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About This Home

This 4-bedroom, 4-bathroom single family at 12432 GEMSTONE DR in HAGERSTOWN, MD is listed for $649,900. Built in 2008, on a 0.21 acres lot.

Agent Description

We Dropped the Price For You Welcome to your future Stunning home in an upscale community that has been meticulously maintained and fully updated-just move in and enjoy, where comfort and convenience await in the Hagger's Crossing community of Hagerstown!

Step into a meticulously maintained sanctuary where comfort and convenience intertwine, presenting an exquisite opportunity for your family's next chapter. This home beckons those yearning for an elevated living experience, where every detail is thoughtfully crafted to enhance daily life.

The main level welcomes you with an open-plan layout, offering a seamless transition from elegant formal spaces to cozy family areas, all adorned with gleaming carpet & hardwood floors. The Breakfast area seamlessly flows into a sunlit kitchen, equipped with modern amenities to inspire culinary delights and family gatherings alike.

Outside, you'll find an expansive backyard, ideal for outdoor entertaining, gardening, or simply enjoying the serene surroundings of this quiet neighborhood. Upstairs, tranquility awaits in four well-appointed bedrooms, including a luxurious master suite complete with walk-in closets, inviting you to unwind in comfort.

Delve further into the lower level, where endless Dreams come true . A finished master suite with its own bathroom provides a secluded retreat. Conveniently located near Elementary School, this home presents an attractive option for school staff seeking convenient housing, while also offering potential rental income for homeowners.

Additionally, the finished basement offers versatility and privacy, featuring its own full bath, perfect for hosting guests or creating a cozy retreat. Situated in Hagerstown, residents enjoy easy access to a host of amenities including shopping centers, Walmart ,Marshals restaurants, parks, and entertainment options just moments away.

Plus, with nearby major highways and transportation options, commuting to work or exploring nearby cities is a breeze. But the perks don't stop there! Residents also have exclusive access to the community pool and clubhouse, perfect for relaxing or socializing with neighbors and friends. Don't miss out on the opportunity to make this exquisite residence your own. and let this door be your gateway to a life of comfort, convenience, and serenity of Hager's Crossing.

Key Features

  • Built in 2008
  • 0.21 acre lot
  • 2 stories

Property Details

2 stories
3 full, 1 half
2008

Monthly Cost Estimate

$3,476/mo

20% down · 6.5% · 30 years

Principal$470
Interest$2,816
Insurance$190

Estimates only. Actual payments may vary.

Location

12432 GEMSTONE DR

HAGERSTOWN, MD 21740

HAGERS CROSSING

Features & Amenities

Interior Features

Attic/House FanCarpetCeiling Fan(s)Combination Kitchen/LivingCrown

Exterior Features

Flood LightsSidewalksStreet Lights

Property Details

Flooring

CarpetTileTile - CeramicVinylWood

Construction

AsphaltBrickConcrete

Parking

DrivewayGarageGarage - AttachedOn Street

Heating

Heat Pump (Heating)

Cooling

Central Air

Appliances

DishwasherFreezerGarbage DisposerMicrowaveOven - DoubleRangeRange - GasRefrigeratorWasher

Questions & Answers

This 4-bedroom, 4-bathroom single family at 12432 GEMSTONE DR is listed at $649,900. The estimated monthly payment is $2,816 based on 20% down at 6.5% interest.

Key features include: Built in 2008, 0.21 acre lot, 2 stories. Interior Features: Attic/House Fan, Carpet, Ceiling Fan(s). Exterior Features: Flood Lights, Sidewalks, Street Lights.

This property is listed by Imran A Kazmi and can be reached at 8885360216 or imran.kazmi@lnf.com.

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IK

Imran A Kazmi

Agent at Hagerstown

(888) 536-0216

Listed by Hagerstown · View on Broker Site

MLS# MDWA2030418· Source: listhub· Updated 252 days ago

Copyright © 2026 Long & Foster Real Estate. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

12432 GEMSTONE DR, HAGERSTOWN, MD 21740

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