About This Home

This 3-bedroom, 3-bathroom single family at 1242 Emerald Bay Drive in Destin, FL is listed for $2,149,900 ($779 per sqft). Built in 1996, the home offers 2,759 sqft of living space on a 0.62 acres lot.

Key Features

  • Built in 1996
  • 0.62 acre lot
  • 8 parking spaces
  • Private pool
  • Fireplace
  • Waterfront

Property Details

1 story
2 full, 2 half
2-car garage
1996

Amenities

PoolSolarFireplaceWaterfrontA/CRV Parking
Listing Description

Exceptional Bayfront living in the heart of Destin! Set on .62-acre w/113 ft of waterfront, this gorgeous 3 BR + Office Home offers space, privacy, sweeping Bay views & an outstanding Emerald Bay location--all at a compelling price! Waterfront here isn't just the view--it's the lifestyle.

Start your mornings w/coffee overlooking the bay, spend afternoons poolside watching boats pass by & end the day w/cocktails as the sky changes color over the bay. Inside, walls of glass spanning the back of the home, bring the Bay into every main living space & fill the interior w/natural light.

The open floor plan offers 2 spacious living areas, elec fireplace, formal dining & casual dining off the kitchen. In both living areas, sliding glass doors disappear into the walls, opening the home to the screened pool, spa & waterfront beyond, creating an exceptional indoor/outdoor setting for entertaining.

Taking center stage is the stunning, newer kitchen w/an oversized island, quartzite counters, SS appliances including Z-line GAS stove w/6 burners/griddle & double oven, wine cooler & dramatic floor-to-ceiling custom cabinetry! Whether hosting a houseful of friends or enjoying a quiet evening overlooking the bay, this is a kitchen designed to be the heart of the home.

The split-BR floor plan provides excellent privacy. The spacious Bayfront primary suite allows you to wake to Bay views & features 2 walk-in closets & a generous bath w/2 sinks, soaking tub & separate walk-in shower. Two add' bedrooms are located on the other side of the home each with its own adjoining half bath and access to a newly remodeled shared shower.

A separate office and additional half bath add flexibility for working from home or accommodating guests. Other features include newer LVP flooring throughout the majority of the home, NEW high impact gorgeous glass paneled front doors, NEW fireplace and sprinkler system with new irrigation pump.

Outside, is where this property truly comes to life. The screen-enclosed in-ground pool and spa create a private Bayfront retreat with plenty of room for entertaining, lounging and enjoying Florida's year-round outdoor lifestyle. Beyond the pool, the expansive backyard leads to 113 ft of Bayfront shoreline--imagine stepping outside for an evening by the water and/or adding a dock and having your boat waiting just beyond your backyard.

Beyond its beautiful setting and thoughtful floor plan, the home offers important updates for added peace of mind, including HVAC systems replaced in 2023 and 2025, a 2021 gas water heater, added insulation and newer glass throughout the windows. Solar panels provide an additional advantage, with the current owner reporting a fixed electric payment of approximately $185 per month--representing significant annual electrical savings!

The home also benefits from comprehensive Sentricon termite protection by Florida Pest Control with the perimeter professionally trenched & foundation areas drilled & treated, another valuable layer of protection & peace of mind for the next owner. Combined with the beautifully renovated kitchen, remodeled 2nd bathroom with shared custom shower, ne

wer LVP flooring and new high impact custom front doors, many of the home's significant improvements have already been completed. Located within the sought-after gated community of Emerald Bay, residents enjoy a beautiful golf-course setting with a low HOA.

Shopping, dining, schools and everything Destin has to offer are just minutes away. Bayfront mornings. Poolside afternoons. Sunset evenings. 113 feet of waterfront on more than half an acre--right in the heart of Destin. This is more than a home; it's the Destin lifestyle and an opportunity that won't last long.

Monthly Cost Estimate

$11,788/mo

20% down · 6.5% · 30 years

Principal$1,555
Interest$9,316
Insurance$627
HOA$290

Estimates only. Actual payments may vary.

Location

1242 Emerald Bay Drive

Destin, FL 32541

EMERALD BAY WEST

Features & Amenities

Interior Features

Breakfast BarCeiling RaisedCeiling VaultedKitchen IslandLighting RecessedShelvingSplit BedroomWasher/Dryer HookupWoodwork Painted

Exterior Features

Hot TubHurricane ShuttersLawn PumpSprinkler System

Property Details

Flooring

VinylCarpetTile

Construction

Stucco

Pool Features

Pool

Outdoor Features

PatioPorch

Parking

GuestBoat

Heating

Natural Gas

Cooling

Central Air

Appliances

Auto Garage Door OpnDishwasherDisposalIntercomMicrowaveOven DoubleRange HoodRefrigerator W/IceMkSecurity SystemSmoke DetectorStove/Oven GasWater Heater - Gas

Questions & Answers

This 3-bedroom, 3-bathroom single family at 1242 Emerald Bay Drive is listed at $2,149,900 ($779/sqft). The estimated monthly payment is $11,788 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $290/month.

Key features include: Built in 1996, 0.62 acre lot, 8 parking spaces, Private pool, Fireplace, Waterfront. Interior Features: Breakfast Bar, Ceiling Raised, Ceiling Vaulted. Exterior Features: Hot Tub, Hurricane Shutters, Lawn Pump.

This property is listed by Karen K Martineau.

KM

Karen K Martineau

License 3096846

Agent at RE/MAX Coastal Properties

Listed by RE/MAX Coastal Properties · Broker phone: (850) 837-9900 · View on Broker Site · Broker website

MLS# 1013268· Source: Emerald Coast Association of Realtors· 25 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1242 Emerald Bay Drive, Destin, FL 32541

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