# 124 Union Avenue, Mount Vernon, NY 10550 > **TL;DR:** 4bd/3ba multi-family, $674,995, built 1900. > Hardwood, A/C. Est. $3,610/mo. Listed 56 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $674,995 | | Bedrooms | 4 | | Bathrooms | 3 full | | Year Built | 1900 | | Lot Size | 4,556 sqft (0.10 acres) | | Property Type | Multi-Family (Triplex) | | Status | Active | | Days on Market | 56 | ## Why This Home Stands Out - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,413 | | Estimated Insurance | $197 | | **Total** | **$3,610** | ## Nearby Schools - **Elementary:** Edward Williams - **Middle:** Benjamin Turner Middle School - **High:** Mt Vernon High School ## Key Amenities - Hardwood - A/C ## Property Highlights - Built in 1900 - 0.10 acre lot ## Description ### Agent Description A legal three-family in Mount Vernon with all three units on month-to-month. Deliver it vacant, keep the income in place, or reset rents to market. Live in one unit while renting the others, or lease all three and use the property as a full investment. Offering approximately 2,420 square feet across three levels, the home features a flexible mix of layouts: a two-bedroom plus office on the first floor, a one-bedroom plus office on the second floor, and a one-bedroom on the third floor. Recent work includes a full first-floor renovation, updated second-floor kitchen, renovated third-floor bath, electrical service approximately three years old, roof approximately eight years old. Each residence offers its own character, with updated kitchens, generous room sizes, and plenty of natural light. Features throughout include white shaker cabinetry, tile backsplashes, gas ranges, crown molding, cast-iron radiators, and hardwood or wood-style flooring. Select units also offer a dishwasher, walk-in pantry, and dedicated home-office space. The property also includes a full partially finished basement with laundry, utility space, and additional rooms that provide useful flexibility for storage, recreation, work-from-home needs, or other ancillary use. Four electric meters and three gas meters serve the property, and a large side yard adds valuable outdoor space. Conveniently located for commuters, with Metro-North service to Grand Central, the Wakefield-241st Street 2 train just over the Bronx border, and easy access to the Cross County and Hutchinson River Parkways. A versatile property for an owner-occupant or investor looking for space, income potential, and convenient access to New York City. ## Location - **Address:** 124 Union Avenue, Mount Vernon, NY 10550 - **County:** Westchester County - **Coordinates:** 40.908939, -73.832418 - **Google Maps:** https://www.google.com/maps?q=40.908939,-73.832418 ## Listing Agent - **Name:** Jerges Santana - **Brokerage:** SERHANT LLC - **Broker Phone:** (917) 744-1045 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/124-Union-Ave_Mount-Vernon_NY_10550_M39438-93533?f=listhub&s=MLSLINY&m=1046388&c=propsimple) ## Photos ![124 Union Avenue - Photo 1](http://lh.rdcpix.com/754a421a0c4bb8d6b5f4c1194290c1dbl-f2045621039r.jpg) ![124 Union Avenue - Photo 2](http://lh.rdcpix.com/754a421a0c4bb8d6b5f4c1194290c1dbl-f296467088r.jpg) ![124 Union Avenue - Photo 3](http://lh.rdcpix.com/754a421a0c4bb8d6b5f4c1194290c1dbl-f3269524270r.jpg) ![124 Union Avenue - Photo 4](http://lh.rdcpix.com/754a421a0c4bb8d6b5f4c1194290c1dbl-f2011277996r.jpg) ![124 Union Avenue - Photo 5](http://lh.rdcpix.com/754a421a0c4bb8d6b5f4c1194290c1dbl-f124783170r.jpg) ![124 Union Avenue - Photo 6](http://lh.rdcpix.com/754a421a0c4bb8d6b5f4c1194290c1dbl-f431789268r.jpg) ![124 Union Avenue - Photo 7](http://lh.rdcpix.com/754a421a0c4bb8d6b5f4c1194290c1dbl-f3315633413r.jpg) ![124 Union Avenue - Photo 8](http://lh.rdcpix.com/754a421a0c4bb8d6b5f4c1194290c1dbl-f1058069184r.jpg) ![124 Union Avenue - Photo 9](http://lh.rdcpix.com/754a421a0c4bb8d6b5f4c1194290c1dbl-f2537815744r.jpg) ![124 Union Avenue - Photo 10](http://lh.rdcpix.com/754a421a0c4bb8d6b5f4c1194290c1dbl-f1970597073r.jpg) ![124 Union Avenue - Photo 11](http://lh.rdcpix.com/754a421a0c4bb8d6b5f4c1194290c1dbl-f4212526507r.jpg) ![124 Union Avenue - Photo 12](http://lh.rdcpix.com/754a421a0c4bb8d6b5f4c1194290c1dbl-f2933530267r.jpg) ![124 Union Avenue - Photo 13](http://lh.rdcpix.com/754a421a0c4bb8d6b5f4c1194290c1dbl-f4215105842r.jpg) ![124 Union Avenue - Photo 14](http://lh.rdcpix.com/754a421a0c4bb8d6b5f4c1194290c1dbl-f228359905r.jpg) ![124 Union Avenue - Photo 15](http://lh.rdcpix.com/754a421a0c4bb8d6b5f4c1194290c1dbl-f1725082208r.jpg) ![124 Union Avenue - Photo 16](http://lh.rdcpix.com/754a421a0c4bb8d6b5f4c1194290c1dbl-f984919779r.jpg) ![124 Union Avenue - Photo 17](http://lh.rdcpix.com/754a421a0c4bb8d6b5f4c1194290c1dbl-f324764827r.jpg) ![124 Union Avenue - Photo 18](http://lh.rdcpix.com/754a421a0c4bb8d6b5f4c1194290c1dbl-f1509083965r.jpg) ![124 Union Avenue - Photo 19](http://lh.rdcpix.com/754a421a0c4bb8d6b5f4c1194290c1dbl-f3045315688r.jpg) ![124 Union Avenue - Photo 20](http://lh.rdcpix.com/754a421a0c4bb8d6b5f4c1194290c1dbl-f3738948024r.jpg) ![124 Union Avenue - Photo 21](http://lh.rdcpix.com/754a421a0c4bb8d6b5f4c1194290c1dbl-f2530127205r.jpg) ![124 Union Avenue - Photo 22](http://lh.rdcpix.com/754a421a0c4bb8d6b5f4c1194290c1dbl-f3433315855r.jpg) ![124 Union Avenue - Photo 23](http://lh.rdcpix.com/754a421a0c4bb8d6b5f4c1194290c1dbl-f141238780r.jpg) ![124 Union Avenue - Photo 24](http://lh.rdcpix.com/754a421a0c4bb8d6b5f4c1194290c1dbl-f2473078823r.jpg) ![124 Union Avenue - Photo 25](http://lh.rdcpix.com/754a421a0c4bb8d6b5f4c1194290c1dbl-f3205549341r.jpg) ![124 Union Avenue - Photo 26](http://lh.rdcpix.com/754a421a0c4bb8d6b5f4c1194290c1dbl-f1112492667r.jpg) ![124 Union Avenue - Photo 27](http://lh.rdcpix.com/754a421a0c4bb8d6b5f4c1194290c1dbl-f3679211297r.jpg) ![124 Union Avenue - Photo 28](http://lh.rdcpix.com/754a421a0c4bb8d6b5f4c1194290c1dbl-f2885724509r.jpg) ![124 Union Avenue - Photo 29](http://lh.rdcpix.com/754a421a0c4bb8d6b5f4c1194290c1dbl-f4233560919r.jpg) --- **MLS#:** 1046388 | **Updated:** 2026-10-22 **Source:** listhub *Copyright © 2026 OneKey MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/124-union-avenue-mount-vernon-ny-10550-c33e7fbd40124ea9b84ea86b707bd41c) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/124-union-avenue-mount-vernon-ny-10550-c33e7fbd40124ea9b84ea86b707bd41c#listing", "url": "https://staging.propertysimple.ai/listing/124-union-avenue-mount-vernon-ny-10550-c33e7fbd40124ea9b84ea86b707bd41c", "name": "124 Union Avenue, Mount Vernon, NY 10550", "description": "A legal three-family in Mount Vernon with all three units on month-to-month. Deliver it vacant, keep the income in place, or reset rents to market. Live in one unit while renting the others, or lease all three and use the property as a full investment. Offering approximately 2,420 square feet across three levels, the home features a flexible mix of layouts: a two-bedroom plus office on the first floor, a one-bedroom plus office on the second floor, and a one-bedroom on the third floor. Recent work includes a full first-floor renovation, updated second-floor kitchen, renovated third-floor bath, electrical service approximately three years old, roof approximately eight years old. Each residence offers its own character, with updated kitchens, generous room sizes, and plenty of natural light. Features throughout include white shaker cabinetry, tile backsplashes, gas ranges, crown molding, cast-iron radiators, and hardwood or wood-style flooring. Select units also offer a dishwasher, walk-in pantry, and dedicated home-office space. The property also includes a full partially finished basement with laundry, utility space, and additional rooms that provide useful flexibility for storage, recreation, work-from-home needs, or other ancillary use. Four electric meters and three gas meters serve the property, and a large side yard adds valuable outdoor space. Conveniently located for commuters, with Metro-North service to Grand Central, the Wakefield-241st Street 2 train just over the Bronx border, and easy access to the Cross County and Hutchinson River Parkways. 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