

Key Features

  • Built in 2005
  • 0.16 acre lot
  • Fireplace

Property Details

3 full, 1 half
2-car garage
2005

Amenities

FireplaceSpaA/C
Listing Description

$36K PRICE REDUCTION & a wonderful KITCHEN REFRESH!! SPACE, STYLE & PEACE OF MIND-ALL IN ONE MOVE-IN READY HOME! Do not miss this beautifully cared-for and extensively updated home in the gated community of Sea Palms North Cottages on mid-north St. Simons Island.

With 3,786 square feet, 4 bedrooms and 3.5 baths, this spacious home offers the room to live, work, entertain and relax. Numerous thoughtful updates throughout mean you can simply move in and enjoy the St. Simons lifestyle from day one. The main level offers an inviting foyer with open staircase, beautiful hardwood flooring, and a comfortable living room anchored by a wood-burning fireplace and built-in bookcases.

The living room flows naturally into the updated kitchen and breakfast area, creating an easy gathering space for everyday living and entertaining. A formal dining room and flexible office space provide additional versatility. A screened back porch extends the living space outdoors, while the private fenced backyard creates a wonderful setting for relaxing around the fire pit, unwinding in the hot tub or enjoying time with family and friends.

The primary suite is a true retreat, featuring new wood flooring and an updated en-suite bath with new cabinetry, countertops, lighting and plumbing fixtures. Upstairs, three additional bedrooms and two full baths provide plenty of room for family, guests or hobbies.

The bathrooms have been refreshed with new countertops, plumbing and lighting fixtures. New engineered flooring and plantation shutters throughout the home, elevate the experience. The home also boasts a dedicated home theater. The theater features new carpeting, tiered seating, comfortable recliners, a 100-inch television and audio-visual equipment that convey with the home-perfect for movie nights or watching the big game!

And when it's time to get outside, the island lifestyle is right at your doorstep. Hop on your bike or head out for a walk or jog on the trails just outside the gated neighborhood, making it easy to enjoy the natural beauty and active lifestyle St. Simons Island is known for.

Extensively updated, exceptionally spacious, thoughtfully maintained and truly move-in ready, this home offers the rare opportunity to enjoy a substantial St. Simons Island residence without taking on a long list of projects. Come see how easy island living can be in Sea Palms North Cottages. See complete list of updates and features in documents. Homeowners insurance approximately $333 per month ($4000 per year)

Monthly Cost Estimate

$5,939/mo

20% down · 6.5% · 30 years

Principal$715
Interest$4,286
Insurance$288
HOA$650

Estimates only. Actual payments may vary.

Location

124 Sea Palms Lane

Saint Simons Island, GA 31522

Sea Palms North Cottages

Features & Amenities

Interior Features

Built-in FeaturesBookcasesCrown MoldingDouble VanityHigh CeilingsHigh Speed InternetPantryRecessed LightingOpen StaircasePainted WoodworkSeparate ShowerPrimary on First FloorBreakfast Bar

Exterior Features

Fire PitPrivate YardRain Gutters

Property Details

Flooring

Tile - CeramicWoodCarpet

Construction

Tabby

Outdoor Features

Patio

Parking

Open

Heating

Forced AirCentralElectric (Heating)Heat Pump (Heating)

Cooling

Heat PumpElectricCeiling Fan(s)Central Air

Appliances

CooktopDryerDisposalDishwasherMicrowaveOvenRefrigeratorRange HoodWasherCooktopDryerDisposalDishwasherMicrowaveOvenRefrigeratorRange HoodWasher

Questions & Answers

This 4-bedroom, 4-bathroom single family at 124 Sea Palms Lane is listed at $989,000 ($261/sqft). The estimated monthly payment is $5,939 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $650/month.

Key features include: Built in 2005, 0.16 acre lot, Fireplace. Interior Features: Built-in Features, Bookcases, Crown Molding. Exterior Features: Fire Pit, Private Yard, Rain Gutters.

This property is listed by Debbie Doliveira.

DD

Debbie Doliveira

License 354680

Agent at Berkshire HathawayHomeServices Hodnett Cooper Real Estate

Listed by Berkshire HathawayHomeServices Hodnett Cooper Real Estate · Broker phone: (912) 638-5450 · View on Broker Site · Broker website

MLS# 2001840· Source: Golden Isles Association of REALTORS· 82 days on PropertySimple

Copyright © 2026 Golden Isles Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

124 Sea Palms Lane, Saint Simons Island, GA 31522

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