# 1242 Emerald Bay Drive, Destin, FL 32541 > **TL;DR:** 3bd/3ba single family, $2,149,900 ($779/sqft), built 1996, 2,759 sqft. > Pool, Fireplace, Solar, Waterfront. Est. $11,788/mo. Listed 26 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $2,149,900 | | Price/sqft | $779 | | Bedrooms | 3 | | Bathrooms | 2 full, 2 half | | Square Feet | 2,759 | | Year Built | 1996 | | Lot Size | 27,007 sqft (0.62 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 26 | ## Why This Home Stands Out - **Solar Panels** - Solar panels listed - **Pool** - Patio, Porch - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $10,871 | | Estimated Insurance | $627 | | HOA | $290 | | **Total** | **$11,788** | ## Nearby Schools - **Elementary:** Destin - **Middle:** Destin - **High:** Fort Walton Beach ## Key Amenities - Pool - Fireplace - Solar - Waterfront - A/C - RV Parking - 2-car garage ## Property Highlights - Built in 1996 - 0.62 acre lot - 8 parking spaces - Private pool - Fireplace - Waterfront ## Description ### Agent Description Exceptional Bayfront living in the heart of Destin! Set on .62-acre w/113 ft of waterfront, this gorgeous 3 BR + Office Home offers space, privacy, sweeping Bay views & an outstanding Emerald Bay location--all at a compelling price! Waterfront here isn't just the view--it's the lifestyle. Start your mornings w/coffee overlooking the bay, spend afternoons poolside watching boats pass by & end the day w/cocktails as the sky changes color over the bay. Inside, walls of glass spanning the back of the home, bring the Bay into every main living space & fill the interior w/natural light. The open floor plan offers 2 spacious living areas, elec fireplace, formal dining & casual dining off the kitchen. In both living areas, sliding glass doors disappear into the walls, opening the home to the screened pool, spa & waterfront beyond, creating an exceptional indoor/outdoor setting for entertaining. Taking center stage is the stunning, newer kitchen w/an oversized island, quartzite counters, SS appliances including Z-line GAS stove w/6 burners/griddle & double oven, wine cooler & dramatic floor-to-ceiling custom cabinetry! Whether hosting a houseful of friends or enjoying a quiet evening overlooking the bay, this is a kitchen designed to be the heart of the home. The split-BR floor plan provides excellent privacy. The spacious Bayfront primary suite allows you to wake to Bay views & features 2 walk-in closets & a generous bath w/2 sinks, soaking tub & separate walk-in shower. Two add' bedrooms are located on the other side of the home each with its own adjoining half bath and access to a newly remodeled shared shower. A separate office and additional half bath add flexibility for working from home or accommodating guests. Other features include newer LVP flooring throughout the majority of the home, NEW high impact gorgeous glass paneled front doors, NEW fireplace and sprinkler system with new irrigation pump. Outside, is where this property truly comes to life. The screen-enclosed in-ground pool and spa create a private Bayfront retreat with plenty of room for entertaining, lounging and enjoying Florida's year-round outdoor lifestyle. Beyond the pool, the expansive backyard leads to 113 ft of Bayfront shoreline--imagine stepping outside for an evening by the water and/or adding a dock and having your boat waiting just beyond your backyard. Beyond its beautiful setting and thoughtful floor plan, the home offers important updates for added peace of mind, including HVAC systems replaced in 2023 and 2025, a 2021 gas water heater, added insulation and newer glass throughout the windows. Solar panels provide an additional advantage, with the current owner reporting a fixed electric payment of approximately $185 per month--representing significant annual electrical savings! The home also benefits from comprehensive Sentricon termite protection by Florida Pest Control with the perimeter professionally trenched & foundation areas drilled & treated, another valuable layer of protection & peace of mind for the next owner. Combined with the beautifully renovated kitchen, remodeled 2nd bathroom with shared custom shower, newer LVP flooring and new high impact custom front doors, many of the home's significant improvements have already been completed. Located within the sought-after gated community of Emerald Bay, residents enjoy a beautiful golf-course setting with a low HOA. Shopping, dining, schools and everything Destin has to offer are just minutes away. Bayfront mornings. Poolside afternoons. Sunset evenings. 113 feet of waterfront on more than half an acre--right in the heart of Destin. This is more than a home; it's the Destin lifestyle and an opportunity that won't last long. ## Location - **Address:** 1242 Emerald Bay Drive, Destin, FL 32541 - **County:** Okaloosa - **Neighborhood:** EMERALD BAY WEST - **Coordinates:** 30.399605, -86.403816 - **Google Maps:** https://www.google.com/maps?q=30.399605,-86.403816 ## Listing Agent - **Name:** Karen K Martineau · **License:** 3096846 - **Brokerage:** RE/MAX Coastal Properties - **Broker Phone:** (850) 837-9900 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1242-Emerald-Bay-Dr_Destin_FL_32541_M60464-62645?f=listhub&s=ECARMLSFL&m=1013268&c=propsimple) ## Photos ![1242 Emerald Bay Drive - Photo 1](http://lh.rdcpix.com/9c6308cd9f01b34660907af4d09c0be1l-f3429125591r.jpg) ![1242 Emerald Bay Drive - Photo 2](http://lh.rdcpix.com/9c6308cd9f01b34660907af4d09c0be1l-f1507093591r.jpg) ![1242 Emerald Bay Drive - Photo 3](http://lh.rdcpix.com/9c6308cd9f01b34660907af4d09c0be1l-f3601082071r.jpg) ![1242 Emerald Bay Drive - 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Photo 24](http://lh.rdcpix.com/9c6308cd9f01b34660907af4d09c0be1l-f787085713r.jpg) ![1242 Emerald Bay Drive - Photo 25](http://lh.rdcpix.com/9c6308cd9f01b34660907af4d09c0be1l-f2668564038r.jpg) ![1242 Emerald Bay Drive - Photo 26](http://lh.rdcpix.com/9c6308cd9f01b34660907af4d09c0be1l-f4031342018r.jpg) ![1242 Emerald Bay Drive - Photo 27](http://lh.rdcpix.com/9c6308cd9f01b34660907af4d09c0be1l-f2608074950r.jpg) ![1242 Emerald Bay Drive - Photo 28](http://lh.rdcpix.com/9c6308cd9f01b34660907af4d09c0be1l-f2468922051r.jpg) ![1242 Emerald Bay Drive - Photo 29](http://lh.rdcpix.com/9c6308cd9f01b34660907af4d09c0be1l-f2487706129r.jpg) ![1242 Emerald Bay Drive - Photo 30](http://lh.rdcpix.com/9c6308cd9f01b34660907af4d09c0be1l-f2526680357r.jpg) ![1242 Emerald Bay Drive - Photo 31](http://lh.rdcpix.com/9c6308cd9f01b34660907af4d09c0be1l-f1615393073r.jpg) ![1242 Emerald Bay Drive - Photo 32](http://lh.rdcpix.com/9c6308cd9f01b34660907af4d09c0be1l-f2866277565r.jpg) ![1242 Emerald Bay Drive - Photo 33](http://lh.rdcpix.com/9c6308cd9f01b34660907af4d09c0be1l-f2809320395r.jpg) ![1242 Emerald Bay Drive - 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Photo 54](http://lh.rdcpix.com/9c6308cd9f01b34660907af4d09c0be1l-f3028433328r.jpg) ![1242 Emerald Bay Drive - Photo 55](http://lh.rdcpix.com/9c6308cd9f01b34660907af4d09c0be1l-f935690508r.jpg) ![1242 Emerald Bay Drive - Photo 56](http://lh.rdcpix.com/9c6308cd9f01b34660907af4d09c0be1l-f3605110761r.jpg) ![1242 Emerald Bay Drive - Photo 57](http://lh.rdcpix.com/9c6308cd9f01b34660907af4d09c0be1l-f1859429498r.jpg) ![1242 Emerald Bay Drive - Photo 58](http://lh.rdcpix.com/9c6308cd9f01b34660907af4d09c0be1l-f3796388993r.jpg) ![1242 Emerald Bay Drive - Photo 59](http://lh.rdcpix.com/9c6308cd9f01b34660907af4d09c0be1l-f4235202831r.jpg) ![1242 Emerald Bay Drive - Photo 60](http://lh.rdcpix.com/9c6308cd9f01b34660907af4d09c0be1l-f2096688775r.jpg) ![1242 Emerald Bay Drive - Photo 61](http://lh.rdcpix.com/9c6308cd9f01b34660907af4d09c0be1l-f2965847185r.jpg) ![1242 Emerald Bay Drive - Photo 62](http://lh.rdcpix.com/9c6308cd9f01b34660907af4d09c0be1l-f3860125466r.jpg) ![1242 Emerald Bay Drive - Photo 63](http://lh.rdcpix.com/9c6308cd9f01b34660907af4d09c0be1l-f74616147r.jpg) ![1242 Emerald Bay Drive - Photo 64](http://lh.rdcpix.com/9c6308cd9f01b34660907af4d09c0be1l-f1260328375r.jpg) --- **MLS#:** 1013268 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://staging.propertysimple.ai/listing/1242-emerald-bay-drive-destin-fl-32541-a1912eb389904d008cedcdcc6e437601) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://staging.propertysimple.ai/listing/1242-emerald-bay-drive-destin-fl-32541-a1912eb389904d008cedcdcc6e437601#listing", "url": "https://staging.propertysimple.ai/listing/1242-emerald-bay-drive-destin-fl-32541-a1912eb389904d008cedcdcc6e437601", "name": "1242 Emerald Bay Drive, Destin, FL 32541", "description": "Exceptional Bayfront living in the heart of Destin! Set on .62-acre w/113 ft of waterfront, this gorgeous 3 BR + Office Home offers space, privacy, sweeping Bay views & an outstanding Emerald Bay location--all at a compelling price! Waterfront here isn't just the view--it's the lifestyle. Start your mornings w/coffee overlooking the bay, spend afternoons poolside watching boats pass by & end the day w/cocktails as the sky changes color over the bay. Inside, walls of glass spanning the back of the home, bring the Bay into every main living space & fill the interior w/natural light. The open floor plan offers 2 spacious living areas, elec fireplace, formal dining & casual dining off the kitchen. In both living areas, sliding glass doors disappear into the walls, opening the home to the screened pool, spa & waterfront beyond, creating an exceptional indoor/outdoor setting for entertaining. Taking center stage is the stunning, newer kitchen w/an oversized island, quartzite counters, SS appliances including Z-line GAS stove w/6 burners/griddle & double oven, wine cooler & dramatic floor-to-ceiling custom cabinetry! Whether hosting a houseful of friends or enjoying a quiet evening overlooking the bay, this is a kitchen designed to be the heart of the home. The split-BR floor plan provides excellent privacy. The spacious Bayfront primary suite allows you to wake to Bay views & features 2 walk-in closets & a generous bath w/2 sinks, soaking tub & separate walk-in shower. Two add' bedrooms are located on the other side of the home each with its own adjoining half bath and access to a newly remodeled shared shower. A separate office and additional half bath add flexibility for working from home or accommodating guests. Other features include newer LVP flooring throughout the majority of the home, NEW high impact gorgeous glass paneled front doors, NEW fireplace and sprinkler system with new irrigation pump. Outside, is where this property truly comes to life. The screen-enclosed in-ground pool and spa create a private Bayfront retreat with plenty of room for entertaining, lounging and enjoying Florida's year-round outdoor lifestyle. Beyond the pool, the expansive backyard leads to 113 ft of Bayfront shoreline--imagine stepping outside for an evening by the water and/or adding a dock and having your boat waiting just beyond your backyard. Beyond its beautiful setting and thoughtful floor plan, the home offers important updates for added peace of mind, including HVAC systems replaced in 2023 and 2025, a 2021 gas water heater, added insulation and newer glass throughout the windows. Solar panels provide an additional advantage, with the current owner reporting a fixed electric payment of approximately $185 per month--representing significant annual electrical savings! The home also benefits from comprehensive Sentricon termite protection by Florida Pest Control with the perimeter professionally trenched & foundation areas drilled & treated, another valuable layer of protection & peace of mind for the next owner. Combined with the beautifully renovated kitchen, remodeled 2nd bathroom with shared custom shower, newer LVP flooring and new high impact custom front doors, many of the home's significant improvements have already been completed. Located within the sought-after gated community of Emerald Bay, residents enjoy a beautiful golf-course setting with a low HOA. Shopping, dining, schools and everything Destin has to offer are just minutes away. Bayfront mornings. Poolside afternoons. Sunset evenings. 113 feet of waterfront on more than half an acre--right in the heart of Destin. 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